Insurance in Fiji

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Flag of Fiji , featured in the: Insurance in Fiji, post.List of Insurance Companies Logos and Names in Fiji – World Insurance Companies Logos. Clicking on the logo of every insurer of Fiji gives you access to all the information the assurance company has on its own website.

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List of Insurance Companies Logos and Names in Fiji

List of Insurance Companies Logos in Fiji. The pages of this site contain a wealth of essential information about all sorts of assurance issues. By clicking on each insurer’s logo, it can instantly access this updated information.

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    Insurance Companies in Fiji

    Here are some of the prominent ones:

    • BSP Life Fiji is a leading life insurer in Fiji, offering a range of life insurance products and services.
    • Tower Fiji provides various types of coverage, including home, motor, travel, and business insurance.
    • AA Fiji offers a wide range of assurance products, including motor, home, marine, and travel assurance.
    • QBE Fiji is a subsidiary of QBE Group, one of Australia’s largest insurers. They provide coverage for individuals and businesses in Fiji.
    • FijiCare Limited offers health, medical, and personal accident assurance for individuals and groups.

    These are just a few examples of insurers operating in Fiji. It’s always a good idea to research and compare different companies to find the one that suits your specific coverage needs.

    See more logos and names of insurers in the Logos of insurance companies in Oceania page.

    Fiji news logo
    Fiji press

     

    Insurance Company Names

    Insurance Company Names. Find the best insurer for costs, coverage, customer service and claims support. Find out which insurer you trust. Find the ​best assurance companies

    General Insurers

    BSP Health Care (Fiji) Limited
    Capital Limited
    Fiji Care Limited
    New India Assurance Company Limited
    Sun Company Limited
    QBE (Fiji) Limited
    Tower (Fiji)

    Life Insurance

    BSP Life Limited. Life assurance   
    Life assurance Corporation of India

    Insurance Brokers

    Aon Limited    
    Marsh Limited    
    Unity Brokers 
    Insurance Holdings (Pacific) Pte Ltd
    Complete Insurance Services Pte Ltd

    Health care in Fiji

    Health care in Fiji is delivered by a mix of public and private health facilities. The Ministry of Health and Medical Services has responsibility for the supervision and management of the health system in Fiji. The following are some key points on health care in Fiji:

    1. Public Health Care System: Fiji has a network of government-run healthcare facilities, including hospitals, health centers, and nursing stations. The largest public hospital is the Colonial War Memorial Hospital (CWMH) located in Suva, which serves as the main referral hospital for complex medical cases. We also have divisional hospitals and health centers across Canada.

    2. Private healthcare sector: Fiji also has private hospitals, clinics and medical practitioners who provide health services. Private health facilities are usually more expensive than public institutions, but often provide a higher level of care and additional services.

    3. Access to healthcare: Access to health care in Fiji can be difficult, especially in rural and remote areas where facilities may be limited. Major urban centers such as Suva and Lautoka have better access to health services compared to more remote areas.

    4. Health insurance: It is recommended to have health insurance when you are in Fiji, especially if you plan to use private health facilities. Some employers can provide health insurance coverage for their employees, and there are also private insurance providers in the country.

    5. Tropical health issues: Fiji is located in a tropical region, and some health issues may be more frequent. It is important to take precautions against mosquito-borne diseases like dengue fever and malaria by using insect repellents, wearing protective clothing and sleeping under mosquito nets. In addition, travelers must be aware of water and food security to avoid gastrointestinal illnesses.

    6. Emergency services: In case of medical emergencies, you can call 911 in Fiji for ambulance services. However, it is important to note that response times can vary, particularly in remote locations.

    7. Expatriates and medical evacuation: Expatriates living in Fiji or visitors requiring specialized medical care may need medical evacuation in countries with more advanced health facilities. Medical evacuation is usually organized by private medical insurance or international relief companies.

    Reserve Bank of Fiji – Insurance Supervision Policy Statement No. 8

    1.0 Introduction
    1.1 This Policy is issued under Section 3(2)(a) and Section 169 of the assurance Act 1998 as part of the Reserve Bank of Fiji’s standards governing the conduct of assuring business. 
    1.2 In preparing the requirements of this Policy, reference has been made to the recommendations of the International Association of assurance Supervisors and other international sound practices.  The Reserve Bank of Fiji (Reserve Bank) has also taken into account the nature of licensed insurers and the level of development of the  local assurance industry.
    1.3 Risk Management is the process of identifying, assessing, controlling and monitoring inherent risk in the conduct of assuring business.  A risk management framework is the totality of systems, structures, processes and people within which the insurer identifies, assesses, mitigates and monitors all internal and external sources of risk that could have a material impact on an insurer’s operations.
    2.0 Objective of the Policy
    2.1 The objective of the policy is to ensure that each insurer has in place a comprehensive risk management framework that is aligned to the insurer’s strategy and business plans, and commensurate with the size, complexity and the nature of its operations.  
    2.2 This draft policy has been developed to outline the Reserve Bank’s minimum requirements for  the  Risk Management Frameworks of Insurers licensed to conduct assurance business.
    3.0 Requirements of the Policy Statement
    3.1 Risk Management Framework
    3.1.1 Each insurer  is required  to establish an effective risk  management framework.  The risk management framework (RMF) is the totality of systems, structures, processes and  people  that address the risk management process.  The RMF sets the scope for the entire risk management process and determines how the process  can be established and maintained within the institution.2
    3.2 Risk Management Policy
    3.2.1 Each insurer is required to develop as part of the RMF, a Risk Management Policy that outlines the institution’s approach to managing risk and the processes involved.  
    3.2.2 The Risk Management  Policy must be documented, easily understood, auditable, accessible to all staff and reflective of the size, complexity and nature of the insurer’s risk profile and exposure.  Furthermore, the Risk Management Policy must be approved by the Board or its proxy.
    3.2.3 The Risk Management Policy must include:
    (a) a documented Risk Management Strategy that is approved by the Board;
    (b) clearly defined management responsibilities and controls; and
    (c) sound risk management policies and procedures that clearly identify, assess, mitigate and monitor identified risks.
    3.3 Risk Management Strategy
    3.3.1 At a minimum, the RMS must:
    (a) clearly identify the individuals responsible for approval and implementation of the risk management policies;
    (b) detail the policies and  procedures for the identification, measurement and assessment of risks;
    (c) detail the policies and procedures to mitigate and control risks;
    (d) detail the policies and procedures for monitoring and reporting risks; 
    (e) detail the systems that ensure the timeliness, accuracy and relevance of a management information system; and
    (f) detail the processes to regularly review the RMF. ..more
    From RB of Fiji

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    List of Insurance Companies in Fiji – World Insurance Companies Logos

    Solomon Islands Insurance

    Flag Of Solomon Islands. Featured in The Oceania Insurance Post

    Flag of Solomon Islands , featured in the: Solomon Islands Insurance, post.List of Insurance Companies Logos and Names in Solomon Islands – World Insurance Companies Logos. Clicking on the logo of every insurer of Solomon Islands gives you access to all the information the insurer has on its own website.

    List of Insurance Companies Logos and Names in Solomon Islands

    List of Insurance Companies Logos and Names in the Solomon Islands. By clicking the logo of each Insurer in Solomon, may immediately access to this updated information.

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      American Marines rest during the 1942 Guadalcanal Campaign)
      American Marines rest during the 1942 Guadalcanal Campaign

      Insurance Companies in Solomon Islands

      The following are some of the leading insurance companies in the Solomon Islands:

      • Tower New Zealand Insurance Limited Offers a range of assurance products, including life, and general assurance.
      • QBE (International): Provides a wide range of assurance products, including property, motor, marine, and liability insurance.
      • Capital Insurance Limited: Offers various assurance solutions, including motor, property, marine, and personal accident assurance.

      It is important to contact these insurers directly for further information on their coverage options, premiums and policies that meet your specific needs.

      Solomon Islands news logo
      Solomon Islands press

      List of Insurance Companies Names

      List of Insurance Companies Names. Watch the best providers in the Solomon, based on cost, coverage, customer service and claims support. Locate the Insurance Company you trust.

      Licensed insurers

      QBE Ins. LTd. 
      Tower Ins. Ltd.
      Capital Ins.

      Brokers

      Pacific Ins. Brokers Ltd.
      United Risk Services Ltd.

