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Argentina Life, Auto & Property Insurance Guide 2025

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Navigating the insurance landscape in Argentina presents unique challenges and opportunities (Navegar por el panorama de seguros en Argentina presenta desafíos y oportunidades únicos). From choosing the right car insurance in Buenos Aires to understanding the complexities of the health system, making an informed decision is key to protecting your assets and well-being

This guide provides a comprehensive overview of the Argentinian insurance market. We’ll help you understand the key types of coverage, learn how to verify a provider’s legitimacy, and explore the top companies operating in the country today.

How to Choose an Insurance Company in Argentina (Cómo Elegir una Compañía de Seguros en Argentina)

Before diving into providers, follow these essential steps to ensure you choose a reliable and suitable insurer.

1. Verify the Insurer with the SSN

This is the most critical step. Every legitimate insurance company in Argentina must be authorized and supervised by the Superintendencia de Seguros de la Nación (SSN). Before signing any contract, verify the company is listed on the SSN’s official public register. This guarantees they are solvent and regulated.

2. Assess Your Specific Needs

Determine the exact coverage you need. The requirements for car insurance (seguro automotor), workplace risk (ART), or private health insurance (prepaga) are very different. Define your priorities to compare policies effectively.

3. Compare Quotes and Policy Details

Get quotes from several companies. In a high-inflation environment like Argentina, it’s crucial to understand how coverage limits (sumas aseguradas) are adjusted over time. Read the policy details carefully, paying close attention to exclusions and deductibles (franquicias).

4. Research Customer Service and Reputation

Look for feedback from current clients, especially regarding the claims process. A low price is meaningless if the company fails to provide support when you need it most.

Directory of Leading Insurance Providers in Argentina (Directorio de las principales aseguradoras de Argentina)

Explore our curated list of major insurance providers in Argentina. Use the filters to sort by category and click on any logo for more detailed information.

  • All Insurers
  • General & Life Insurers
  • Health Insurance Providers
  • Specialty Insurers & Global Reinsurers
  • Insurance Brokers & Risk Advisors
  • Other Financial Institutions (Banks)
  • Retirement Savings

Understanding Key Types of Insurance in Argentina (Qué tipos de seguros existen en Argentina y cómo elegir el adecuado)

Life Insurance (Seguro de Vida): Provides financial security for your family, with options for savings and investment components.Complete List of Insurance Company Names in Argentina

Auto Insurance (Seguro Automotor): Third-party liability insurance is mandatory. Most providers offer policies ranging from basic liability to comprehensive (todo riesgo) coverage.

Home Insurance (Seguro de Hogar): Protects against risks like fire, theft, and civil liability. Policies are highly customizable.

Workers’ Compensation (ART – Aseguradora de Riesgos del Trabajo): Mandatory for all employers, ART covers medical expenses and lost wages resulting from workplace accidents or occupational diseases.

Health Insurance in Argentina: Public, Obras Sociales & Prepagas (Tipos de Seguro de Salud en Argentina: Público, Obras Sociales y Prepagas)

Argentina’s healthcare system is divided into three main pillars:

  1. Public System: Provides universal healthcare to all citizens and residents, funded by taxes. Its quality can vary significantly by region.
  2. Obras Sociales: These are union-run insurance schemes mandatory for employees. They are funded by employer and employee contributions and offer a specific network of providers.
  3. Prepagas (Private Health Insurance): This is the private-sector option. Prepagas offer the widest choice of doctors and hospitals, shorter waiting times, and higher quality facilities. Many residents and expats opt for a prepaga to supplement or replace other forms of coverage.

Frequently Asked Questions (FAQ)

Q1: Who are the largest insurance companies in Argentina?
The market is competitive, with major players like Federación Patronal, Sancor Seguros, La Caja, and San Cristóbal leading in the auto and property sectors. For ART, providers like Provincia ART and Asociart are prominent.

Q2: How do I officially check if an insurance company is legitimate?
You must use the public registry on the official website of the Superintendencia de Seguros de la Nación (SSN). This is the only way to confirm a company is legally authorized to operate in Argentina.

Q3: What is the difference between an Obra Social and a Prepaga?
An Obra Social is a mandatory, employment-based health plan with a defined network. A Prepaga is a voluntary, private health insurance plan that you pay for directly, typically offering more flexibility and a broader, higher-quality network of providers.

Complete List of Registered Insurance Companies in Argentina (Listado completo de compañías de seguros registradas en Argentina)

Below is a comprehensive, alphabetized list of insurance entities registered with the SSN.

