A Guide to Insurance in Tonga

Flag Of Tonga Featured In The: Oceania Insurance Post


Flag of Tonga , featured in the: Insurance Companies in Tonga: A 2025 Guide, post.Welcome to your complete guide to the insurance industry in the Kingdom of Tonga. The market comprises a focused group of licensed insurers and is supervised by the National Reserve Bank of Tonga (NRBT), which ensures providers operate to a high standard.

Whether you need to protect your vehicle, home, or business, or are planning for your family’s future, this guide provides a clear and accurate overview of the key insurance providers available.

How to Choose an Insurance Provider in Tonga

Compare Policy Details: Don’t make a decision based on price alone. Obtain quotes from different providers and carefully compare the policy features, including coverage limits, the excess you would pay on a claim, and any important exclusions.

Verify Licensing: Always choose an insurance company that is licensed to operate in Tonga. This ensures you are protected by the regulations and supervision of the NRBT.

Understand the National Retirement Fund: The National Retirement Benefits Fund (TNRBF) is a crucial part of financial life in Tonga. Understand its social security benefits to see how they complement your private insurance needs.

Tonga Insurers Directory: Find by specialty

Explore our comprehensive list. It includes every major insurance provider operating in Tonga. Click on a category below to instantly filter the directory and find the perfect match. Our interactive guide makes it easy for you to see the options available to you, whether you are looking for car or home insurance, or health funds or specialist business brokers.

  • All
  • General & Life Insurers
  • Other Financial Institutions (Banks)

Licensed General & Life Insurers

These are the primary insurance companies licensed to provide a range of policies in Tonga.

  • Tonga National Insurance Ltd (TNIL): A state-owned enterprise providing a variety of essential insurance products, including motor vehicle, marine, property, and personal accident coverage.
  • Tower Insurance: A leading provider across the Pacific. Operating in Tonga as National Pacific Insurance, they offer reliable home, motor, and business insurance solutions.
  • QBE Insurance: A major international insurer with a local branch in Tonga, offering a comprehensive range of personal, commercial, and marine insurance products.
  • MBf Carpenters Insurance Ltd: A long-standing provider in the Tongan market, offering a range of general insurance products including motor, property, and personal accident cover.

Bank-Offered Insurance (Bancassurance)

Some of Tonga’s major banks offer insurance products to their customers.

  • Bank of South Pacific Limited (BSP) : This prominent bank provides access to general insurance services for its customers, including essential motor, home, and personal accident policies.

National Retirement Fund

This government entity is a mandatory cornerstone of Tonga’s financial security system.

National Retirement Benefits Fund (TNRBF): Tonga’s compulsory superannuation scheme. It is not a general insurer but provides all members with vital retirement, disability, and survivor benefits. It also includes a life insurance component for members.

Explore other insurance options in the region

World Insurance Companies Logos and Insurers by Country

Fiji Insurance Companies

Flag Of Fiji Featured In The: Ocenia Insurance Post

Flag of Fiji , featured in the: Directory of logos and profiles of Fiji insurers, post.Navigate the Fiji insurance market with ease. Our directory offers direct, one-click access to the official websites. Whether you’re seeking coverage for your life, health, automobile, or home, our platform is expertly designed to streamline your search and connect you with trusted, reliable providers.

Why Use Our United States Insurance Directory?

  • Direct, One-Click Access: Instantly connect to official insurer websites, bypassing third-party pages and unnecessary steps.
  • Effortless Navigation: Our directory is clearly organized and features robust filters, allowing you to search by company name or type of insurance.
  • Comprehensive Scope: Discover a wide range of providers covering personal, commercial, and specialty insurance lines.
  • Verified & Current: All links are meticulously verified and regularly updated to guarantee accuracy and reliability.

Fiji Insurers Directory: Find by Specialty

Explore our comprehensive list of every major insurance provider operating in Fiji. To help you find the perfect match, click on a category below to instantly filter the directory. From major general insurers for your car and home to leading health funds and specialist business brokers, our interactive guide makes it easy to see your options.