      Insurers agent

      Bred Bank Solomon.
      Solinsure Limited.

      From Central Bank

      Registration of Insurers

      Registration of Insurers. Only a body corporate can carry on insurance business

      10.—(1) Save as otherwise provided in this Act, only a person who is a body corporate complying with the provisions of this section and is registered by the Controller shall, on or after the appointed date commence, transact or carry on any insurance business other than reinsurance business or insurance business exempted under section 11–

      (2) Any person who commences, transacts or carries on any insurance business without having first been registered under the Act shall be guilty of an offence and shall be liable on conviction to a fine not exceeding five hundred dollars, and if the offence is a continuing one, to a further fine of fifty dollars for every day after the first during which the offence has continued.

      (3) Any person who, without the permission of the Controller, directly or indirectly transacts any Solomon Islands business in Solomon Islands or abroad, with or through any insurer, agent or broker who has not been registered or otherwise exempted under this Act, shall be guilty of an offence and shall be liable on conviction to a fine not exceeding five hundred dollars. For the purpose of this subsection “insurer” does not include a reinsurer or an insurer exempted under section 11.

      (4) Nothing in this Act shall be deemed to prohibit or otherwise render unlawful the continuance of insurance business in Solomon Islands by an insurer in so far as it is necessary to maintain without renewal a policy or contract of insurance effected or renewed by that insurer before the appointed date. So long as any liability upon such policy or contract of insurance remains unpaid or undischarged this Act shall apply to such insurer unless the Controller specifically grants exemption therefrom or from any provisions thereof.

      (5) For the avoidance of doubt, it is hereby declared that the continued payment of a premium in respect of any policy relating to long-term insurance business shall not constitute a renewal or revival of such policy or contract of insurance for the purpose of this section.

      (6) Where a long-term insurance policy is in force on the appointed date and the insurer does not seek registration under this Act, such insurer may, with the consent of the insured–

      (a) transfer or assign such policy to an insurer registered under this Act; or
      (b) permit the policy to lapse or terminate the contract of insurance on the payment of any benefits due to the insured on the contract.

      (7) Where an insurance policy is transferred or assigned under paragraph (a) of subsection (6), all rights and obligations existing under such policy shall after such transfer be deemed to be that of the insurer registered in accordance with the provisions of this Act.

      (8) For the avoidance of doubt it is hereby declared that any transfer or assignment of policy or an agreement to permit the policy to lapse or terminate the policy under paragraphs (a) or (b) of subsection (6), shall not, in any way absolve the insurer from any liability that may exist on the policy or contract of insurance at the time of such transfer or termination.

      (9) Where an insurance policy is transferred or assigned under paragraph (a) of subsection (6), the Controller may, by order direct that all or any of the provisions of Part VI of this Act shall subject to such modifications and adaptations as may be necessary apply to such transfer or assignment.

      Minister may exempt certain class of insurance

      11. Where the Minister is satisfied that–

      (a) the existing facilities for a certain class of insurance business are inadequate or that such facilities are not available in Solomon Islands; or
      (b) that it is in the public interest that a particular class of insurance be exempted;

      he may subject to such terms and conditions as may be prescribed exempt such class of insurance from the provisions of this Act.

      Qualification for registration

      12. No person other than a body corporate shall apply to be registered under this Act unless–

      (a) (i) it has been incorporated under the Companies Act and (not being a mutual association) had a paid-up capital of not less than such sum as may be prescribed; or
      Cap. 175

      (ii) it has been registered under Part VII of the Companies Act and (not being a mutual association) has at the date of registration a paid-up capital equivalent in Solomon Islands currency of not less than such sum as may be prescribed; and
      (b) being a mutual association (wheresoever incorporated) has assets in Solomon Islands the value of which is not less than such sum as may be prescribed.

      Application for registration

      13.—(1) Every application for registration under section 10 shall be in the prescribed form and shall be accompanied by the prescribed fee.

      (2) The Controller may in writing require an applicant under this section to furnish him with such written information as he may require relating to the applicant or his insurance business and the Controller shall not proceed with the application until such information has been furnished to him.

      (3) An applicant who makes a false statement in an application for registration, or in written information furnished under subsection (2) shall be guilty of an offence, and shall be liable on conviction to a fine not exceeding five hundred dollars.

      Registration of applicants

      14. Where the Controller is satisfied that–

      (a) the volume of business which is likely to be available to and the earning prospects of an applicant are adequate;
      (b) the class of insurance business in respect of which the application is made will be conducted in accordance with sound business principles;
      (c) the financial standing and the general character of management of the applicant are sound;
      (d) the qualifications of the principal officer are adequate and the powers and functions delegated to him are sufficient to ensure a prompt and efficient service;
      (e) the margin of solvency of the applicant is adequate;
      (f) the reinsurance arrangements of the applicant are adequate and otherwise satisfactory;
      (g) it is otherwise in the public interest that the applicant should be registered in respect of the class or classes of insurance business specified in the application,

      he may, subject to such terms and conditions as he may consider necessary, register the applicant in respect of such class of business as he shall direct:

      Provided that the Controller shall not register any applicant if he is directed in writing by the Minister that such applicant should not be registered in the national interest.

      Name of insurer

      15. If the name of an insurer who has been registered is identical to a name by which another insurer has already been registered, or so nearly resembles it to deceive, the second registered insurer shall, if directed in writing to so by the Controller and subject to the Companies Act, change its name within a time to be specified in such direction.

      From Central Bank of Solomon Islands

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      Insurance in Micronesia

      Flag Of Micronesia Featured In The: Oceania Insurance, Post

      Flag of Micronesia, featured in the: Insurance in Micronesia, post.World Insurance Companies Logos – List of Insurance Companies logos and Names in Micronesia. Clicking on the logo of every insurer of Micronesia gives you access to all the information the insurer has on its own website.

      List of Insurance Companies Logos and Names in Micronesia

      List of Insurance Companies Logos and Names in Micronesia. By clicking the logo of each Insurer that operates in Micronesia, may access from a single place to each website of insurers, finding there, a wealth of knowledge of considerable importance on all kinds of coverage matters, and also their phone numbers, addresses, and prices, that each Insurer of Micronesia offer online.

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        Image of the Beach scenery at Laura, Majuro, Marshall Islands. World Insurance Companies Logos
        Image of the Top: Beach scenery at Laura, Majuro, Marshall Islands


        Insurance Services in the Federated States of Micronesia

        Here are some insurers operating in Micronesia:

        DB Ins.. Local Agent Moylan’s Underwriters (FSM), Inc

        Micronesia Insurance Management Co Ltd (MIMC) provides full-scale captive assurance services from captive planning and establishment for operation in the FSM. 

        Liberty Mutual. Local Agent Moylan’s Underwriters (FSM), Inc

        Plateau Insurance Company. Local Agent: Bank of the FSM (BFSM)

        NetCare Life and Health Insurance Company. Local Agent Moylan’s Underwriters (FSM), Inc

        Pacific Indemnity Insurance Company. Local Agent: Actouka Executive Assurance Underwriters

        Licensed Captive Managers Directory

        Licensed Captive Managers Directory:

        Alakai Global Inc.
        Aon Insurance Managers PTE LTD.
        ASTORA Captive Management Incorporated.
        Blue Ocean Risk Management Limited.
        Clifton JMIS Reinsurance Brokers Inc.
        Marsh Management Services, Inc.
        Micronesia Insurance Management Company

        ​From FSM Ins. Board

        Economy in Micronesia

        ​The economic activity of the FSM consists primarily of subsistence agriculture and fishing. The islands have few mineral deposits worth exploiting, except for high-grade phosphate. The potential for a tourist industry exists, but the remoteness of the location and a lack of adequate facilities hinder development. Financial assistance from the US is the primary source of revenue, with the US pledged to spend $1.3 billion in the islands in 1986-2001. Geographical isolation and a poorly developed infrastructure are major impediments to long-term growth.

        Under the terms of the Compact of Free Association, the United States provided FSM with around $2 billion in grants and services from 1986 to 2001. The Compact’s financial terms are being renegotiated for an extension period. In 2001 the U.S. provided more than $84 million in Compact grants—an amount equivalent to over one-third of FSM’s GDP—plus more than $20 million through other federal programs. Total official development assistance from all sources was more than $100 million in 2001, with nearly 90% of that total coming from the U.S.

