Gabon Insurance Guide 2025: Top Companies & Coverage

Navigating the financial protection market in Gabon can be a challenge, whether you are looking to safeguard your health, vehicle, or business. This guide was created to offer you a clear and current overview of the country’s risk management landscape, helping you make informed decisions.

Gabon features a dynamic market that includes local firms, pan-African giants, and global intermediaries. Furthermore, the country has a mandatory health coverage system known as CNAMGS, which is crucial to understand. Here, you will find a list of the most important insurance providers serving Gabon, details on available coverage types, and an explanation of the healthcare system.

Leading Insurance Providers in Gabon

Below are the most relevant carriers and brokers operating in the Gabonese market. They have been categorized to simplify your search.

(Note: This list includes firms with a direct presence in Gabon and others that operate on a pan-African level, offering services through local partners or brokers)

  • All insurers
  • General & life providers
  • Global Specialty Risks
  • Insurance Brokers & Risk Advisors

Understanding Health Coverage in Gabon: Public and Private Options

Gabon’s healthcare system is a mix of public and private services, where having adequate protection plays a critical role.

Mandatory Health System (CNAMGS): The Caisse Nationale d’Assurance Maladie et de Garantie Sociale (CNAMGS) is Gabon’s national healthcare system. It aims to guarantee access to medical services for all Gabonese citizens and legal residents, covering public and private sector employees, self-employed workers, and low-income individuals. Funding comes from employee and employer contributions.

Private Health Plans: To supplement CNAMGS coverage or to access a wider network of private hospitals and clinics, many individuals opt for private healthcare plans. Companies like AXA, SUNU, and Allianz offer private options that provide enhanced benefits, coverage for specialized services, and access to medical care abroad.

Common Types of Available Policies

In addition to health, these are other essential forms of protection you can find in Gabon:

  • Motor Coverage: Mandatory by law for all vehicles, it covers third-party liability for damages. Additional options can be added for theft, fire, and damage to your own vehicle.
  • Life & Savings Plans: Products designed to financially protect your family in the event of death or to build capital for retirement or future projects.
  • Home Protection: Safeguards your home and belongings against risks such as fire, theft, and flooding.
  • Business & Commercial Risk Solutions: Brokers like ASCOMA and carriers like Coface offer plans to protect businesses against operational, credit, and liability risks.

Choosing the right policy is a fundamental step toward your financial security. We recommend exploring the options from the companies listed and contacting a trusted broker like ASCOMA for personalized advice.

Gabon Insurance Guide 2025: Top Companies & Coverage