  • All
  • General & Life Insurers
  • Health Insurance Providers
  • Insurance Brokers & Risk Advisors
  • Other Financial Institutions (Banks)
  • Other Financial Institutions (Motoring Clubs)

Insurance Companies in Fiji

Here are some of the prominent ones:

  • BSP Life Fiji is a leading life insurer in Fiji, offering a range of life insurance products and services.
  • Tower Fiji provides various types of coverage, including home, motor, travel, and business insurance.
  • AA Fiji offers a wide range of assurance products, including motor, home, marine, and travel assurance.
  • QBE Fiji is a subsidiary of QBE Group, one of Australia’s largest insurers. They provide coverage for individuals and businesses in Fiji.
  • FijiCare Limited offers health, medical, and personal accident assurance for individuals and groups.

These are just a few examples of insurers operating in Fiji. It’s always a good idea to research and compare different companies to find the one that suits your specific coverage needs.

General Insurer

BSP Health Care (Fiji) Limited
Capital Limited
Fiji Care Limited
New India Assurance Company Limited
Sun Company Limited
QBE (Fiji) Limited
Tower (Fiji)

Life Insurance

BSP Life Limited. Life assurance   
Life assurance Corporation of India

Insurance Brokers

Aon Limited    
Marsh Limited    
Unity Brokers 
Insurance Holdings (Pacific) Pte Ltd
Complete Insurance Services Pte Ltd

Health care in Fiji

Health care in Fiji is delivered by a mix of public and private health facilities. The Ministry of Health and Medical Services has responsibility for the supervision and management of the health system in Fiji. The following are some key points on health care in Fiji:

1. Public Health Care System: Fiji has a network of government-run healthcare facilities, including hospitals, health centers, and nursing stations. The largest public hospital is the Colonial War Memorial Hospital (CWMH) located in Suva, which serves as the main referral hospital for complex medical cases. We also have divisional hospitals and health centers across Canada.

2. Private healthcare sector: Fiji also has private hospitals, clinics and medical practitioners who provide health services. Private health facilities are usually more expensive than public institutions, but often provide a higher level of care and additional services.

3. Access to healthcare: Access to health care in Fiji can be difficult, especially in rural and remote areas where facilities may be limited. Major urban centers such as Suva and Lautoka have better access to health services compared to more remote areas.

4. Health insurance: It is recommended to have health insurance when you are in Fiji, especially if you plan to use private health facilities. Some employers can provide health insurance coverage for their employees, and there are also private insurance providers in the country.

5. Tropical health issues: Fiji is located in a tropical region, and some health issues may be more frequent. It is important to take precautions against mosquito-borne diseases like dengue fever and malaria by using insect repellents, wearing protective clothing and sleeping under mosquito nets. In addition, travelers must be aware of water and food security to avoid gastrointestinal illnesses.

6. Emergency services: In case of medical emergencies, you can call 911 in Fiji for ambulance services. However, it is important to note that response times can vary, particularly in remote locations.

7. Expatriates and medical evacuation: Expatriates living in Fiji or visitors requiring specialized medical care may need medical evacuation in countries with more advanced health facilities. Medical evacuation is usually organized by private medical insurance or international relief companies.

World Insurance Companies Logos and Insurers by Country

A Guide to Insurance in Samoa

Flag Of Samoa Featured In The: Oceania Insurance Post

Flag of Samoa , featured in the: Insurance Companies in Samoa: A 2025 Guide post.Welcome to your complete guide to the insurance market in Samoa. The industry is supervised by the Central Bank of Samoa (CBS), ensuring that licensed providers operate to a high standard. Whether you’re looking to protect your car, home, business, or plan for your family’s future, this guide provides a clear overview of the key insurers and entities available

How to Choose an Insurance Provider in Samoa

Consult a Local Expert: For complex needs, contacting the providers directly or speaking with a local broker can help you find the most suitable coverage.

Select a Licensed Provider: Always choose an insurer or broker licensed by the Central Bank of Samoa. This ensures you are protected by national regulations.

Understand the Role of the NPF: The Samoa National Provident Fund (SNPF) is a cornerstone of the nation’s financial security. Understand its benefits to see how they complement your private insurance needs.

Compare Policies Thoroughly: Don’t just look at the price. Compare the policy details, including what is covered, the excess you would need to pay on a claim, and any specific exclusions.

Samoa Insurers Directory: Find by Specialty

Explore our comprehensive list of every major insurance provider operating in Samoa. To help you find the perfect match, click on a category below to instantly filter the directory. From major general insurers for your car and home to leading health funds and specialist business brokers, our interactive guide makes it easy to see your options.

