Flag of Chile, featured in the 'Insurance in South America' post.

Best Health, Life and Property Insurance in Chile

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Flag Of Chile Featured In the Best Health, Life and Property Insurance in Chile, PostThis page will help you find the logos and names of the most important Chilean insurance companies. The country’s history, marked by events like the Great Chilean Earthquake of 1960—the most powerful earthquake ever recorded—underscores the importance of robust insurance coverage.

By clicking on the logos of the insurance companies below, you can get up-to-date information to help you choose the most advantageous coverage for your needs.

The picture shows how Valdivia was left behind after the big 1960 earthquake. Chile, South America - World Insurance Companies Logos
The picture shows how Valdivia was left after the great earthquake of 1960. The Valdivia Earthquake of 1960, or the Great Chilean Earthquake of May 22, is the most powerful earthquake ever recorded. Various studies have placed it between 9.4 and 9.6 on the magnitude scale. It occurred in the afternoon (19:11 GMT, 15:11 local time) and lasted about 10 minutes. The resulting tsunami affected southern Chile, Hawaii, Japan, the Philippines, eastern New Zealand, southeastern Australia, and the Aleutian Islands.

Major Insurance Providers in Chile

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    Directory of Licensed Insurers in Chile

    Explore the updated list of names of insurance companies based in Chile. Find reliable providers offering health, life, and property insurance. Compare plans, coverage options, and networks to choose the best insurance solution for your needs in Chile.

    List of non-life insurance companies

    ASEGURADORA PORVENIR S.A. S.A.

    ASSURANT CHILE

    BCI

    BNP PARIBAS CARDIF

    CHILENA CONSOLIDADA

    CHUBB

    CONSORCIO NACIONAL DE SEGUROS S.A.

    HUELEN S.A.

    CONTINENTAL S.A.

    HDI.

    LIBERTY

    MAPFRE

    METLIFE .

    MUTUALIDAD DE CARABINEROS

    ORION

    REALE

    RENTA NACIONAL

    SEGUROS GENERALES SURAMERICANA S.A.

    SOUTHBRIDGE

    STARR INTERNATIONAL
    UNNIO SEGUROS GENERALES S.A.

    ZENIT SEGUROS GENERALES S.A.

    ZURICH SANTANDER SEGUROS .
    ​


    ​From SVS    		List of life insurance companies

    ​ALEMANA SEGUROS S.A.

    BBVA.

    BCI

    BICE

    BNP PARIBAS CARDIF

    BUPA

    CF SEGUROS DE VIDA S.A.

    CHILENA CONSOLIDADA

    CHUBB

    CN LIFE

    COLMENA C

    COMPAÑIA DE SEGUROS CONFUTURO S.A.

    COMPAÑIA DE SEGUROS DE VIDA CAMARA S.A.

    CONSORCIO NACIONAL DE SEGUROS S.A.

    HUELEN S.A.

    COMPAÑIA DE SEGUROS CORPSEGUROS S.A.

    EUROAMERICA

    HDI

    ITAU CHILE

    MAPFRE

    METLIFE

    MUTUAL DE SEGUROS

    MUTUALIDAD DE CARABINEROS

    MUTUALIDAD DEL EJERCITO Y AVIACION

    OHIO NATIONAL

    PRINCIPAL COMPAÑIA DE SEGUROS

    RENTA NACIONAL

    SEGUROS CLC S.A.

    SURA S.A.

    SECURITY PREVISION S.A.

    ZURICH SANTANDER

    Understanding the Healthcare System in Chile

    Chile’s healthcare system operates through both public and private insurance models

    • Fonasa (Fondo Nacional de Salud): This is the public coverage provider. All workers and pensioners must contribute 7% of their income to health coverage (with some exemptions for the lowest-income pensioners). Anyone not enrolled in a private plan is automatically covered by Fonasa. Beneficiaries can access public and select private health providers. For all Fonasa members, care within the public network is free of charge.
    • Isapres (Instituciones de Salud Previsional): These are private insurance companies that offer plans tailored to individual needs. Isapres customize their plans based on factors like income, age, and medical history. Members contribute an average of 9.2% of their income, with the amount above the mandatory 7% used to enhance benefits. These plans often provide shorter waiting times and greater access to specialized care through preferred provider networks.

    Whether you’re looking into public or private options, researching the best health, life, and property insurance in Chile is a practical first step to making an informed decision with confidence.

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