Insurance companies in American Central

American Central Insurance Companies – World Insurance Company Logos. Explore insurers in American Central countries and get key info to choose the best insurance.

Nicaragua Insurance Companies

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Flag of Nicaragua featured In the: Insurance in American Central Insurance, Post

Flag of Nicaragua shown in the: Nicaragua Insurance Companies – Directory of Insurers with Logos and Websites,publication. Look for and compare insurers to find the best fit for you. By clicking on the insurance company logos below, you have instant access to up-to-date information that can help you in choosing the best coverage.

Directory of Insurers in Nicaragua​ 

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    List of Insurance Providers in Nicaragua

    Below is a list of some of the insurance companies authorized to operate in the country by the Superintendency of Banks and Other Financial Institutions: (SIBOIF).

    • INISER (Instituto Nicaragüense de Seguros y Reaseguros
    • Seguros LAFISE, S.A.
    • ASSA Compañía de Seguros, S.A.
    • Compañía de Seguros América, S.A.
    • Mapfre Seguros Nicaragua, S.A.
    • Pan-American Life Insurance Company
    • Aseguradora del Istmo (ADISA)
    • Seguros G&T Continental

    The Insurance & Healthcare System in Nicaragua

    Nicaragua’s insurance market has seen significant growth and opening to private competition, supervised by the SIBOIF.
    While historically dominated by the state-owned INISER, private companies like Seguros LAFISE, ASSA, and Seguros América now hold substantial market share.

    The country’s healthcare system is divided into public and private sectors:

    • Public System (MINSA & INSS): The Ministry of Health (MINSA) aims to provide universal, free healthcare through a network of clinics and hospitals. Additionally, the Nicaraguan Institute of Social Security (INSS) provides mandatory insurance coverage for formal employees and their dependents. While access has improved, the public system can face long wait times and resource limitations.
    • Private System: A robust network of private clinics and hospitals (such as Hospital Vivian Pellas in Managua) offers a higher standard of care with modern facilities and English-speaking staff. This system is accessible through out-of-pocket payments or private health insurance.

    For expatriates and many locals, private insurance is the primary way to access the country’s high-quality private medical facilities. Choosing the right plan from the available Nicaragua Insurance Companies is essential for ensuring timely access to the best possible care.

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    Insurance Companies in Costa Rica

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    Flag of Costa Rica, featured in the: Insurance in Costa Rica, post. Look for and compare insurers to find the best fit for you. By clicking on the insurance company logos below, you have instant access to up-to-date information that can help you in choosing the best coverage.

    Directory of Insurers in Costa Rica

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      List of Insurance Providers in Costa Rica

      Below is a list of some of the insurance companies authorized to operate in the country.

      • Instituto Nacional de Seguros (INS)
      • Pan-American Life Insurance Company
      • ASSA Compañía de Seguros
      • Mapfre Seguros Costa Rica
      • Sagicor Costa Rica
      • Best Meridian Insurance
      • LAFISE Seguros
      • ADISA
      • Qualitas Compañía de Seguros Unity
      • Corredores de Seguros
      • BlueCross BlueShield Costa Rica

      Insurance and Healthcare System in Costa Rica

      Costa Rica’s insurance market has evolved significantly since the state-owned Instituto Nacional de Seguros (INS) monopoly ended in 2008. While INS remains the dominant player, several private and international companies now offer a variety of products.

      The country is known for its high-quality universal healthcare system, the Caja Costarricense de Seguro Social (CCSS or “La Caja”), which provides comprehensive coverage to citizens and legal residents. Key points include:

      • Public System (La Caja): Funded by contributions from residents, the CCSS provides access to clinics and hospitals nationwide. It is highly regarded, contributing to the country’s high life expectancy. While comprehensive, wait times for non-emergency procedures can be long.
      • Private System: To supplement public care, many residents and expatriates opt for private health insurance. This provides faster access to a network of private hospitals and specialists (like Clínica Bíblica, Hospital CIMA, and Hospital La Católica), which are known for their modern facilities and English-speaking staff.
      • Role of Private Insurers: Companies offer a range of plans to cover gaps in the public system, including private medical treatments, dental work, and vision care. This is particularly popular for medical tourism and the large expatriate community.

      Navigating your options between the public system and private plans is key to ensuring you have the right coverage for your needs in Costa Rica.

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      Insurance Companies in Belize

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      Flag Of Belize Shown: Belize Insurance Companies – Directory of Insurers with Logos and Websites, Publication

      By clicking on the logos of each insurer, you can find up-to-date details on the different types of coverage policies you require. Find the best insurance cost, coverage, and claim support. Select the insurer you trust.

