علم مصر ظهر في: أفضل شركات التأمين في مصر | التأمين على الحياة والتأمين الصحي وتأمين السيارات والبريد

A Guide to Licensed Coverage Providers & Brokers in Egypt

by

List of Licensed Financial Protection Companies & Brokers in Egypt. Explore the Leading Carriers in Egypt (قائمة شركات ووسطاء التأمين المرخصة في مصر. استكشف شركات التأمين الرائدة في مصر)
Discover everything you need to know about Egypt’s risk management sector. From full-service general carriers to top-rated life, health, and specialty risk firms, this page offers a curated list of the most reliable and well-established providers operating in Egypt. You’ll also find key financial institutions and regulatory authorities that influence the Egyptian market. Whether you’re protecting your family, your health, your property, or your business, our comprehensive guide helps you compare options and choose the best plan for your needs.

Directory of Protection Providers in Egypt

دليل شركات التأمين في مصر

Browse our up-to-date directory of top carriers in Egypt. Easily filter by category—such as General and life providers, Health plan specialists, Specialty underwriters and global reinsurers, Coverage brokers and risk advisors, Other financial institutions (banks), Industry associations, or Government plans and entities—to find the right company for your needs. Click on each provider’s logo to access detailed information, including their services, specialties, and a direct link to their official website..

  • All Insurers
  • General & life providers
  • Health Insurance Providers
  • Global Specialty Risks
  • Insurance Brokers & Risk Advisors
  • Other Financial Institutions (Banks)
  • Government Schemes & Entities
  • Retirement Savings

Frequently Asked Questions About Financial Protection in Egypt

الأسئلة الشائعة حول التأمين في مصر

Navigating the local landscape can be complex. Here are answers to some common questions about providers in Egypt to help you make informed decisions.

1. How to choose the best provider in Egypt? (كيف تختار أفضل شركة تأمين في مصر؟) Choosing the best carrier in Egypt depends on your needs. Consider these key factors:

  • Assess Your Needs: First, identify what you need to protect (e.g., car, health, life, property).
  • Reputation and Solvency: Research the firm’s reputation and financial stability. Look for companies licensed by the Financial Regulatory Authority (FRA) of Egypt.
  • Coverage & Policy Terms: Compare the specific protection offered across different providers.
  • Customer Service: Evaluate their responsiveness and ease of communication.
  • Price vs. Value: Don’t just pick the cheapest option. Ensure the premium offers adequate protection.
  • Network (for Health Plans): For healthcare coverage, check if your preferred hospitals are within their network.
  • Broker Assistance: Consider consulting a broker to help you compare options and understand complex policies.

2. What types of coverage are available in Egypt? (ما هي أنواع التأمين المتوفرة في مصر؟) The Egyptian market offers a wide array of products. Common types include:

  • Life Assurance: Provides financial support to beneficiaries.
  • Health Coverage (Medical): Covers medical expenses, including hospital stays and doctor visits.
  • Motor / Vehicle Coverage: Includes mandatory third-party liability and optional comprehensive policies.
  • Property Protection: Safeguards homes and businesses against risks like fire and theft.
  • Travel Policies: Covers emergencies and unforeseen events during travel.
  • Business / Commercial Solutions: A broad category including general liability, professional liability, and marine coverage.
  • Takaful: A Sharia-compliant system based on mutual cooperation (see next FAQ).

3. Is health coverage compulsory in Egypt? (هل التأمين الصحي إلزامي في مصر؟) Yes, healthcare coverage is becoming compulsory as the government implements the Universal Health Insurance System (UHIS). This system, established by Law No. 2 of 2018, aims to provide comprehensive health protection to all citizens and is being rolled out gradually across the country. While UHIS is mandatory, many individuals and companies opt for private health plans to supplement the public system’s offerings.

4. What is Takaful? (ما هو التأمين التكافلي؟) Takaful is a form of financial protection that adheres to Islamic (Sharia) principles. It is based on mutual cooperation and solidarity, where participants contribute to a common fund to help each other in times of need. The system avoids elements like interest (riba) and invests funds ethically. If there is a surplus after paying claims, it may be distributed among the participants. Takaful provides a Sharia-compliant alternative for those seeking financial security that aligns with their beliefs.

Explore other insurers in the region

World Insurance Companies Directory