Welcome to your comprehensive guide to insurance in Belgium. Whether you’re a local resident or an expatriate, navigating the insurance landscape can be complex. We’ve compiled a list of the top Belgian insurance companies, including multinational giants and specialized local providers, to help you find the best coverage for your needs. Explore our list, read short descriptions of each company’s services, and find the perfect policy for you, your family, or your business
Belgian Insurance Companies by Category
Click on the logos of the insurers to obtain a bunch of updated information offering each insurer from Belgium. Our goal is to help you find the best insurance. These companies offer a wide range of products, from basic car and home insurance to comprehensive life and investment policies.
All
General & life providers
Health Insurance Providers
Global Specialty Risks
Insurance Brokers & Risk Advisors
Other Financial Institutions (Banks)
Global reinsurers
AG Insurance
Offers a wide range of life and non-life insurance, serving both individual and corporate client
General & life providers
AXA
A global insurer providing a wide array of solutions including auto, home, life, and health.
General & life providers
KBC Insurance Company
Offers diverse insurance, integrating banking and insurance services for comprehensive financial solutions
General & life providers
Ethias
A prominent Belgian insurer known for offerings in the public sector, including health, life, and property.
General & life providers
Belfius
A subsidiary of Belfius Bank, offers a broad spectrum of integrated life, health, property, and casualty products.
General & life providers
Allianz Trade
A global leader in assistance services and travel insurance, covering trip cancellations and medical emergencies.
General & life providers
Allianz
A global leader offering comprehensive life and general policies, known for strong customer service.
General & life providers
VOYA
Provides retirement, investment, and insurance products and services to individual and institutional customers.
General & life providers
NN
An international financial services company, offers a wide range of insurance, pensions, and asset management services.
General & life providers
AIG
A global insurer providing diverse commercial, financial lines, and personal accident coverage.
General & life providers
Pru part of M&G plc.
Focuses on long-term savings, investment management, and retirement solutions for clients
General & life providers
HDI
A German-backed global insurer providing a broad range of industrial and commercial insurance solutions.
General & life providers
RSA GROUP
Provides general insurance products and services, including car, home, and commercial insurance.
General & life providers
Legal & General
Offers a variety of investment and insurance solutions, often focusing on asset management and retirement products.
General & life providers
Baloise
A major European insurer offering a full range of life, non-life, and pension products.
General & life providers
Zurich
A global insurance company providing a wide range of general and life insurance products.
General & life providers
Cigna
A global health service company offering health, dental, life, and accident insurance coverage.
General & life providers
GLOBALITY HEALTH
Specializes in premium international health insurance for expatriates, serving individuals and corporate groups.
Health Insurance Providers
Chubb
Provides specialized commercial property and casualty insurance, as well as coverage for high-net-worth individuals.
Global Specialty Risks
P&V Groep
A Belgian cooperative insurer providing comprehensive coverage for individuals, families, and businesses.
General & life providers
Ageas
An international insurance group with a strong presence in Europe and Asia, offering life and non-life insurance.
General & life providers
Bupa
Offers international private medical insurance, providing comprehensive health coverage for expatriates and globally mobile people.
Health Insurance Providers
Now Health
Specializes in premium international health insurance for expats, families, and companies worldwide.
Health Insurance Providers
Clements
Provides international insurance solutions to expats, offering specialized coverage for mobile individuals and organizations.
Health Insurance Providers
TOKIO MARINE HCC
Offers a wide range of specialty insurance products, including professional liability and marine insurance.
Global Specialty Risks
VIVIUM
A brand of P&V, provides a wide range of life, non-life, and employee benefits insurance.
General & life providers
Arag
A specialist in legal protection insurance, providing comprehensive coverage for legal fees and costs.
Global Specialty Risks
AXA XL
Focuses on providing specialty insurance and reinsurance solutions for large and multinational corporations.
Global Specialty Risks
BHSI
Provides commercial property, casualty, executive lines, and other specialty insurance for complex risks.
Global Specialty Risks
Swiss Re
One of the world's leading providers of reinsurance, insurance, and other forms of insurance-based risk transfer.
Global reinsurers
Hannover RE
A major global reinsurer offering a broad range of property, casualty, life, and health reinsurance.
Global reinsurers
Coface
Specializes in business trade credit insurance, protecting companies against non-payment of commercial debts
Global Specialty Risks
Atradius
A global provider of trade credit insurance, surety, and collections services for businesses.
Global reinsurers
LLOYD’S
A world-leading specialist insurance and reinsurance market, not a single insurance company.
Global Specialty Risks
Munich Re
One of the world's leading reinsurers, providing a wide array of reinsurance and primary insurance solutions.
Global reinsurers
ERGO
A major European insurer and part of Munich Re, one of the world's leading reinsurers.
Global reinsurers
Everest
Offers a wide range of specialty insurance, reinsurance, and property/casualty products globally.
Global reinsurers
Mapfre Re
Global reinsurers
ATHORA
A European life and pensions insurer focused on acquiring and managing existing portfolios.
Global reinsurers
AON
A global leader providing risk management, insurance brokerage, and advisory services.
Insurance Brokers & Risk Advisors
Monument Re
A life reinsurance and acquisitions company, providing solid and reliable reinsurance solutions.
Global reinsurers
ING
A major bank offering straightforward home, car, and travel insurance, often through partnerships.
Other Financial Institutions (Banks)
CREDIT AGRICOLE CIB
The corporate and investment banking arm of Crédit Agricole, offering structured financial solutions.
Other Financial Institutions (Banks)
Marsh
A global leader in insurance broking and risk management, serving businesses of all sizes.
Insurance Brokers & Risk Advisors
HSBC
Global bank providing life and investment insurance products closely tied to its wealth services.
Other Financial Institutions (Banks)
Gallagher
A global insurance brokerage and risk management services firm with a wide array of solutions.
Insurance Brokers & Risk Advisors
Howden
An international insurance broker with a focus on corporate risk, specialty, and reinsurance solutions.
Insurance Brokers & Risk Advisors
Pacific Prime
An international insurance broker offering tailored health and medical plans from various global insurers.
Insurance Brokers & Risk Advisors
How to Choose the Right Insurance in Belgium
Finding the right insurance policy involves more than just looking at a list. Here are some key factors to consider:
Understand Local Regulations: Some types of insurance are mandatory in Belgium, such as car liability insurance. Ensure your policy meets all legal requirements.
Compare Quotes: Don’t settle for the first offer you receive. Use online tools or brokers to compare quotes and benefits from multiple providers.
Check Policy Exclusions: Always read the fine print to understand what is not covered by your policy.
Read Customer Reviews: Research the insurer’s reputation for customer service and claims handling to ensure a smooth experience.
Belgian Insurance Industry Regulation
The financial sector in Belgium is regulated to protect consumers. The Financial Services and Markets Authority (FSMA) is the main regulatory agency. It replaced the former Banking, Finance and Insurance Commission (CBFA) in 2011 to ensure that markets are fair, transparent, and that clients are treated professionally.