      List of Insurance Companies and Logos in Belize

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        Health and Climate Context in Belize

        Belize is the only English-speaking country in Central America, with a territory of 22,966 km2, bordering Mexico, Guatemala, and the Caribbean Sea. An estimated 31% of the population lives along the coast.

        In 2015, Belize had a population of 375,900. Life expectancy was estimated at 73.7 years (71.1 for men and 76.6 for women). Belize is a small, developing, upper-middle-income country. Its socioeconomic and health progress is reflected in a Human Development Index score of 0.715 in 2015. The economy is dependent on agricultural exports. (Source: Health in the Americas 2017 Edition, PAHO).

        Strengthening Climate Resilient Health Systems

        On June 28, 2022, the Pan American Health Organization/World Health Organization (PAHO/WHO), with funding from the European Union (EU), hosted a meeting to strengthen Climate Resilient Health Systems in Belize. In collaboration with the Ministry of Health and Wellness (MoHW), the goal is to develop a comprehensive health chapter in the National Adaptation Plan (H-NAP).

        Belize is one of 16 Caribbean countries participating in a five-year project aimed at building the climate resilience of health services to better prepare and respond to climate threats. Climate change has had a significant impact on people’s health in the Caribbean, disrupting physical, biological, and ecological systems. This includes impacts on vector and waterborne diseases, respiratory illnesses, and mental health disorders. The Caribbean, including Belize, has been severely impacted by intense hurricanes, abnormally hot days, and floods.

        “Climate change threatens the achievement of universal health coverage…by compounding the burden of diseases and exacerbating existing barriers to accessing health services,” said Dr. Noreen Jack, PAHO/WHO Representative in Belize.

        Mr. John Bodden, Principal Public Health Inspector, also provided remarks on behalf of the MoHW. “In a time of limited finances, preparedness will reduce challenges, fear, anxiety, and losses that accompany disasters. The minister wants to publicly commit his support to the advancement of the agenda to build our resilience to climate change impacts.”

        The overall objective of the project is to identify existing policies and programs to address the health burdens associated with climate change and to identify current and planned targeted interventions. Through this project, Belize will be able to work collaboratively to strengthen its health sector’s capacity to better adapt to climate change.

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        Honduras Insurance Companies

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        Flag of Honduras, featured In the: Insurance in American Central Insurance, Post

        Flag of Guatemala shown in the: Honduras Insurance Companies – Directory of Insurers with Logos and Websites, publication.By clicking on the logos of each insurer, you can find up-to-date details about the various types of coverage policies you need. This information can help you choose the best insurance, and you can also obtain telephone numbers, addresses, and prices which insurers offer on the Internet.

        Directory of Insurers in Honduras

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          List of Insurance Providers in Honduras

          An updated list of names of insurance companies based in Honduras, sourced from the National Commission of Banks and Insurance (CNBS).

          • Seguros Lafise, S.A.
          • HSBC Seguros
          • Pan-American Life Insurance Company
          • Interamericana de Seguros, S.A.
          • American Home Assurance Company
          • Seguros Continental, S.A.
          • Seguros Atlántida, S.A.
          • Seguros Crefisa, S.A.
          • Equidad Compañía de Seguros, S.A.
          • Seguros del País, S.A.
          • Mapfre Seguros Honduras
          • Seguros Cuscatlán, S.A.

          Economic Context of Honduras

          The economy of Honduras is based mostly on agriculture, which accounted for 14% of its gross domestic product (GDP) in 2013. A leading export is coffee, which accounted for 22% of total Honduran export revenues. Bananas, formerly the country’s second-largest export until being virtually wiped out by 1998’s Hurricane Mitch, recovered in 2000 to 57% of pre-Mitch levels. Cultivated shrimp is another important export sector. Since the late 1970s, towns in the north have begun industrial production through maquiladoras, especially in San Pedro Sula and Puerto Cortés.

          The country’s international reserve position continued to be strong in 2000, at slightly over $1 billion. Remittances from Hondurans living abroad, mostly in the U.S., rose 28% to $410 million in 2000. The Lempira currency was devaluing for many years but stabilized at L19 to the US dollar in 2005.

          The Honduran people are among the poorest in Latin America. Gross national income per capita (2007) was US$1,649, while the average for Central America was US$6,736. Honduras is the fourth poorest country in the Western Hemisphere; only Haiti, Nicaragua, and Guyana are poorer.

