Kampala, Uganda – Uganda’s growing economy and significant natural resources have spurred the development of a dynamic insurance sector. For individuals and businesses seeking financial protection, a wide range of local and international insurers offer solutions. This guide provides a detailed overview of the key insurance companies in Uganda, helping you navigate the options for life, health, and general coverage.
By clicking on the logo of each insurer, you can access up-to-date information that each company provides online. Our goal is to help you compare providers and find the most suitable coverage for your needs.
Leading Insurance Providers in Uganda
Below is a categorized list of the most prominent insurance companies operating in the Ugandan market.
Insurers
General & life providers
Health Insurance Providers
Global Specialty Risks
Insurance Brokers & Risk Advisors
Other Financial Institutions (Banks)
Global reinsurers
Sanlam
A leading provider offering life insurance, retirement annuities, investment products, funeral plans, and general non-life protection solutions.
General & life providers
Britam
Offers a diverse portfolio of financial products, including life assurance, asset management, general insurance, and property management services.
General & life providers
Jubilee life Insurance
A major regional player providing innovative general insurance products, including motor, property, liability, and agricultural coverage solutions.
General & life providers
nic Holdings
One of Uganda's oldest insurers, providing a wide range of life, non-life, and pension administration services to all sectors.
General & life providers
Swico
UAP Old Mutual
Delivers a broad spectrum of financial solutions, including general insurance, life assurance, asset management, and banking for various customers.
General & life providers
Liberty Health
A specialist provider of comprehensive and flexible corporate and individual health insurance solutions across Africa, with tailored plans.
Health Insurance Providers
Prudential Logo | Life, Health & Retirement Insurance
Focuses on life insurance, health coverage, and retirement planning, offering long-term savings and protection products for families and individuals.
General & life providers
CIC GROUP
A cooperative insurer offering general coverage for motor, property, and agriculture, as well as microinsurance and business solutions.
General & life providers
AIG
A global insurer offering specialized personal insurance products, including accident & health, travel, and political violence coverage.
Global Specialty Risks
AAR Insurance
A leading health insurance provider offering a range of medical plans for individuals, families, SMEs, and corporate clients.
General & life providers
GoldStar Insurance
Specializes in providing a range of life insurance products, including group life, credit life, and funeral insurance plans.
General & life providers
ICEA LION Insurance
Provides a wide array of life assurance, pensions, investments, and general insurance products like motor, home, and business coverage
General & life providers
KENYA RE
A regional reinsurer that provides risk transfer services and capacity to other insurance companies operating within the Ugandan market.
Global reinsurers
Stanbic Bank
Provides a range of bancassurance products, including funeral cover, credit life assurance, and asset insurance linked to banking services.
Other Financial Institutions (Banks)
Alliance Insurance Corporation
Provides a comprehensive suite of general insurance products, including motor, fire, marine, aviation, and workers' compensation coverage.
General & life providers
APA
Part of the Apollo Group, it offers general insurance including agriculture, as well as health and life insurance products
Global Specialty Risks
Minet Insurer
A leading risk advisory and insurance brokerage firm offering expert solutions for corporate clients in risk management and employee benefits.
Insurance Brokers & Risk Advisors
Pacific Prime
An international insurance broker that specializes in providing globally-compliant health and medical insurance plans for expatriates and businesses.
Insurance Brokers & Risk Advisors
Uganda’s Economy and Health Landscape
Economy of Uganda Endowed with significant natural resources, including ample fertile land, regular rainfall, and mineral deposits, Uganda has the potential to be a major agricultural powerhouse. The nation’s economy holds great potential and appeared poised for rapid growth and development. However, a history of political instability and erratic economic management led to periods of decline, leaving Uganda among the world’s least-developed countries.
Since 1986, President Yoweri Museveni and the National Resistance Movement have brought relative stability and implemented economic reforms that have spurred growth. The nation has significant natural wealth, including gold, recently discovered oil, and rich agricultural lands where more than two-thirds of the workforce is employed. Uganda continues to play an important regional role in peacekeeping and security.
Health in Uganda Uganda’s public health system faces several challenges but has made significant progress. Key health considerations include:
Infectious Diseases: The country has long dealt with malaria, HIV/AIDS, and tuberculosis. Malaria remains a primary public health concern, especially in rural areas. However, Uganda has made commendable strides in HIV/AIDS prevention and treatment.
Maternal and Child Health: While maternal and child mortality rates have been historically high, concerted efforts have improved access to skilled birth attendants and essential healthcare, leading to better outcomes.
Healthcare Infrastructure: Access to healthcare varies, with better facilities concentrated in urban areas. Addressing shortages of medical personnel and supplies in rural regions remains a priority for the government and its partners.
Non-Communicable Diseases (NCDs): Like many developing nations, Uganda is seeing a rise in NCDs such as diabetes, cardiovascular diseases, and cancer, linked to lifestyle changes.
Mental Health: Awareness of mental health is growing, but stigma and limited access to services are ongoing challenges being addressed by health authorities.