        The FSM public sector plays a central role in the economy as the administrator of the Compact money. The national and state-level governments employ over one-half of the country’s workers and provide services accounting for more than 40%of GDP.

        Industries
        The fishing industry is highly important. Foreign commercial fishing fleets pay over $20 million annually for the right to operate in FSM territorial waters. These licensing fees account for nearly 30% of domestic budgetary revenue. Additionally, exports of marine products, mainly reexports of fish to Japan, account for nearly 85% of export revenue.

        The tourist industry is present but has been hampered by a lack of infrastructure. Visitor attractions include scuba diving in each state, World War II battle sites, and the ancient ruined city of Nan Madol on Pohnpei. Some 15,000 tourists visit the islands each year. The Asian Development Bank has identified tourism as one of FSM’s highest potential growth industries.

        Farming is mainly subsistence, and its importance is declining. The principal crops are coconuts, bananas, betel nuts, cassava, and sweet potatoes. Less than 10% of the formal labor force and less than 7% of export revenue come from the agriculture sector. Manufacturing activity is modest, consisting mainly of a garment factory in Yap and production of buttons from trochus shells.

        Health in Micronesia

        The country is divided into four states: Yap, Chuuk, Pohnpei and Kosrae. When discussing health in Micronesia, several key considerations need to be taken into account:

        1. Health system: Micronesia has a health system mainly financed and managed by the government. Each country has its own Department of Health and Social Affairs, which oversees the delivery of health services. The national government also offers support through the Ministry of Health and Social Services. However, health, infrastructure and services can vary from state to state, and the capital, Pohnpei, has more extensive facilities and resources.

        2. Health indicators: Micronesia faces several health challenges, including high levels of noncommunicable diseases (NCDs) such as cardiovascular disease, diabetes and obesity. Other areas of concern include infectious diseases such as tuberculosis and dengue fever. Mental health problems, addictions, and limited access to clean water and sanitation in some regions contribute more to the health challenges facing the country.

        3. Health initiatives: Governments in Micronesia, as well as international organizations and development partners, are working to address these health challenges. Initiatives include the promotion of healthier lifestyles, improved access to health services, and enhanced disease prevention and control measures. Emphasis is placed on community health care and outreach programs to reach remote regions.

        4. Health Infrastructure: Health infrastructure in Micronesia differs by state. The major hospitals are located in the capitals, and there are smaller health centers and clinics spread across the islands. However, there may be limited in terms of specialized services and access to health professionals, particularly in more remote and outer islands.

        5. External Support: FSM receives support from a variety of international organizations and donor organizations to strengthen their health care system. This includes partnerships with the World Health Organization (WHO), the United Nations Development Program (UNDP), the US Agency for International Development (USAID) and other regional health organizations.

        List of Insurance Companies in Micronesia – ​World Insurance Companies Logos

        Insurance in New Zealand

        Flag Of New Zealand Featured At The: Oceania Insurance Post

        Flag of new Zealand, featured in the: Insurance in New Zealand, post.List of Insurance Companies Logos and Names in New Zealand – World Insurance Companies Logos. Clicking on the logo of every new Zelander underwriter gives you access to all the information the insurers has on its own website.

        List of Insurance Companies Logos and Names in New Zealand

        List of Insurance Companies Logos and Names in New Zealand. By clicking the logo of each New Zealanders Insurers may immediately access to this updated information.

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          Insurance Companies Names

          Insurance Companies Names. Find the best insurers, based on cost, coverage, customer service and claims support. Locate the Insurer you trust.

          AA Ins. Ltd. Acanthus Insurer Ltd.
          ACS (NZ) Ltd.
          AIA.
          AIG.
          Aioi Nissay Dowa Assurance Co., Ltd.
          Allianz Australia Ltd.
          American Income Life
          AMP Life Limited.
          Asteron Life Ltd.
          Atradius Credito y Caucion, S.A. de Seguros y Reaseguros.
          Beneficial Ltd.
          Berkshire Hathaway Specialty Insurer.
          BNZ Life Ltd.
          Booster Assurance Limited.
          Brightsideco Limited.
          Chubb.
          Cigna Life.
          Consumer Services Limited.
          Co-operative Life Limited.
          DPL Ins. Ltd.
          Factory Mutual Insurer.
          Fidelity Life Assurance Company Ltd.
          First American Title Insurer of Australia Pty Limited.
          First Ins. Ltd.
          FMG Limited.
          Foundation Life (NZ) Limited.
          General Reinsurance Australia Ltd.
          General Reinsurance Life Australia Ltd.
          Genworth Financial Mortgage Pty Limited.
          Great Lakes.
          Hallmark General Insurer Ltd.
          Hallmark Life Insurer Limited.
          Hannover Life Re of Australasia Ltd.
          Health Service Welfare Society Limited.
          IAG New Zealand Ltd.
          Indemnity and General Insurer Limited.
          Kiwi Insurance Limited.
          Lifetime Income Ltd.
          Lloyd's of London.
          Manchester Unity Friendly Society.
          Marac Limited.
          Medical Society Limited.
          Medical Life Assurance Society Ltd.
          Meridian Energy Captive Assurance Limited 
          Mitsui Sumitomo Ins. Company Ltd. 
          Momentum Life Limited 
          Munich Reinsurance Company 
          Munich Reins. Company of Australasia Ltd. 
          NZ Dental Assurance Society Limited 
          NZ Medical Professionals Limited 
          Nib nz limited 
          Pacific International Ins. Pty Ltd. 
          Partners Life Limited 
          Pinnacle Life Limited 
          Police Health Plan Limited 
          Provident Ins. Corporation Ltd. 
          QBE (Australia) Limited 
          QBE Lenders' Mortgage Assurance Limited 
          Quest Ins. Group Ltd.
          Resolution Life New Zealand Limited 
          RGA Reinsurance of Australia Limited 
          SCOR SE 
          Selacs Ins. Ltd.
          Southern Cross Benefits Limited 
          Southern Cross Medical Care Society 
          Southern Cross Pet Ins. Ltd. 
          Southsure Assurance Limited 
          Swiss Re Life & Health Australia Limited 
          T&G Ins. Ltd.
          Teal Assurance Ltd.
          Teleco Ins. (NZ) Limited 
          The Hollard Insurer Pty Ltd 
          The New India Assurance Company Limited 
          The North of England Protecting and Indemnity Association Limited.
          Tokio Marine & Nichido Fire Ins. Co., Ltd.
          TOWER Limited. 
          TrustPower Ltd.
          Union Medical Benefits Society Ltd. 
          Unison Ltd.
          Vero Ins. New Zealand Limited 
          Vero Liability Assurance Ltd. 
          Veterinary Ins. Professional Society Incorporated.  
          Virginia Surety Company, Inc 
          Westpac Life-NZ- Ltd.
          Zurich Australian ins. Limited.
          New Zealand, Oceania - World Insurance Companies Logos
          Image of the Top: Pink and White Terraces (1886) by Charles Blomfield. Photograph: Alamy, Lost natural wonder may be found, say researchers.

          New Zealanders Companies

          New Zealanders Companies. Here are a few of the prominent insurers in New Zealand:

          • AA insurance is a joint venture between the N Z Automobile Association and Vero. They offer a wide range of assurance products, including car, home, contents, travel, and life assurance.
          • AMI is a New Zealanders-based insurer that offers car, home, contents, travel, and business insurance. They have been providing services in N Z for over 90 years.
          • State is a subsidiary of IAG New Zealand Limited, which is part of Insurance Australia Group (IAG). They offer a variety of products, including car, home, contents, boat, and travel assurance.
          • Vero is a general insurer operating in N Z. They provide solutions for businesses, individuals, and communities, including commercial, personal, and rural insurance.
          • Tower is a New Zealanders-based insurer that offers a wide range of products, including home, contents, car, business, and travel insurance. They have been operating in N Z for over 140 years.
          • FMG specializes in rural insurance and is a mutual insurer, which means its policyholders are also its shareholders. They offer products for farms, lifestyle blocks, vehicles, homes, and businesses.
          • Youi is a direct insurer that provides car, home, and contents assurance in N Z. They are known for their personalized approach to insurance, tailoring policies to individual needs.
          New Zealand news logo
          Recent global news

          New Zealand Health System

          New Zealand has a well-developed healthcare system that is known for its high quality and accessibility. 