  • All
  • General & Life Insurers
  • Insurance Brokers & Risk Advisors
  • Other Financial Institutions (Banks)
  • Government Schemes & Entities

Licensed General & Life Insurers

These are the primary insurance companies licensed to underwrite a range of policies in Samoa.

  • QBE Samoa: A major international insurer with a strong Pacific presence, offering a wide range of products including property, motor vehicle, marine, and liability insurance.
  • Tower Insurance: A leading insurer in the Pacific region, providing comprehensive personal and business solutions, including home, motor, travel, and commercial insurance.
  • Samoa Life Assurance Corporation: A key local provider specializing in life assurance coverage for individuals and families, offering various term, whole life, and investment-linked plans.

National Provident Fund

This government entity is a mandatory part of Samoa’s financial system and is distinct from commercial insurers.

  • Samoa National Provident Fund (SNPF): Samoa’s compulsory superannuation scheme. It provides all members with retirement, disability, and survivor benefits, and is a vital component of long-term financial planning.

Bank-Offered Insurance (Bancassurance)

Some local banks offer insurance products to their customers through partnerships or subsidiaries.

  • SCB Insurance (Samoa Commercial Bank): A subsidiary of a major local bank, SCB provides accessible insurance products such as home, motor, and personal accident assurance for its customers.

Insurance Brokers

Brokers act as intermediaries, helping you find and choose policies from various insurers.

Pacific Prime: An international insurance broker with a global network, offering advice on and access to health and medical insurance plans from a variety of insurers.

Find out more about insurance in the region

World Insurance Companies Logos and Insurers by Country

A Guide to Insurance in the Solomon Islands

Flag Of Solomon Islands. Featured in The Oceania Insurance Post

Flag of Solomon Islands , featured in the: Solomon Islands Insurance, post.Welcome to your definitive guide to the insurance landscape in the Solomon Islands. The market is regulated by the Central Bank of Solomon Islands (CBSI) and is served by a core group of licensed international insurers, local brokers, and the nation’s essential social security scheme.

This guide provides a clear and accurate overview of your options for protecting your car, home, business, and future.

How to Get Insurance in the Solomon Islands

Choose a Licensed Insurer: Always ensure you are dealing with an insurance company that is licensed by the CBSI. This provides you with regulatory protection. The main licensed general insurers are listed below.

Understand the National Provident Fund (NPF): The Solomon Islands National Provident Fund (SINPF) provides critical social security benefits. Understand wh at it covers so you can plan your private insurance needs accordingly.

Work with a Broker: Local insurance brokers can help you compare policies from the different licensed insurers to find the best coverage and pricing for your specific needs

Logos and profiles of licensed insurers and brokers, with links to their websites

  • All

    Licensed General Insurers

    These companies are licensed by the Central Bank of the Solomon Islands to provide general insurance products, including vehicle, property, and business coverage.

    • QBE Insurance: A major international insurer with a strong presence in the Pacific. QBE offers a wide range of personal, commercial, and corporate insurance solutions in the Solomon Islands.
    • Tower Insurance: A leading New Zealand-based insurer with operations across the Pacific. Tower provides personal insurance like car and house policies, as well as business insurance.
    • Capital Insurance Group (CIG): A Papua New Guinea-based insurer with a branch in Honiara. They offer a variety of general insurance products for both individual and commercial clients.

    Insurance Brokers

    Insurance brokers act as intermediaries, helping clients find and purchase insurance from the licensed providers listed above.

    • Aon: As a global broker, Aon has a presence in the Solomon Islands, providing risk management, insurance brokerage, and advisory services, primarily for commercial clients.
    • Trans-Pacific Assurance Ltd: A local broker that facilitates a range of insurance products for the community by working with the licensed underwriters.

    National Provident Fund

    This government entity is a cornerstone of the country’s financial security system.

    Solomon Islands National Provident Fund (SINPF): A compulsory superannuation scheme for all employed citizens. It provides members with retirement, disability, and survivor benefits, and allows for withdrawals for specific purposes like housing. It is not a general or health insurer but is fundamental to financial planning.

    Explore other insurance options in the region

    Insurance Guide in Micronesia (FSM)

    Flag Of Micronesia Featured In The: Oceania Insurance, Post

    Flag of Micronesia, featured in the: Insurance in Micronesia, post.Welcome to your expert guide on securing insurance in the Federated States of Micronesia (FSM). Due to its unique market structure, finding insurance in Micronesia works differently than in larger countries. The nation is primarily served by specialized regional insurers, often based in Guam, and represented by local brokers and agents.