          Honduras received significant debt relief in the aftermath of Hurricane Mitch, including the suspension of bilateral debt service payments and bilateral debt reduction by the Paris Club. In July 2000, Honduras reached its decision point under the Heavily Indebted Poor Countries Initiative (HIPC), qualifying the country for interim multilateral debt relief. (Source: Wikipedia)

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          Guatemala Insurance Companies

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          Flag of Guatemala, featured In the: Insurance in American Central Insurance, Post

          Flag of Guatemala, featured in the: Guatemala Insurance Companies – Directory of Insurers with Logos and Websites, post.Look for and compare insurers to find the best fit for you. By clicking on the insurance company logos below, you have instant access to up-to-date information that can help you in choosing the best coverage.

          Directory of Insurers in Guatemala

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            List of Insurance Providers in Guatemala

            Below is a list of some of the insurance companies authorized to operate in the country

            • Seguros G&T
            • Continental Seguros
            • El Roble, S.A.
            • Aseguradora General, S.A.
            • Pan-American Life Insurance de Guatemala
            • Mapfre Seguros Guatemala, S.A.
            • ASSA Compañía de Seguros, S.A.
            • Seguros Universales, S.A.
            • Aseguradora Rural, S.A.
            • Best Meridian Insurance Company (BMI)
            • Bupa Guatemala, Compañía de Seguros

            The Insurance & Healthcare System in Guatemala

            Guatemala has one of the largest and most developed insurance markets in Central America, regulated by the Superintendencia de Bancos (SIB). The sector offers a wide variety of products, from standard life and auto insurance to more complex corporate coverage.

            The country’s healthcare system is a mix of public and private options:

            • Public System (IGSS): The Instituto Guatemalteco de Seguridad Social (IGSS) is the primary public healthcare provider. It is funded by mandatory contributions from employers and employees and serves the formally employed population and their families. However, its coverage does not extend to the entire population, leaving significant gaps.
            • Private System: Due to the limitations of the public system, a robust private healthcare sector serves the middle and upper classes, as well as the corporate sector. Private health insurance is common as an employee benefit and is used by individuals to gain access to a network of private hospitals, clinics, and specialists with shorter wait times and more modern facilities.

            For many in Guatemala, private insurance is not just a supplement but a primary means of ensuring access to quality and timely medical care. This makes choosing the right plan from the available Insurance Companies in Guatemala a crucial decision for family and business financial planning.

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            Insurance Companies in El Salvador

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            Flag of El Salvador shown in the: El Salvador Insurance Companies – Directory of Insurers with Logos and Websites publication.Look for and compare insurers to find the best fit for you. By clicking on the insurance company logos below, you have instant access to up-to-date information that can help you in choosing the best coverage. You can also obtain phone numbers, addresses, and prices offered by insurers through the Internet.

            Directory of Insurers in El Salvador

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              List of Insurance Providers In El Salvador

              • Aseguradora Agrícola Comercial, S.A.
              • Aseguradora Popular, S.A.
              • Aseguradora Suiza Salvadoreña.
              • Scotia Seguros.
              • Mapfre La Centro Americana, S.A.
              • AIG Seguros.
              • Pan American Life Insurance Company.
              • La Central de Seguros Y Fianzas.
              • ASESUISA VIDA, S.A. Seguros de Personas.

              Economic Context in El Salvador

              Compared to other developing countries, El Salvador has experienced relatively low rates of GDP growth. Rates have not risen above the low single digits in nearly two decades, part of a broader environment of macroeconomic instability which the integration of the US dollar has done little to improve.

              One problem that the Salvadoran economy faces is the inequality in the distribution of income. In 2011, El Salvador had a Gini Coefficient of .485, which, although similar to that of the United States, leaves 37.8% of the population below the poverty line due to lower aggregate income. The richest 10% of the population receives approximately 15 times the income of the poorest 40%.

              As of November 3, 2014, the IMF reported official reserve assets to be $3.192 billion.

              Adoption of the U.S. Dollar

              Having this hard currency buffer to work with, the Salvadoran Government undertook a monetary integration plan beginning January 1, 2001, by which the U.S. dollar became legal tender alongside the colón, and all formal accounting was undertaken in U.S. dollars. This way, the government has formally limited its possibility of implementing open market monetary policies to influence short-term variables in the economy.

              Since 2004, the colón stopped circulating and is now never used in the country for any type of transaction; however, some stores still have prices in both colones and U.S. dollars. In general, people were unhappy with the shift from the colón to the U.S. Dollar because wages remained the same while the price of everything increased. The change to the dollar also precipitated a trend toward lower interest rates in El Salvador, helping many to secure credit in order to buy a house or a car. Over time, displeasure with the change has largely disappeared, though the issue resurfaces as a political tool when elections are on the horizon. (Source: Wikipedia)

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              A Guide to Insurance Companies in Panama

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              Flag of Panama shown in the: Insurance Companies in Panama: Complete Guide & List [2025], publication.