          Health System: New Zealand has a public health system known as the “New Zealand Health System”. It is funded mainly by general taxes and offers comprehensive health services to all citizens and residents. The system is managed through the Department of Health.

          Primary health care: Primary health care services are the first point of contact for most people in New Zealand. General Practitioners (GPs) play a central role in the delivery of primary care services, including preventive care, diagnosis, treatment and referral to specialists when needed. Patients can choose their primary care physician, and there are several primary care models available, such as individual practices, group practices, and community health centers.

          Access to health care: New Zealand is focused on providing equal access to health care for all residents. Although most health services are publicly funded, private health care options are also offered to those who choose to use them. Residents can access health care services through public hospitals, clinics, and community health centers throughout the country.

          Pharmac: Pharmac is the N Z pharmaceutical management agency responsible for deciding what drugs and related products are subsidized and available in the country. Negotiate prices with pharmaceutical companies to ensure cost-effective access to a wide range of medicines.

          Health Insurance – While public health care is available to all residents, some people opt for private health assurance to supplement their health care needs or access additional services not covered by the public system. Private health insurance may cover services such as elective surgeries, specialist visits and stays at the private hospital.

          Health Promotion: N Z attaches great importance to health promotion and disease prevention. The Ministry of Health and various health organizations promote healthy lifestyles, immunization programs, and initiatives that focus on specific health issues such as smoking cessation, mental health awareness, and obesity prevention.

          Mental health services: Mental health is a priority for N Z and the government are working to improve mental health services and reduce stigma. Mental health services are available through the public health system, including community services, crisis help lines, and specialized mental health teams.

          Indigenous Health: N Z has a large indigenous population known as Maori, and tackling health disparities and improving outcomes for Maori people is a priority. Efforts are being made to ensure culturally sensitive health services and to promote Maori participation in health care decision-making.

          View the logos and names of insurers in countries near New Zealand in Oceania page.

          List of Insurance Companies in New Zealand – World Insurance Companies Logos

          Access Oceania Insurance

          Venezuela Insurance

          Flag of Venezuela, featured in the ' Insurance in South America' post.
          Flag of Venezuela, featured in the ' Insurance in Venezuela' post.

          List of Insurance Companies Logos and Names in Venezuela – World Insurance Companies Logos. Research and compare insurance companies to find the one that best suits your needs.

          The image shows a Photo of the fire that originated from an explosion due to a gas leak at the Paraguaná Refinery Complex
          Photo of the fire caused by an explosion due to a gas leak at the Paraguaná Refinery Complex. The Paraguaná Refinery Complex is a crude oil refinery complex located in Venezuela. It is considered the third largest refinery complex in the world, after the Jamnagar Refinery (India) and the Ulsan Refinery (South Korea). On August 25, 2012 at 01:11 (05:41 GMT), an explosion caused by the ignition of a leaking gas at the Amuay refinery killed 48 people, mostly National Guard troops stationed at the facility, and injured 151 others. Photo Author: Joser86h

          List of Insurance Companies Logos in Venezuela

          List of insurance company logos and names in Venezuela. By clicking on the logos of insurance companies in Venezuela, you will instantly get up-to-date information on insurance matters.
          This information can help you choose the most advantageous coverage.

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            Insurance Company Names

            Names of insurance companies. Updated list of names of insurance companies based in Venezuela.

            C.A. de Seguros Avila
            C.N.A. de Seguros La Previsora
            Mapfre La Seguridad C.A. de Seguros.
            Seguros Caracas, C.A. (Antes Seguros Caracas de Liberty Mutual, C.A.)
            Estar Seguros, S.A. (Antes Royal & Sun Alliance Seguros (Venezuela) S.A.)
            Seguros Venezuela C.A.
            BBVA Seguros, C.A. (Antes Seguros Provincial, C.A.)
            Real Seguros, S.A. (Antes Zurich Seguros, S.A.)
            Adriática de Seguros, C.A.
            La Venezolana de Seguros y de Vida, C.A.
            Seguros Los Andes, C.A.
            Seguros Nuevo Mundo S.A.
            Seguros Horizonte, S.A
            C.A. de Seguros La Occidental
            C.A. Seguros Catatumbo
            Seguros La Fe C.A.
            C.A. de Seguros American International
            Seguros Virgen del Valle, C.A.
            Seguros Miranda, C.A. (antes Seguros Federal, C.A.)
            La Mundial C.A. Venezolana de Seguros de Crédito
            Mercantil Seguros , C.A.
            C.A. Seguros Guayana
            La Oriental de Seguros C.A.

            Seguros Pirámide C.A.
            Seguros Universitas, C.A. (Antes Universitas de Seguros C.A.)
            Interbank Seguros S.A.
            Multinacional de Seguros C.A.
            Zuma Seguros, C.A. (Antes Seguros Bancentro S.A.)
            Seguros Constitución C.A. (Antes Seguros Sofitasa)
            Atrio Seguros S.A. (Antes Seguros Comerciales Bolívar S.A.)
            La Internacional de Seguros, S.A.
            Seguros Corporativos C.A.
            Proseguros, S.A. (antes Rescarven)Seguros Altamira C.A.
            Vivir Seguros C.A. (antes Seguros Canarias de Venezuela C.A.)Banesco Seguros C.A.
            Seguros Caroní, C.A.
            Universal de Seguros C.A.
            Aseguradora Nacional Unida Uniseguros, S.A.
            Hispana de Seguros, S.A.
            Primus Seguros, C.A.
            Oceánica de Seguros, C.A (Antes Grupo Asegurador Previsional (Grasp), C.A.)
            Seguros Qualitas, S.A.
            Seguros La Vitalicia, S.A.
            Iberoamericana de Seguros, C.A.
            Bolivariana de Seguros y Reaseguros, S.A.
            Seguros Capital C.A
            Vértice Seguros C.A

            Find more logos and names of insurers in South America, America.

            Noticias Today

            Venezuela news logo
            World news today

            The economy of Venezuela

            The economy of this nation is largely based on the petroleum sector and manufacturing. Revenue from petroleum exports accounts for more than 50% of the country’s GDP and roughly 95% of total exports.

            Venezuela is the sixth-largest member of OPEC oil production. From the 1950s to the early 1980s, the economy experienced a steady growth that attracted many immigrants, with the nation enjoying the highest standard of living in Latin America.

            During the collapse of oil prices in the 1980s, the economy contracted the monetary sign, commenced a progressive devaluation and inflation skyrocketed to reach peaks of 84% in 1989 and 99% in 1996, three years prior to Hugo Chávez taking office.

            This country, manufactures and exports heavy industry products such as steel, aluminum, and cement.

            Production is concentrated around Ciudad Guayana, near the Guri Dam, one of the largest dams in the world and the provider of about three-quarters of Venezuela’s electricity. Other notable manufacturing includes electronics and automobiles as well as beverages and foodstuffs.

            Agriculture in this region accounts for approximately 3% of GDP, 10% of the labor force and at least one-fourth of Venezuela’s land area. This region exports rice, corn, fish, tropical fruit, coffee, pork, and beef. The country is not self-sufficient in most areas of agriculture.
            From Wikipedia.

            Venezuela Insurance – World Insurance Companies logos.

            List of Insurance Company Logos in Uruguay

            Flag of Uruguay, featured in the ' Insurance in South America' post.
            Flag of Uruguay, featured in the List of Insurance Company Logos in Uruguay, post.

            List of Insurance Company Logos in Uruguay – World Insurance Companies Logos. Research and compare insurance companies to find the one that best suits your needs.

            The image shows Photo of a plane of Flight 571 of the Uruguayan Air Force that crashed in Mendoza, Argentina, in the Andes mountains.

            List of insurance company logos in Uruguay – 2025

            List of insurance company logos and names in Uruguay. By clicking on the logos of insurance companies in Uruguay, you will instantly get up-to-date information on insurance matters.
            This information can help you choose the most advantageous coverage.

            • All

              Insurance Company Names

              Names of insurance companies. Updated list of names of insurance companies based in Uruguay.