    This guide provides a clear overview of the key providers and essential information to help you get the coverage you need for your car, home, business, or health

    How to Get Insurance in Micronesia

    Consider Government Schemes: Be aware of social security and government health plans, as they form a crucial part of your overall financial safety net.

    Contact a Local Broker or Agent: This is the most effective method. Local brokers have established relationships with the regional insurers that underwrite policies for Micronesia. They can help you compare options and handle the paperwork.

    Identify the Underwriter: The main insurers are regional specialists. Understanding who they are helps you know the ultimate source of your coverage.

    • All
    • Insurance Brokers & Risk Advisors


    Insurance Services in the Federated States of Micronesia

    These entities provide essential social and health coverage.

    • FSM Social Security Administration: Provides retirement, disability, and survivor benefits to the people of the Federated States of Micronesia.
    • FSM National Government Employees’ Health Insurance Plan: Offers subsidized health insurance coverage for national government employees and their dependents.

    Licensed Captive Managers Directory

    Captive insurance companies are insurers established by a company or group of companies to cover their own risks, instead of purchasing traditional insurance from an external provider.

    Licensed Captive Managers Directory:

    • Alakai Global Inc.
    • Aon Insurance Managers PTE LTD.
    • Astora Captive Management Incorporated.
    • Blue Ocean Risk Management Limited.
    • Clifton JMIS Reinsurance Brokers Inc.
    • Marsh Management Services, Inc.
    • Micronesia Insurance Management Company

    ​From FSM Ins. Board

    Find out more about insurance in the region

    World Insurance Companies Logos and Insurers by Country

    A Guide to Insurance in Papua New Guinea (PNG)

    Flag Of Papua New Guinea Featured In Oceania Insurance Post

    Flag of PNG , featured in the: Insurance Companies in PNG, post.Welcome to your definitive guide to insurance in Papua New Guinea. The industry is regulated by the Bank of Papua New Guinea (BPNG), which ensures that licensed companies operate to a professional standard. Whether you’re looking to insure your vehicle, property, business, or secure your family’s future with life and health cover, this guide will help you navigate your options.

    Below, you will find a clear, categorized list of the key insurance providers and brokers operating in PNG.

    How to Choose an Insurance Provider in PNG

    Consider a Broker: For complex needs, an insurance broker can provide expert advice and help you compare policies from multiple insurers to find the best fit.

    Verify Licensing: Always choose a company or broker that is licensed by the Bank of Papua New Guinea. This ensures they meet regulatory standards for stability and conduct.

    Assess Your Needs: Determine the specific type of coverage you require. A policy for a business is very different from a personal health or car insurance policy.

    Compare Quotes and Coverage: Don’t base your decision on price alone. Compare the details of each policy, including the coverage limits, excess (the amount you pay on a claim), and exclusions.

    PNG Insurers Directory: Find by Specialty

    Explore our comprehensive list of every major insurance provider operating in PNG. To help you find the perfect match, click on a category below to instantly filter the directory. From major general insurers for your car and home to leading health funds and specialist business brokers, our interactive guide makes it easy to see your options.

    • All
    • General & Life Insurers
    • Health Insurance Providers
    • Insurance Brokers & Risk Advisors

    Licensed General Insurers

    These companies provide insurance for property, vehicles, marine, liability, and other business-related risks.

    • Capital Insurance Group: A leading local provider known for its wide range of general insurance products and personalized service.
    • Pacific MMI: A prominent national insurer offering a full suite of general insurance products for personal and commercial clients.
    • QBE PNG: The local branch of the global insurer, providing diverse and reliable commercial and personal insurance lines.
    • Tower Insurance: A major insurer from New Zealand with a strong presence in PNG, offering comprehensive personal and business coverage.

    Licensed Life & Health Insurers

    These companies specialize in providing life insurance, medical coverage, and related investment products.

    • BSP Life PNG: A major life and health insurer in PNG, offering coverage through the extensive Bank South Pacific (BSP) network.
    • Capital Life Insurance: The life insurance arm of the Capital Group, providing life and medical insurance solutions.
    • LICI (Life Insurance Corporation): A specialist life insurer with a strong financial backing, offering various life and personal accident policies.
    • Pacific MMI Life: The life insurance division of Pacific MMI, providing life and health products to the market.

