Welcome to your complete guide to the insurance industry in Vanuatu. The market is comprised of a core group of licensed international and local insurers, specialist providers, and expert brokers, all regulated by the Vanuatu Financial Services Commission (VFSC).
Whether you need to protect your property, vehicle, business, or health, this guide provides a clear and organized overview of the key providers to help you make an informed decision.
How to Choose an Insurance Provider in Vanuatu
Consult a Broker: For business or complex personal needs, a local insurance broker can offer expert advice and help you source the best coverage from across the market..
Use a Licensed Company: Always ensure the insurer or broker you choose is licensed by the VFSC. This provides you with regulatory protection and peace of mind.
Understand the VNPF: The Vanuatu National Provident Fund (VNPF) is the nation’s social security scheme. Understand its benefits (like retirement savings) to see how they fit with your private insurance plans.
Compare Policy Features: Don’t choose based on price alone. Get quotes and compare the specific details of each policy, including the level of coverage, the excess payable on a claim, and any exclusions.
Vanuatu Insurers Directory: Find by specialty
Explore our comprehensive list of all the major insurance providers operating in Vanuatu. Click on a category below to instantly filter the directory and find the perfect match. From general insurers for your car and home to health funds and business brokers specializing in specific sectors, our interactive guide makes it easy to see your options.
- All
- General & Life Insurers
- Health Insurance Providers
- Insurance Brokers & Risk Advisors
QBE
Offers commercial, specialty, reinsurance, and liability insurance.
Tower Insurance
A leading provider across the Pacific, offering reliable insurance products for homes, cars, travel, and businesses.
General & Life Insurers
Capital
General & Life Insurers
NATIONAL PACIFIC INS.
They are a leading provider across the Pacific. Operating as National Pacific Insurance, they offer reliable home, auto, and business insurance.
General & Life Insurers
VanCare
A local specialist offering health and life insurance plans to individuals, families, and corporate groups within Vanuatu.
Health Insurance Providers
Marsh
A global insurance broker and risk advisor.
Insurance Brokers & Risk Advisors
Pacific Prime
An insurance broker specializing in international coverage.
Insurance Brokers & Risk AdvisorsLicensed General Insurers
These companies provide a wide range of coverage for personal assets and business risks, including property, motor vehicles, marine, and liability.
- QBE Insurance: A major international insurer with a significant presence in Vanuatu, offering a comprehensive suite of personal, commercial, and corporate insurance solutions.
- Tower Insurance: A leading provider across the Pacific, offering reliable insurance products in Vanuatu for homes, cars, travel, and businesses.
- Capital Insurance Group: A PNG-based company with a strong Vanuatu branch, providing a wide variety of general insurance products for individuals and businesses.
- National Pacific Insurance (NPI): A well-established local insurer providing a broad range of general insurance products and services tailored for the Vanuatu market.
Health & Life Insurance Specialists
This provider focuses specifically on medical and life insurance coverage.
- VanCare Insurance: A local specialist offering health and life insurance plans to individuals, families, and corporate groups within Vanuatu.
Major Insurance Brokers
Brokers work on your behalf to find the best insurance solutions from the licensed insurers.
- Marsh: A global leader in insurance broking and risk management, with a local office in Vanuatu to serve businesses of all sizes.
- Willis Towers Watson (WTW): A leading global advisory and broking firm that provides risk management and insurance solutions, often for larger corporate clients.
National Provident Fund
This government entity is a cornerstone of Vanuatu’s social security system.
- Vanuatu National Provident Fund (VNPF): Vanuatu’s compulsory superannuation savings scheme. It is not a general insurer but provides essential retirement, disability, and survivor benefits for all contributing members.
Find out more about insurance in the region
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