              ASEGURADORES DE CAUCIONES S.A.
              Rincón 602 Piso 2 - Montevideo, Tel:2916 40 40 / 5235-3739

              BANCO DE SEGUROS DEL ESTADO
              Mercedes 1051,Montevideo, Tel: 29089303 / 29080979

              BERKLEY INTERNATIONAL SEGUROS S.A. (URUGUAY)
              Rincón 391 Piso 5, Tel: 29166998 / 29166998 int. 102

              COMPAÑIA COOPERATIVA DE SEGUROS SURCO
              Bvar. Artigas 1388 Y Anexo en Bvar.Artigas 1368, Tel: 27090089 / 27090089 int 4

              CUTCSA SEGUROS S.A.
              Av José Pedro Varela 3385, Tel:193331489 /193331499

              FAR COMPAÑIA DE SEGUROS S.A.
              Avda. Burgues 3170, Tel: 22001931 / 22043460

              HDI SEGUROS S.A.
              Misiones 1549. Tel 2916085 / 29160847

              MAPFRE URUGUAY SEGUROS S.A.
              Juncal 1385 Piso 1. Tel 29155555 / 29159727

              ​From BCU
              METLIFE SEGUROS S.A.
              Yaguarón 1407, Piso 4, Oficina 401, Tel: 24033939 / 24033939 Int. 5106

              PORTO SEGURO - SEGUROS DEL URUGUAY S.A
              .Avenida Dr. Américo Ricaldoni N° 2750, Tel: 2709 3333 / 2705 1250
              SAN CRISTOBAL SEGUROS S.A.
              Plaza Independencia 749 bis, Tel:29029999 / 29030448

              SANCOR SEGUROS S.A.
              Rincón 493, Tel: 29158500

              SBI SEGUROS
              Colonia 999,Montevideo. Tel 29000330/ 29084552

              SEGUROS SURA S.A.
              Avenida Italia 7519, Montevideo, Tel: 26030000

              ZURICH SANTANDER SEGUROS URUGUAY S.A.
              Bulevar Artigas, Tel: 460 27134615 / 27134615

              Noticias Today

              Uruguay news logo
              World news today.

              Health Care – Insurance in Uruguay

              During the first half of the twentieth century, Uruguay—alongside Argentina—had some of the most advanced standards of medical care in Latin America. However, the military regime from 1973 to 1985 had a negative impact on the health system. During that period, increased resources were allocated to military hospitals, which were accessible only to the relatives of armed forces members.

              By 1984, total healthcare spending in Uruguay accounted for 8.1% of the country’s GDP. Of that, 7.5% came from household spending. Still, around 400,000 people lacked any form of state or private health coverage. In 1987, Montevideo had seven major public hospitals, and about half of the country’s departments had a hospital; the remaining areas relied on central auxiliaries. Across the public sector, there were approximately 9,505 hospital beds.

              Private coverage was often accessed through “mutualistas,” nonprofit healthcare providers funded by a monthly membership fee and small co-payments for services. In 1971, about 58.9% of Montevideo residents were affiliated with mutualists, while 11.8% held the official Ministry of Public Health card granting access to free care. Still, 16.6% remained without any form of coverage.

              Today, the Uruguayan healthcare system is overseen by the State Health Services Administration (ASSE), established in 1987. The financial backbone of the system is the National Healthcare Fund (FONASA), created in 2007, which collects, manages, and distributes health funds to ensure that all employees and pensioners can access care, even outside the public health system.

              According to the most recent government data, 2.5 million people—out of Uruguay’s 3.0+ million population—are registered with FONASA. This means about 500,000 Uruguayans must either rely on public care or pay out of pocket for private services.

              For those exploring private insurance options, the List of Insurance Company Logos in Uruguay is a practical tool. It offers a visual guide to the country’s main insurance providers, helping individuals compare services and access company information. The List of Insurance Company Logos in Uruguay is also helpful for employers and families selecting plans that complement public coverage. With the List of Insurance Company Logos in Uruguay, navigating healthcare choices becomes easier and more transparent. Whether you’re seeking individual coverage or corporate plans, the List of Insurance Company Logos in Uruguay provides a clear starting point.

              The economy of Uruguay

              ​The economy of this country, is characterized by an export-oriented agricultural sector and a well-educated workforce, along with high levels of social spending.
              After averaging growth of 5% annually during 1996–98, in 1999–2002 the economy suffered a major downturn, stemming largely from the spillover effects of the economic problems of its large neighbors, Argentina and Brazil.

              Currency.
              The nation has a partially dollarized economy. As of August 2008, almost 60% of bank loans use United States dollars, but most transactions use the Uruguayan peso.

              Sectors of Economy.
              Agriculture, Textiles and Leather, Mining, Plastics, Telecommunications, Travel & Tourism​ (​Their tourist industry are mainly characterized for attracting visitors from neighboring countries. Currently, the major attraction is the interior, particularly located in the region around Punta del Este.
              From Wikipedia.

              Uruguay, South America – World Insurance Company Logos.

              List of Insurance Companies Logos in Paraguay

              Flag of Paraguay, featured in the ' Insurance in South America' post.
              Flag Of Paraguay Featured In the List of Insurance Companies Logos in Paraguay, Post

              List of Insurance Companies Logos in Paraguay – World Insurance Companies Logos. Research and compare insurers to find the one that best suits your needs.

              The photo shows the main entrance to the Ycuá Bolaños supermarket, where 396 people died on August 1, 2004
              The photo shows the main entrance of the Ycuá Bolaños supermarket. It is located between General Artigas Avenue and Santísima Trinidad Avenue in the Trinidad neighborhood of Asunción, Paraguay, where on August 1, 2004, 396 people died as a result of the closing of the doors. In the photo you can see banners of rejection, demanding justice, and a stage set up for the commemoration of the first anniversary (01-08-2006). Author: Tony1940

              List of Insurance Companies Logos in Paraguay – 2025

              By clicking on the logos in our List of Insurance Companies Logos in Paraguay, you will instantly access up-to-date and relevant information about the insurance services each provider offers. This list serves as a direct gateway to official sources or verified profiles, allowing you to explore key details such as available insurance products, coverage options, customer service channels, and company history.

              The List of Insurance Companies Logos in Paraguay is designed to help users compare insurers quickly and easily. Whether you are searching for health, auto, home, life, or travel insurance, having visual and direct access to each company’s logo makes it easier to identify and evaluate your options. This approach saves time and allows for smarter decision-making based on accurate and timely data.

              Our platform offers a user-friendly experience by presenting the List of Insurance Companies Logos in Paraguay in a clean, accessible format. Instead of sifting through unrelated results, you can click directly on the logo of the company you’re interested in and be redirected to informative content that’s regularly updated. Use this tool to make informed choices with confidence, clarity, and the support of verified information.

              Insurance Company Names

              Names of insurance companies. Updated list of names of insurance companies located in Paraguay.