    Major Insurance Brokers

    Brokers act on behalf of clients to find the best insurance coverage from the licensed insurers listed above.

    • AON Risk Services: A global leader providing risk management, insurance brokerage, and advisory services, primarily for commercial clients.
    • Marsh PNG: The local office of the world’s leading insurance broker and risk advisor, serving businesses of all sizes.
    • Kanda International: A respected local insurance broker and risk consultant offering personalized service.

    Explore other insurance options in the region

    World Insurance Companies Logos and Insurers by Country

    The Ultimate Guide to Insurance Companies in New Zealand

    Flag Of New Zealand Featured At The: Oceania Insurance Post

    Flag of new Zealand, featured in the: Top Insurance Companies NZ: A Complete Guide [2025], post.Welcome to your complete guide to navigating the insurance landscape in New Zealand. Whether you need to protect your vehicle, home, health, or family’s future, understanding your options is the first step. This guide provides a clear, organized directory of NZ’s leading insurers, specialists, and essential government schemes to help you make a confident choice.

    How to Choose an Insurer in New Zealand

    Before selecting a provider, keep these key factors in mind:

    Compare Policy Details: Don’t just look at the price. Compare the coverage details, excess amounts (your contribution to a claim), and policy exclusions to find the best value.

    Assess Your Needs: Identify what you need to insure. A policy for your car is very different from life or health cover. Knowing this allows for an effective comparison.

    Understand the NZ Context: New Zealand has unique government schemes like the Accident Compensation Corporation (ACC) for personal injuries and the Earthquake Commission (EQC) for natural disaster damage. Understand what they cover so you only pay for the additional private insurance you need.

    Check Financial Strength: Ensure your chosen insurer has a strong financial strength rating, which indicates their ability to pay claims. These ratings are publicly available.

    New Zealanders Insurers Directory: Find by Specialty

    Explore our comprehensive list of every major insurance provider operating in New Zealand. To help you find the perfect match, click on a category below to instantly filter the directory. From major general insurers for your car and home to leading health funds and specialist business brokers, our interactive guide makes it easy to see your options.

    • All
    • General & Life Insurers
    • Health Insurance Providers
    • Specialty Insurers & Global Reinsurers
    • Insurance Brokers & Risk Advisors
    • Other Financial Institutions (Banks)
    • Government Schemes & Entities
    Sort

    Frequently Asked Questions (FAQ) – New Zealand Insurance

    Q1: Who is the largest insurance company in New Zealand? For general insurance (like car, home, and contents), IAG New Zealand is the country’s largest provider. It operates under well-known brands including AMI, State, and NZI. For life and health insurance, AIA is the largest life insurer in New Zealand.

    Q2: What is the difference between an insurer and a broker in New Zealand? The distinction is the same as in many countries. An insurer (like IAG or AIA) assesses the risk, issues the policy, and is responsible for paying claims. A broker (like Marsh or Aon) is a professional advisor who acts on behalf of the customer. They use their market knowledge to find the best policy and price from a range of different insurers.

    Q3: How do I know if my insurance company is safe and legitimate? In New Zealand, the insurance industry is regulated under a “twin peaks” model. All legitimate insurers must be licensed and supervised by the Reserve Bank of New Zealand (RBNZ), which oversees their financial stability (prudential supervision). Their market conduct is supervised by the Financial Markets Authority (FMA). You can check the RBNZ’s register of licensed insurers to ensure your provider is regulated and meets New Zealand’s strict financial safety requirements.

    Find out more about insurance in the region

    World Insurance Companies Logos and Insurers by Country

    The Ultimate Guide to Insurance Companies in Australia

    Flag of Australia Featured In The: Oceania Insurance Post
    Flag of Australia, featured in the: Top Insurance Companies in Australia: A Complete Guide [2025], post

    Navigating Australia’s insurance market can be complex. From protecting your car and home to securing your family’s health and financial future, choosing the right company is crucial. This guide provides a clear, organized directory of Australia’s leading insurers, brokers, and specialists to help you make an informed decision.


    How to Choose the Right Insurance Company

    Before diving into the list, consider these key steps to find the provider that best fits your needs:

    Compare Quotes and Policy Details Don’t focus on price alone. Obtain quotes from several insurers and carefully compare the policy details, including coverage limits, deductibles, and exclusions, to understand the true value of what’s being offered.