              Are you looking for the best insurance coverage in Panama? Whether you need to protect your car, your health, your home, or your financial future, finding the right insurer is the first step.

              In this guide, we provide an updated list of the leading insurance companies operating in Panama. Click on each insurer’s name to access detailed information, contact details, and the types of policies they offer, helping you make an informed decision.

              Panama Insurance Companies: Logos and Websites

              Clicking on Logos Insurers provides instant access to current information on insurance matters.
              These can help you in choosing the best insurance, and also, obtain phone numbers, addresses, and prices offered by insurers through the Internet.

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                List of Insurance Companies in Panama

                Below is the list of insurance companies authorized to operate in the country.

                • Acerta Seguros
                • Aliado Seguros
                • Aseguradora Ancón S.A.
                • Aseguradora Global S.A.
                • Assa Compañía de Seguros S.A.
                • Banesco Seguros S.A.
                • Bupa Panama
                • Chubb Seguros Panamá S.A.
                • Cia. Internacional de Seguros Empresa General de Seguros S.A.
                • Interamericana de Fianzas y Seguros S.A.
                • La Regional de Seguros S.A.
                • Mapfre Panamá S.A.
                • Multibank Seguros S.A.
                • Nacional de Seguros de Panamá y Centroamérica
                • Optima Compañía de Seguros S.A
                • Pan American Life Insurance
                • Profesa Panamá S.A.
                • Sagicor Panamá Seguros
                • Fedpa S.A.
                • Seguros Suramericana S.A.
                • Vivir Compañía de Seguros S.A.

                Tips for Choosing Your Insurance in Panama

                Choosing a policy can be complex. Consider the following points before you decide:

                1. Define Your Needs: What do you want to insure? A life insurance policy is very different from a full-coverage auto policy. Make a list of your priorities.
                2. Compare Coverage: Don’t just look at the price. Review what each policy covers, what the deductibles are, and what is excluded.
                3. Research Their Reputation: Look for reviews on the insurer’s financial stability and the quality of their customer service, especially when handling claims.
                4. Consult with a Broker: An insurance broker can offer you impartial advice and help you find the best option based on your profile and budget.
                5. Read the Contract: Before signing, carefully read all the clauses of the contract. Make sure you understand your rights and obligations.

                Common Types of Insurance in Panama

                The Panamanian market offers a wide variety of insurance policies, including:

                • Health Insurance: Covers medical expenses, hospitalization, medications, and other health services.
                • Auto Insurance: Mandatory for driving, with coverage ranging from third-party liability to comprehensive plans.
                • Life Insurance: Provides financial security to your beneficiaries in the event of your death.
                • Home Insurance: Protects your home and belongings against theft, fire, natural disasters, and other risks.
                • Commercial Insurance: Aimed at businesses to protect their operations, assets, and employees.

                Central American Insurance Logos and Insurers

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                Map of Central America with the logos of various insurance companies, featured in the: American Central Insurance, post.

                Map of Central America with the logos of various insurance companies, featured in the: Central American Insurance Logos and Insurers, postWelcome to the Central American Insurance Logos and Insurers: 7-country directory covering Belize, Costa Rica, El Salvador, Guatemala, Honduras, Nicaragua and Panama. Our platform is here to help.

                • Quickly identify insurers in each country through their official logos.
                • Access direct links to company websites for up-to-date information on their insurance products and services.
                • Easily navigate to discover insurance options specific to each Central American nation.

                To begin, simply click on a country from the list below to view its local insurance providers.

                Central American Insurance Logos and Insurers: 7 Country Directory

                Central American Insurance Logos and Insurers: 7 Country Directory. Click on the flag of each country. This will take you to the insurers in that region. You can find the best insurer based on costs, coverage, customer service, and claim support. Find insurers that you trust. 

                Overview of the Insurance Market in Central America

                The insurance market in Central America features both local and international companies offering a range of products, including property and casualty, health, life insurance, and pension plans. In countries like Costa Rica and Panama, certain types of insurance are mandatory for specific business activities.

                Regulatory authorities in each nation oversee the industry, setting standards and licensing requirements. Major international insurers such as Mapfre, AIG, and Generali have a presence in the region, alongside many local providers.

                When seeking insurance, it’s advisable to research the specific market and regulations of the country you’re interested in. Our directory helps you identify providers and access their official information.
                View the logos and names of the major insurers in North and South America on the American Insurance Companies page.

                Health Insurance in Central America: A Brief Outlook

                Healthcare systems and the availability of health insurance vary across Central America. From Costa Rica’s well-regarded universal system to the mixed public-private sectors in countries like Panama, individuals and businesses often seek private health insurance for enhanced coverage. Our directory can assist you in finding insurance providers who may offer health plans in each specific country.

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