              Alfa S.A. de Seguros y Reaseguros
              Yegros N° 944 c/ Teniente Fariña, Tel. (021) 449 991/2
              Alianza Garantía Seguros y Reaseguros S.A.
              Avda. Mcal. López 1044 c/ Mayor Bullo, Tel. (021) 236 0000
              Aseguradora del Este S.A. de Seguros
              Avda. Rca. Argentina 778 e/ Pacheco y Souza, Tel. (021) 616 5000
              Aseguradora del Sur S.A. Seguros Generales (ASUR)
              Quesada 4926 - 6to. Piso - Edificio Atlas, Tel. (021) 658 8000
              Aseguradora Paraguaya S.A. (ASEPASA)
              Avda. Boggiani 5.848 e/ Alas Paraguayas y R.I. 6 Boquerón, Tel. 021) 612 870
              Aseguradora Tajy Propiedad Cooperativa S.A. de Seguros
              Avda. Mcal. López esquina Saravi, Tel. (021) 689 1000
              Aseguradora Yacyreta S.A de Seguros
              Aviadores del Chaco 1690, Tel. (021) 617 8000
              Atalaya S.A. de Seguros Generales
              Independencia Nacional 565 - 1er. Piso - Edificio Guido Masi, Tel. (021) 492 811/12
              Cenit S.A. de Seguros
              Ayolas Nº 1082 c/ Jejuí, Tel. (021) 449 502
              Central S.A. de Seguros
              Aviadores del Chaco 2408 c/ Santa Teresa, Tel. (021) 623 810/2
              El Comercio Pyo. S.A. Compañía de Seguros Generales
              Alberdi 453, Tel. (021) 492 324
              El Productor S.A. de Seguros
              Ind. Nacional 611, Tel. (021) 491 577/9
              El Sol del Paraguay Compañía de Seguros y Reaseguros S.A.
              Rca Argentina 999 C/ Mc Mahon, Tel. (021) 236 3000
              Fénix S.A. de Seguros y Reaseguros
              Iturbe 823 esquina Fulgencio R. Moreno, Tel. (021) 495 549
              General Seguros S.A.
              Avda. España Nº 2210 casi América, Tel. (021) 207 071
              Intercontinental de Seguros y Reaseguros S.A.
              Iturbe 1047 c/ Tte. Fariña, Tel. (021) 492 348/9
              La Agrícola S.A. de Seguros Generales
              Av. Mcal. Lopez 5377 c/ Bernardino Caballero, Tel. (021) 609 509
              La Consolidada S.A. de Seguros
              Avda Aviadores del Chaco 1669 c/San Martin Edic AYMAC 4° Piso, Tel. (021) 619 1000
              La Independencia de Seguros S.A
              Juan E. Oleary 409 esq. Estrella 1° Piso Edif Parapiti, Tel. (021) 447 021/491451
              La Meridional Paraguaya S.A. de Seguros
              Iturbe 1046 e/ Tte. Fariña y Rca. De Colombia, Tel. (021) 498 827
              La Paraguaya S.A. de Seguros E.C.A.
              Washington 460 e. Av. España y de la Residenta, Tel. (021) 230 028 / 32
              La Rural S.A. de Seguros
              Rca. Argentina 940 casi Mac Mahon, Tel. (021) 617 4000
              Mapfre Paraguay Compañía de Seguros S.A.
              Mcal. López 910 esq. Gral. Aquino, Tel. (021) 217 6000
              Nobleza S.A. de Seguros
              Dr. Guido Boggiani N° 6115 esq. R. I. 12 de Mayo, Tel. (021) 416 3900
              Panal Compañía de Seguros Generales S.A.
              (Propiedad Cooperativa) Colón 1749 esq. Dupuis, , Tel. (021) 439 1000
              Patria S.A. de Seguros y Reaseguros e Seguros y Reaseguros
              R.I. 18 Pitiantuta c/ Cap. Nicolás Blinoff., Tel. (021) 225 250 / 214 001
              Providencia S.A. de Seguros
              Avda. Artigas N° 1513 c/ Concepción Leyes de Chavez-2° Piso, Tel. (021)201 378
              Regional S.A. de Seguros
              Avda Caballero y Ruta VI - Encarnación / Avda España esq. Sta Rosa, Tel. (071) 203 700 / (021) 609 191
              Royal Seguros S.A.
              Dr. Morra 595 e/ Sucre, Tel. (021) 609 800
              Rumbos S.A. de Seguros
              Estrella 851, Tel. (021) 449 488
              Sancor Seguros del Paraguay S.A.
              Papa XXIII 1857 esq. Herib Campos Cervera, Tel. (021) 620 8000
              Seguridad S.A. Compañía de Seguros
              Edificio y Torre SEGURIDAD. Avda. Mcal. López 793, Tel. (021) 249 1000
              Seguros Chaco S.A. de Seguros y Reaseguros
              Avda. Mcal. López 5233 c/ Coronel Cabrera, Tel. (021) 605 600
              Seguros Generales S.A. - SEGESA
              Oliva Esq. Alberdi – Edificio Segesa 1er Piso, Tel. (021) 491 362/5


              ​From BCP

              Noticias Today

              Paraguay news logo
              World news

              Health in Paraguay

              In terms of major health indicators, health in this country ranks near the median among South American countries. In 2003 Paraguay had a child mortality rate of 29.5 deaths per 1,000 children, ranking it behind Argentina, Colombia, and Uruguay but ahead of Brazil and Bolivia.
              The health of people living outside urban areas is generally worse than those residing in cities.

              Many preventable diseases, such as Chagas’ disease, run rampant in rural regions. Parasitic and respiratory diseases, which could be controlled with proper medical treatment.

              In general, malnutrition, lack of proper health care, and poor sanitation are the root of many health problems in this country

              Health care funding from the national government increased gradually throughout the 1980s and 1990s. Spending on health care rose to 1.7 percent of the gross domestic product (GDP) in 2000, nearly triple the 0.6 percent of GDP spent in 1989. But during the past decade, improvement in health care has slowed.

              This nation spends less per capita (US$13−20 per year) than most other Latin American countries. A 2001 survey indicated that 27 percent of the population still had no access to medical care, public or private.

              Private health insurance is very limited, with pre-paid plans making up only 11 percent of private expenditures on health care.
              Thus, most of the money spent on private health care (about 88 percent) is on a fee-for-service basis, effectively preventing the poor population from seeing private doctors.

              From Wikipedia

              List of Insurance Companies Logos in Paraguay – World Insurance Companies Logos​.

              List of Insurance Companies Logos in Peru

              Flag of Peru, featured in the ' Insurance in South America' post.
              Flag of Peru, featured in the list of Insurance Companies Logos in Peru, post.

              List of Insurance Companies Logos in Peru – World Insurance Companies Logos. This page allows you to quickly find the logos and names of the leading Peruvian insurance companies.

              Aerial view of the 1970 Huascarán avalanche that destroyed Yungay, Peru.
              The 1970 Huascarán Debris Avalanche

              List of Insurance Companies Logos in Peru – 2025

              Insurance companies logos in Peru – 2025. By clicking on the logos of insurance companies in Peru, you will instantly get up-to-date information on insurance matters.
              This information can help you choose the most advantageous coverage.

              • All

                Insurance Company Names

                Names of insurance companies. Updated list of names of insurance companies based in Peru.

                Interseguro
                Av. Javier Prado Este 492 - Oficina 2601, San Isidro, Lima.
                Teléfonos: 6114700 6114720
                Rimac Seguros
                Calle LAS BEGONIAS 475, San Isidro, Lima, Teléfonos: 4113000
                Cesce Perú
                Av. Victor A Belaunde 147 - Oficina 601, Lima, Lima, Teléfono: 5137200
                La Positiva
                Calle Los Castaños 462, San Isidro, Lima, Teléfono: 2642460; 2641877
                Mapfre Peru
                Av. 28 DE JULIO 873, Miraflores, Lima, Teléfono: 2137373 / 2139148
                Pacifico Seguros
                Av. Juan de Arona 830, San Isidro, Lima, Teléfono:3132000
                La Positiva Vida
                Calle Los Castaños 462, San Isidro, Lima, Teléfono: 2183015 2641877
                BNP PARIBAS CARDIF
                Av. Canaval y Moreyra 380, Lima, Teléfono: 6151721
                PROTECTA
                Av. Domingor Orue 165 - Oficina 8, Surquillo, Lima, Teléfono: 3913030 / 3913030
                INSUR
                Av. Felipe Pardo y Aliaga 699 - Oficina 302, San Isidro, Lima, Teléfono: 6164141


                From Superintendencia de Banca y Seguros
                CHUBB PERÚ
                Calle AMADOR MERINO REYNA 267 - Oficina 402, San Isidro, Lima, Teléfono: 4175000 / 2213313
                Mapfre Peru Vida
                Av. 28 DE JULIO 873, Miraflores, Lima, Teléfono: 2137373 / 2139148
                Vida Camara
                Av. Republica de Panama 3418 - Oficina 601, San Isidro, Lima, Teléfono: 6042020
                HDI SEGUROS S.A
                Calle Coronel Andres Reyes 420 - Oficina 601 A, San Isidro, Lima, Teléfono: 2303030 /4372928
                CRECER SEGUROS S.A.
                Av. LA FLORESTA 497, Lima, Lima, Teléfono: 3727373
                Ohio National Vida
                Calle Las Camelias 256 - Oficina 401, San Isidro, Lima, Teléfono: 2042330 / 2042357
                COFACE
                Calle 41 840 CORPAC 1 - Oficina 1, San Isidro, Lima, Teléfono: 6163434
                AVLA PERU
                Av. Victor Andres Belaunde 147 - Oficina T1,P8, San Isidro, Lima, 6163434 / 7154400
                LIBERTY SEGUROS
                ​Av. Rivera Navarrete 495 - Oficina 1302, Lima, Telefono: 3213451

                Find more logos and names of insurance companies in South America, America.