    Assess Your Coverage Needs First, determine the exact type of coverage you require. Whether it’s comprehensive car insurance, a home and contents policy, or income protection, knowing your needs allows for an accurate comparison across multiple companies.

    Verify Licensing and Reputation Ensure you are buying from a provider licensed to operate in Australia by the Australian Prudential Regulation Authority (APRA). Check online reviews and customer satisfaction ratings to gauge the company’s reputation for service and claims support.

    Check Financial Stability, An insurer’s financial strength indicates its ability to pay claims. You can research ratings from independent agencies like Standard & Poor’s or A.M. Best, especially when considering smaller, lesser-known providers.

    Filter and Find: Australia’s Top Insurance Providers

    Explore our comprehensive list of every major insurance provider operating in Australia. To help you find the perfect match, click on a category below to instantly filter the directory. From major general insurers for your car and home to leading health funds and specialist business brokers, our interactive guide makes it easy to see your options

    • All Insurers
    • General & Life Insurers
    • Health Insurance Providers
    • Specialty Insurers & Global Reinsurers
    • Insurance Brokers & Risk Advisors
    • Other Financial Institutions (Banks)
    • Industry Association
    • Other Financial Institutions (Motoring Clubs)

    Frequently Asked Questions (FAQ)

    Q1: Who is the largest insurance company in Australia? For general insurance (car, home), the Insurance Australia Group (IAG) is the largest by market share, owning brands like NRMA and CGU. For life insurance, TAL is one of the largest players.

    Q2: What is the difference between an insurer and a broker? An insurer (like Allianz or QBE) underwrites the risk and pays the claims. A broker (like Marsh or Aon) is an advisor who represents the customer and helps them find the best policy from a range of different insurers.

    Q3: Is my insurance company safe? All legitimate insurance companies operating in Australia must be licensed and supervised by the Australian Prudential Regulation Authority (APRA). You can check APRA’s list to ensure your provider is regulated, which means it must meet strict financial stability requirements.


    Disclaimer: This guide is for informational purposes only and does not constitute financial advice. All company descriptions are summaries; please refer to the official Product Disclosure Statement (PDS) before making any purchase.

    Explore other Insurers in the region

    World Insurance Companies Logos and Insurers by Country

    Insurance Company Logos & Insurers in Oceania by Country

    A map of Oceania with flags and insurance company logos- Insurance Company Logos in Oceania- Find Your Provider Post

    The map of Oceania is shown in the 'Insurance Company Logos in Oceania: Find Your Provider' post.Welcome to our directory of insurers operating in Australia, New Zealand, and the diverse Pacific Islands. This page allows you to easily access their websites for up-to-date information on products and services.

    Explore Insurer Logos by Country in Oceania

    Navigate our selection of countries in Oceania to discover logos and directly access the websites of local insurers. Compare coverage, costs, customer service, and claims support to choose the insurer that best suits your needs.

    Top Featured Insurers in the Oceania Region

    Oceania is home to some of the largest and most recognized insurers. Here are some of the most prominent in the region:

    • QBE Group: Based in Sydney, Australia, QBE is one of the world’s largest insurers, offering a wide range of products, including property and casualty, specialty, and reinsurance.
    • Insurance Australia Group (IAG): Also based in Sydney, IAG is the largest general insurer in Australia and New Zealand, offering car, home, business insurance, and more.
    • Suncorp Group: Headquartered in Brisbane, Australia, Suncorp is a financial services company that provides insurance, banking, and wealth management services to customers across Australia and New Zealand.
    • AIA Group: AIA is a leading life insurer in the Asia-Pacific region, with a strong presence in Australia, New Zealand, and other nearby countries. It is recognized for its broad range of life insurance products.
    • Tower Insurance: Based in Auckland, New Zealand, Tower provides a range of products to customers in New Zealand, including car, home, and travel insurance.
    • Allianz: Allianz is a global insurer with operations in Australia, New Zealand, and several other countries in the region. It offers a wide selection of products, including car, home, and travel insurance.

