Welcome to your complete guide to the insurance market in Samoa. The industry is supervised by the Central Bank of Samoa (CBS), ensuring that licensed providers operate to a high standard. Whether you’re looking to protect your car, home, business, or plan for your family’s future, this guide provides a clear overview of the key insurers and entities available
How to Choose an Insurance Provider in Samoa
Consult a Local Expert: For complex needs, contacting the providers directly or speaking with a local broker can help you find the most suitable coverage.
Select a Licensed Provider: Always choose an insurer or broker licensed by the Central Bank of Samoa. This ensures you are protected by national regulations.
Understand the Role of the NPF: The Samoa National Provident Fund (SNPF) is a cornerstone of the nation’s financial security. Understand its benefits to see how they complement your private insurance needs.
Compare Policies Thoroughly: Don’t just look at the price. Compare the policy details, including what is covered, the excess you would need to pay on a claim, and any specific exclusions.
Samoa Insurers Directory: Find by Specialty
Explore our comprehensive list of every major insurance provider operating in Samoa. To help you find the perfect match, click on a category below to instantly filter the directory. From major general insurers for your car and home to leading health funds and specialist business brokers, our interactive guide makes it easy to see your options.
- All
- General & Life Insurers
- Insurance Brokers & Risk Advisors
- Other Financial Institutions (Banks)
- Government Schemes & Entities
QBE Insurance Group logo
A comprehensive range of personal, commercial, and marine insurance products is offered.
General & Life Insurers
Tower Insurance
A leading provider across the Pacific, offering reliable insurance products for homes, cars, travel, and businesses.
General & Life Insurers
SAMOA NATIONAL PROVIDENT
Samoa's compulsory superannuation scheme. It provides all members with retirement, disability, and survivor benefits, and is a vital component of long-term financial planning.
Government Schemes & Entities
SAMOA LIFE ASSURANCE
A key local provider specializing in life assurance coverage for individuals and families, offering various term, whole life, and investment-linked plans.
General & Life Insurers
SAMOA COMMERCIAL BANK
A subsidiary of a major local bank, SCB provides accessible insurance products such as home, motor, and personal accident assurance for its customers.
Other Financial Institutions (Banks)
Pacific Prime
An insurance broker specializing in international coverage.
Insurance Brokers & Risk AdvisorsLicensed General & Life Insurers
These are the primary insurance companies licensed to underwrite a range of policies in Samoa.
- QBE Samoa: A major international insurer with a strong Pacific presence, offering a wide range of products including property, motor vehicle, marine, and liability insurance.
- Tower Insurance: A leading insurer in the Pacific region, providing comprehensive personal and business solutions, including home, motor, travel, and commercial insurance.
- Samoa Life Assurance Corporation: A key local provider specializing in life assurance coverage for individuals and families, offering various term, whole life, and investment-linked plans.
National Provident Fund
This government entity is a mandatory part of Samoa’s financial system and is distinct from commercial insurers.
- Samoa National Provident Fund (SNPF): Samoa’s compulsory superannuation scheme. It provides all members with retirement, disability, and survivor benefits, and is a vital component of long-term financial planning.
Bank-Offered Insurance (Bancassurance)
Some local banks offer insurance products to their customers through partnerships or subsidiaries.
- SCB Insurance (Samoa Commercial Bank): A subsidiary of a major local bank, SCB provides accessible insurance products such as home, motor, and personal accident assurance for its customers.
Insurance Brokers
Brokers act as intermediaries, helping you find and choose policies from various insurers.
Pacific Prime: An international insurance broker with a global network, offering advice on and access to health and medical insurance plans from a variety of insurers.
Find out more about insurance in the region
World Insurance Companies Logos and Insurers by Country