                Noticias Today

                Peru news logo
                World news today.

                Health in Peru and How to Navigate Insurance Options

                Health in Peru is managed through a combination of public and private systems. The public sector, primarily composed of EsSalud and the Ministry of Health (MINSA), provides basic healthcare coverage to a large portion of the population. However, many individuals and families also seek private insurance to access faster, higher-quality services.

                To better understand the private healthcare options available, the list of Insurance Companies Logos in Peru can be a valuable tool. It offers a visual overview of the major insurance providers operating in the country, allowing users to quickly identify and explore each company.

                Whether you’re a resident or an expatriate, the list of Insurance Companies Logos in Peru helps simplify the selection process by linking directly to each insurer’s official information. This allows you to compare health plans, coverage benefits, and customer support services.

                Before choosing a provider, it’s advisable to review the list of Insurance Companies Logos in Peru to ensure you’re selecting a company that meets your healthcare needs and budget. The list not only saves time, but also promotes more informed decisions in a complex healthcare environment.

                Economy of Peru

                ​Narcotics
                Main export article since 1987.

                Background
                Coca has a long history of cultivation in the Andes, and has always been a traditional part of Peruvian life. However, the narcotic properties of coca were known only locally until 1786, when Lamarck listed the leaf in his botanical encyclopedia. After the arrival of the Spanish, coca cultivation increased and its use became more common and widespread.

                Since 1543, coca has been internationally recognized for its trading value, and regulations imposed upon it have attached increasing economic importance to the plant. Exchange of the coca leaf between consumers in the highlands and growers in the low-lying hills has gone on for at least the last millennium, strengthening local economic ties.

                Between 1884 and 1900, coca and cocaine grew in popularity for medical purposes and mass consumption in the United States. From 1905 to 1922, anti-cocaine sentiments in the US resulted in criminalization of both coca and cocaine. It was not until the 1920s that US diplomats began to extend drug prohibitions internationally.

                Current Trends
                The Peruvian coca and cocaine industry is as huge as it is today because of advanced industrial nations’ demand for drugs. This high demand has created a framework of dependence on “coca-dollars” and on US drug policy. Money from cocaine trafficking feeds local economies, supports inflation, and even causes social changes such as cocaine smoking among indigenous Peruvians.

                Coca farming today is still a significant source of income for peasants, as it accounts for 48% of total net family income in the high coca-growing Apurímac River region. In an effort to reduce drug use in America, for the past 50 years the US government together with the United Nations have been waging a war on drugs.

                The US Drug Control Program maintains that “eliminating the cultivation of illicit coca and opium is the best approach to combating cocaine and heroin available in the US.”

                With US government cooperation, the Peruvian Government installed the National Plan for the Prevention and Control of Drugs in 1995.
                This government prohibition of narcotics trafficking in Peru has resulted in a 70% reduction of coca leaf cultivation since 1995.

                However, the reduction in cultivation may not have actual effects on cocaine production, as recent advances in coca growing and more efficient processing methods allow for greater cocaine yield.
                The size of the narcotics’ industry as a part of the national economy is difficult to measure, but estimates range from $300–$600 million.

                An estimated 200,000 Peruvian households have economies based on the production, refining, or distribution of coca. Many economists believe that large flows of dollars into the banking system contribute to the traditional depression of the dollar exchange rate vis-à-vis the sol.
                The Central Bank engages in open market activities to prevent the price of the sol from rising to levels that would cause Peruvian exports to become prohibitively expensive.

                Hurt economically by Peruvian Air Force interdiction efforts in the mid-1990s,[citation needed] drug traffickers are now using land and river routes as well as aircraft to transport cocaine paste and, increasingly, refined cocaine to consumers around and out of the country.
                The Air Bridge Denial program was suspended in April 2001 after the Peruvian Air Force and strength of the U.S. DEA misidentified a civilian aircraft as a drug trafficker and shot it down, killing two American citizens on board.

                Peru continues to arrest drug traffickers and seize drugs and precursor chemicals, destroy coca labs, disable clandestine airstrips, and prosecute officials involved in narcotics corruption.

                Working with limited aid of the U.S. Agency for International Development (USAID), the Peruvian Government carries out alternative development programs in the leading coca-growing areas in an effort to convince coca farmers not to grow that crop.

                Although the government previously eradicated only coca seed beds, in 1998 and 1999 it began to eradicate mature coca being grown in national parks and elsewhere in the main coca growing valleys. In 1999 the government eradicated more than 150 km² of coca; this figure declined to 65 km² in 2000, due largely to political instability.

                The government agency “Contradrogas”, founded in 1996, facilitates coordination among Peruvian Government agencies working on counter-narcotics issues. Alternative crops, however, are not economically comparable to coca. 2004 prices indicate an annual income per hectare of $600 for coffee and $1000 for cocoa, versus up to $7500 for a hectare of coca.

                List of Insurance Companies logos in Peru – World Insurance Companies Logos.

                List of Insurance Company Logos in Ecuador

                Flag of Ecuador, featured in the ' Insurance in South America' post.
                Flag Of Ecuador Featured In the List of Insurance Company Logos in Ecuador, Post

                List of Insurance Company Logos in Ecuador – World Insurance Companies Logos. Research and compare insurance companies to find the one that best suits your needs.

                List of Insurance Company Logos in Ecuador – 2025

                List of Insurance Company Logos in Ecuador. By clicking on the logos of insurance companies in Ecuador, you will instantly get up-to-date information on insurance issues. This information can help you choose the most advantageous coverage.

                • All

                  ​See the logos and names of large insurance companies in Chile on the Chile, South America page.

                  Insurance Company Names

                  Names of insurance companies. Updated list of names of insurance companies based in Ecuador.

                  AIG 
                  ALIANZA 
                  ASEGURADORA DEL SUR C.A.
                  BALBOA 
                  BMI 
                  BUPA 
                  COLVIDA  
                  CONFIANZAZA 
                  COMPAÑIA DE SEG. CONDOR 
                  COMPAÑÍA DE SEG. ECUATORIANO-SUIZA S.A.
                  COFACE 
                  CONSTITUCION C.A.
                  CHUBBGENERALI
                  GENERALI 
                  HISPANA
                  INTEROCEANICA C.A.

                  LATINA VIDA
                  LIBERTY
                  MAPFRE ATLAS
                  PAN AMERICAN LIFE
                  QBE SEGUROS COLONIAL
                  SEG. COLON
                  SEG. ORIENTE
                  SEGUROS UNIDOS
                  SEGUROS DEL PICHINCHA
                  SEGUROS EQUINOCCIAL
                  SWEADEN
                  VAZSEGUROS

                  From SBE

                  Noticias Today

                  World Insurance Companies Logos​

                  Health in Ecuador: Public Access, Private Options, and How to Choose the Right Insurance

                  Ecuador offers a multifaceted healthcare landscape shaped by its geography, policy choices, and a growing focus on both public health and private investment. With three major regions—the coastal plains, Andean highlands, and Amazon basin—health needs vary widely across the country. Fortunately, Ecuador combines universal public healthcare with increasingly robust private healthcare options, allowing both residents and visitors to receive quality medical attention.

                  In the Andean highlands, home to cities like Quito and Cuenca, health conditions are notably different from those in the tropical lowlands. Due to the altitude—most areas sit above 2,300 meters—the types of mosquitoes that carry diseases like malaria and dengue cannot thrive. This natural advantage significantly lowers the risk of tropical illnesses for people living in these zones.

                  In contrast, coastal and Amazonian regions present higher risks for tropical diseases, although public health efforts have significantly reduced outbreaks. The United Nations and Ecuador’s Ministry of Public Health report that malaria and dengue are no longer epidemic, though isolated cases still occur in underserved or remote areas.

                  Ecuador’s public healthcare system is anchored in universal access. All legal residents can use public hospitals and clinics free of charge, without the need to purchase private insurance. This system is supported by a national insurance program, with funding that comes in part from taxation and mandatory social security contributions. Coverage includes general medical consultations, emergency care, vaccinations, and maternity services.

                  The system is also supported by a rural outreach program, where newly graduated doctors, dentists, and nurses are required to serve in underserved areas for one year. This ensures that even remote villages in the Amazon or mountains receive basic medical attention.