NOBLE SOCIEDAD ANÓNIMAALBA SOCIEDAD ANONIMAALLIANZ ARGENTINAOPCIÓN S.A.
ORBIS COMPAÑÍA ARG. DE SEG.AMCAANSWER SEG.ORIGENES
PACÍFICO COMPAÑÍA DE SEG. S.A. ANTARTIDA COMPAÑÍA ARGENTINA DE SEG.ANTICIPAR SEGUROSPARANÁ SOCIEDAD ANONIMA DE SEG.
PEUGEOT CITROËN ARGENTINA ARGOS COMPAÑÍA ARGENTINA DE SEG. GENERALES S.A.ASEGURADORA DE CREDITOS Y GARANTIASPIEVE SOCIEDAD ANONIMA
PLENARIA SEGUROS ASEGURADORES ARGENTINOS COMPAÑIA DE REASEGUROS S.A.ASEGURADORES DE CAUCIONES SOCIEDAD ANONIMA COMPAÑIA DE SEGUROS PREMIAR COMPAÑÍA ARGENTINA DE SEG. S.A
PREVENCIÓN ASEGURADORA DE RIESGOS DEL TRABAJOASOCIART S.A. ASEGURADORA DE RIESGOS DEL TRABAJOASSEKURANSA SEGUROSPREVINCA SOCIEDAD ANONIMA
PROTECCIÓN MUTUAL DE SEGUROS DEL TRANSPORTE PÚBLICO DE PASAJEROSASSURANT ARGENTINA ASV ARGENTINA SALUD, VIDA Y PATRIMONIALES COMPAÑIA DE SEGUROS S.A.PROVINCIA ART
PROYECCION SEGUROS DE RETIRO S.A.ATM S.A.BBVA SEGUROS ARGENTINA S.A.PRUDENCIA
PRUDENTIAL SEGUROS S.A.BENEFICIO S.A.BERKLEY ARGENTINAPUNTO SUR SOCIEDAD ARGENTINA DE REASEGUROS S.A.
QUALIABHN S.A.BOSTON COMPAÑÍA ARGENTINA DE SEGUROSREASEGURADORES ARGENTINOS S.A.
RECONQUISTA ASEGURADORA DE RIESGOS DEL TRABAJOBINARIA SEG. DE VIDA S.A.CAMINOS PROTEGIDOSSAN CRISTÓBAL
REUNION RE COMPAÑIA DE REASEGUROS S.A.RÍO URUGUAY COOPERATIVA LIMITADACARUSO
SAN GERMAN SEGUROS S.A.CHUBB ARGENTINA S.A.COLON COMPAÑÍA DE SEGUROSSAN MARINO
SAN PATRICIO SEGUROSCOFACECOMPAÑIA ARGENTINA DE SEGUROS LATITUD SURSANCOR COOPERATIVA LIMITADA
SANTA LUCÍA S.A. COMPAÑÍA DE SEGUROSCOMPAÑÍA ASEGURADORA DEL SUR S.A.COMPAÑÍA DE SEGUROS EL NORTE SCOR GLOBAL P&C SE (SUCURSAL ARGENTINA)
SEGURCOOP COOPERATIVA DE REASEGUROS LIMITADA INSUR S.A.COMPAÑIA DE SEGUROS LA MERCANTIL ANDINACOOPERACION SEGUROSSEGUROMETAL COOPERATIVA LIMITADA
SEGUROS BERNARDINO RIVADAVIA COOPERATIVACOOPERATIVA LUZ Y FUERZACOPAN SEGUROSSEGUROS MÉDICOS SOCIEDAD ANONIMA
SEGUROS SURA S.A COSENA S.A.CREDICOOP COMPAÑIA DE SEGUROS DE RETIRO S.A.SENTIR SOCIEDAD ANONIMA
SMGCREDITO Y CAUCION S.A. CPN SEGUROSCRUZ SUIZA S.A.
SOL NACIENTE SEGUROS SOCIEDAD ANONIMASOLVENCIA COMPAÑÍA DE SEGUROS DE RETIRODIGNA SEGUROS S.A.EDIFICAR S.A.
STARR INDEMNITY & LIABILITY COMPANY,SUMICLI ASOCIACION MUTUAL EL NORTE EL PROGRESO SOCIEDAD ANONIMA
SUPERVIELLE SEGUROS S.A.SWISS MEDICAL ART S.A.EL SURCO COMPAÑÍA DE SEGUROS SOCIEDAD ANONIMAESCUDO
TESTIMONIO TPC S.AESENCIA SEGUROS S.AEVOLUCION
TRES PROVINCIAS SEGUROS DE PERSONAS S.A.TRIUNFO COOPERATIVA LIMITADAExperta SegurosFEDERACION PATRONAL S.A.
TUTELAR SEGUROS SOCIEDAD ANONIMAWORANZ S.A.FEDERADA SALUDFIANZAS Y CREDITO S. A.
ZURICH ARGENTINAMUTUAL SINDICATO DE PETROLEROSFOMS SEGUROS SAGALENO ASEGURADORA DE RIESGOS DEL TRABAJO S.A.
SMSV SEGUROS LA EQUITATIVA DEL PLATAGALICIA SEGUROSGENES II SEG. DE RETIRO
LA ESTRELLA S.A. COMPAñíA DE SEGUROS DE RETIROLA HOLANDO SUDAMERICANAGESTION COMPAÑÍA ARGENTINA DE SEGUROS S.AHANSEATICA
LA NUEVA COOPERATIVA DE SEGUROS LIMITADALA PERSEVERANCIA SOCIEDAD ANONIMAHORIZONTE COMPAÑIA ARGENTINA DE SEGUROS GENERALESHDI
LA PREVISORA SEGUROSLA SEGUNDA ASEGURADORA DE RIESGOS DEL TRABAJOHSBC SEGUROS DE VIDA (ARGENTINA) S.A.IAPSER
LATITUD SUR LIBRA COMPAÑIA ARGENTINA S.AINSTITUTO ASEGURADOR MERCANTILINSTITUTO DE SALTA COMPAÑÍA DE SEG. DE VIDA
LIDERAR COMPAÑIA GENERAL DE SEG.LIFE SEG. DE PERSONAS Y PATRIMONIALES S.A.INSTITUTO DE SEG. SOCIEDAD ANÓNIMAINTEGRITY SEG.
MAÑANA SEG.MAPFRE ARGENTINA S.A.IÚNIGOLA CAJA
MERIDIONALMETROPOL SOCIEDAD DE SEG. MUTUOSINSURLA DULCE COOPERATIVA LIMITADA
SMSVAFIANZADORA LATINOAMERICANA S.A.NIVEL S.A.

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