    These are just a few examples of the many insurers present in Oceania. In addition to major international brands, there are also many smaller local insurers serving specific markets within the Oceania region

    How to Choose the Best Insurance Company in Oceania: 4 Key Tips

    Finding the right insurer is crucial. Consider these four points when making your decision:

    1. Identify the Right Coverage
      It’s essential to gather information on the coverage you actually need. Determine your specific requirements before requesting quotes from various insurers. This will allow you to make an effective comparison between different companies.
    2. Check License Status
      Insurers must be licensed by the competent authority in the country where they operate. For your peace of mind, confirm you are dealing with a licensed provider in your area. You can check this by contacting your country’s insurance department, either online or by phone.
    3. Evaluate Insurers’ Financial Stability
      Investigate the financial soundness of insurers. You can check financial strength ratings on the websites of rating agencies such as A.M. Best, Standard & Poor’s, Moody’s, or Fitch. While most major insurers are safe bets, this is especially helpful when considering smaller, lesser-known providers.
    4. Review Customer Service and Claims Support
      Check consumer complaint ratios. Much insurance department websites publish these ratios. A complaint ratio tells you how many complaints an insurer received for every 1,000 claims filed by its policyholders. Look for companies with low complaint ratios.

    Looking for insurers in other regions?

    Return to our main directory to World Insurance Companies Logos and Insurers by Country

    Or, view other regions directly:

    © 2025 World Insurance Companies Logos and Insurers by Country

    A Guide to Insurance in Vanuatu

    Flag of Vanuatu, featured at the: Oceania Insurance post

    Flag of Vanuatu , featured in the: Insurance Companies in Vanuatu: A 2025 Guide, post.Welcome to your complete guide to the insurance industry in Vanuatu. The market is comprised of a core group of licensed international and local insurers, specialist providers, and expert brokers, all regulated by the Vanuatu Financial Services Commission (VFSC).

    Whether you need to protect your property, vehicle, business, or health, this guide provides a clear and organized overview of the key providers to help you make an informed decision.

    How to Choose an Insurance Provider in Vanuatu

    Consult a Broker: For business or complex personal needs, a local insurance broker can offer expert advice and help you source the best coverage from across the market..

    Use a Licensed Company: Always ensure the insurer or broker you choose is licensed by the VFSC. This provides you with regulatory protection and peace of mind.

    Understand the VNPF: The Vanuatu National Provident Fund (VNPF) is the nation’s social security scheme. Understand its benefits (like retirement savings) to see how they fit with your private insurance plans.

    Compare Policy Features: Don’t choose based on price alone. Get quotes and compare the specific details of each policy, including the level of coverage, the excess payable on a claim, and any exclusions.

    Vanuatu Insurers Directory: Find by specialty

    Explore our comprehensive list of all the major insurance providers operating in Vanuatu. Click on a category below to instantly filter the directory and find the perfect match. From general insurers for your car and home to health funds and business brokers specializing in specific sectors, our interactive guide makes it easy to see your options.

    • All
    • General & Life Insurers
    • Health Insurance Providers
    • Insurance Brokers & Risk Advisors

    Licensed General Insurers

    These companies provide a wide range of coverage for personal assets and business risks, including property, motor vehicles, marine, and liability.

    • QBE Insurance: A major international insurer with a significant presence in Vanuatu, offering a comprehensive suite of personal, commercial, and corporate insurance solutions.
    • Tower Insurance: A leading provider across the Pacific, offering reliable insurance products in Vanuatu for homes, cars, travel, and businesses.
    • Capital Insurance Group: A PNG-based company with a strong Vanuatu branch, providing a wide variety of general insurance products for individuals and businesses.
    • National Pacific Insurance (NPI): A well-established local insurer providing a broad range of general insurance products and services tailored for the Vanuatu market.

    Health & Life Insurance Specialists

    This provider focuses specifically on medical and life insurance coverage.

    • VanCare Insurance: A local specialist offering health and life insurance plans to individuals, families, and corporate groups within Vanuatu.

    Major Insurance Brokers

    Brokers work on your behalf to find the best insurance solutions from the licensed insurers.

    • Marsh: A global leader in insurance broking and risk management, with a local office in Vanuatu to serve businesses of all sizes.
    • Willis Towers Watson (WTW): A leading global advisory and broking firm that provides risk management and insurance solutions, often for larger corporate clients.

    National Provident Fund

    This government entity is a cornerstone of Vanuatu’s social security system.

    • Vanuatu National Provident Fund (VNPF): Vanuatu’s compulsory superannuation savings scheme. It is not a general insurer but provides essential retirement, disability, and survivor benefits for all contributing members.

    Find out more about insurance in the region

    World Insurance Companies Logos and Insurers by Country