                  Despite the availability of free public care, many residents and expatriates opt for private health insurance. Private providers typically offer shorter wait times, higher comfort levels, and a broader choice of specialists. In large urban centers, private hospitals feature modern facilities and staff trained both locally and internationally.

                  For those looking to secure private insurance, consulting a List of Insurance Company Logos in Ecuador is one of the most practical starting points. These directories help users identify licensed providers by displaying their logos, website links, and contact details—making comparison and decision-making more efficient. A comprehensive List of Insurance Company Logos in Ecuador can also include reviews, types of policies offered, and bilingual support availability.

                  Private insurance is especially popular among foreign retirees, digital nomads, and international workers who value access to specialized treatments or coverage during travel. With affordable premiums compared to North America or Europe, Ecuador remains a popular destination for medical tourism.

                  An additional advantage of having private insurance in Ecuador is flexibility: many policies allow access to both private and public institutions, especially when the provider has agreements with national systems. Brokers often refer clients to an updated List of Insurance Company Logos in Ecuador to help navigate these mixed-access networks.

                  Moreover, public facilities in Ecuador continue to improve. In some cities, modern public hospitals are now offering services that rival those of the private sector. However, access times in the public system can still be long—especially for non-urgent procedures—making private insurance a valuable complement.

                  Ultimately, choosing the right insurance in Ecuador depends on your location, budget, health profile, and expectations. Licensed brokers or health insurance consultants can assist in evaluating providers, interpreting policy terms, and estimating true out-of-pocket costs. They frequently make use of the List of Insurance Company Logos in Ecuador as a reference guide when recommending reliable insurers to clients.

                  In conclusion, Ecuador’s healthcare system offers wide accessibility, whether through public institutions or private plans. Using tools like the List of Insurance Company Logos in Ecuador ensures that residents, expatriates, and visitors can make informed decisions when it comes to their health and financial protection.


                  List of Insurance Company Logos in Ecuador – World Insurance Companies Logos.

                  Top Insurance Companies in Colombia for Health and Life

                  Flag of Colombia, featured in the 'Insurance in South America' post.
                  Flag of Colombia, featured in the "Top Insurance Companies in Colombia for Health and Life", post.

                  Top Insurance Companies in Colombia for Health and Life – World Insurance Companies Logos. This page allows you to quickly find the logos and names of the most important Colombian insurance companies.

                  List of Insurance Companies Logos in Colombia-2025

                  List of Insurance Companies Logos in Colombia-2025. By clicking on the logos of insurance companies in Colombia, you will instantly get up-to-date information on insurance issues. This information can help you choose the most advantageous coverage.

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                    Insurance Company Names

                    Insurance Company Names
                    Looking for trusted insurance company names in Colombia? This updated list features the official names of leading insurance providers operating nationwide. Whether you’re searching for health, life, auto, or property insurance, knowing the right companies helps you compare services, policies, and coverage options. Our directory includes both domestic and international insurers authorized in Colombia, making it easier to find reliable partners for your personal or business insurance needs. Explore the most recognized insurance company names and stay informed about current providers, their services, and how to reach them. Choose confidently with the right information at your fingertips.

                    List of life insurance companies.
                    List of non-life insurance companies.
                    SBS Seguros Colombia S.A
                    Aseguradora Solidaria de Colombia Ltda. Entidad Cooperativa
                    BBVA Seguros Colombia S.A.
                    Cardif Colombia Seguros Generales S.A.
                    CHUBB Seguros Colombia S.A.
                    Colmena S.A. Compañía de Seguros de Vida
                    Compañía de Seguros de Vida Aurora S.A.
                    Compañía Mundial de Seguros S.A.
                    HDI Seguros S.A.
                    Global Seguros de Vida S.A.
                    Seguros Bolívar S.A.
                    La Equidad Seguros Generales Organismo Cooperativo
                    La Previsora S.A. Compañía de Seguros
                    Liberty Seguros S.A.
                    Mapfre Colombia Vida Seguros S.A.
                    MetLife Colombia Seguros de Vida S.A.
                    Pan American Life de Colombia Compañía de Seguros S.A.
                    Skandia
                    Positiva Compañía de Seguros S.A.
                    QBE - Zurich Seguros S.A.
                    Seguros ALFA S.A. y Seguros de Vida ALFA S.A.
                    Axa Colpatria Seguros S.A.
                    Seguros del Estado S.A.
                    Seguros SURA
                    Allianz Colombia
                    SBS Seguros Colombia S.A
                    Aseguradora Solidaria de Colombia Ltda. Entidad Cooperativa
                    BBVA Seguros Colombia S.A.
                    Compañía Mundial de Seguros S.A.
                    Seguros SURA
                    CHUBB Seguros Colombia S.A.
                    HDI Seguros S.A.
                    La Previsora S.A. Compañía de Seguros
                    Liberty Seguros S.A.
                    Mapfre Colombia Vida Seguros S.A.
                    QBE - Zurich Seguros S.A.
                    La Equidad Seguros Generales Organismo Cooperativo
                    Seguros ALFA S.A. y Seguros de Vida ALFA S.A.
                    Axa Colpatria Seguros S.A.
                    Seguros del Estado S.A.
                    Seguros Bolívar S.A.

                    List of non-life insurance companies. "Occupational Risks"

                    ARL Sura
                    Compañía de Seguros de Vida Aurora S.A.
                    Seguros Bolívar S.A.
                    La Equidad Seguros Generales Organismo Cooperativo
                    Positiva Compañía de Seguros S.A.
                    Liberty Seguros S.A.
                    Mapfre Colombia Vida Seguros S.A.
                    Colmena S.A. Compañía de Seguros de Vida
                    Seguros ALFA S.A. y Seguros de Vida ALFA S.A.
                    Axa Colpatria Seguros S.A.

                    Noticias Today

                    Colombia news logo

                    Top Insurance Companies in Colombia for Health and Life: An Overview of Access, Rights, and Insurance Options

                    Health care encompasses the prevention, treatment, and management of illness, along with the maintenance of mental and physical well-being through services provided by medical, nursing, and allied health professionals. In Colombia, the health care system has undergone significant reforms aimed at improving both accessibility and quality of care.

                    According to the Human Rights Measurement Initiative (HRMI), Colombia fulfills 94.0% of what it should for the right to health, considering its income level. In terms of children’s health rights, the country achieves 96.3% of expected outcomes; for adults, it reaches 91.7%. However, in reproductive health, Colombia is rated as “fair,” meeting 93.9% of expectations based on available resources.

                    Colombia’s health care system is a hybrid of public and private services and is structured around two main regimes: the contributory regime, for those who can afford to pay, and the subsidized regime, designed for low-income individuals. This structure has enabled the country to reach near-universal health coverage, with a large majority of the population now enrolled in health insurance plans. Many of these plans are offered by providers listed among the Top Insurance Companies in Colombia for Health and Life.

                    For individuals seeking trustworthy providers, the List of Insurance Companies Logos in Colombia is a valuable visual tool. It helps users quickly identify insurers and compare available health plans. Many of the logos featured belong to companies ranked among the Top Insurance Companies in Colombia for Health and Life, offering peace of mind when choosing a provider.

                    Colombia’s health infrastructure includes a broad network of public and private hospitals, clinics, and health centers, delivering services from primary care to complex specialties. Notable efforts have been made to extend services to rural and underserved regions through mobile health units and the growing use of telemedicine. These improvements are supported by several of the Top Insurance Companies in Colombia for Health and Life, which integrate digital health platforms into their coverage options.

                    Despite these advancements, challenges persist. Regional disparities, limited access in remote areas, shortages of trained medical personnel, and financial pressures on health institutions impact the system’s overall performance. Debates continue around the long-term sustainability of the health care model and the balance between public provision and private insurance.

                    To navigate this evolving system, individuals can rely on the List of Insurance Companies Logos in Colombia as a helpful starting point. The list makes it easier to identify plans offered by the Top Insurance Companies in Colombia for Health and Life, compare coverage details, and access official provider websites.

                    In conclusion, while Colombia has made substantial progress in expanding access and improving outcomes, continued reforms are essential to ensure equitable and high-quality health care for all. Tools such as the List of Insurance Companies Logos in Colombia—alongside resources highlighting the Top Insurance Companies in Colombia for Health and Life—empower individuals to make well-informed insurance decisions with confidence.

                    Top Insurance Companies in Colombia for Health and Life – World Insurance Companies Logos