Discover key information and compare top Canadian insurers for your life, auto, home, and other needs. Welcome to our comprehensive guide to insurance companies in Canada. Here you’ll find a listing of the main insurers operating in the country to help you make informed decisions.
Top Insurance Companies in Canada (by Assets and Recognition)
Canada’s insurance industry is one of the most developed and trusted in the world, offering a wide range of coverage options for individuals, families, and businesses. Regulated at both the federal and provincial levels, Canadian insurers operate under strict guidelines that protect policyholders and ensure financial stability. Whether you’re seeking auto insurance in Ontario, life insurance in British Columbia, or health coverage in Quebec, there are reliable providers across every province and territory.
Explore our visual guide to insurance providers across Canada. Click on a category below to filter the directory and find companies that offer the coverage you need. Our interactive guide makes it simple to compare your options, from major carriers for auto, home, and life to commercial risk experts.
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General & life providers
Health Insurance Providers
Global Specialty Risks
Insurance Brokers & Risk Advisors
Other Financial Institutions (Banks)
Other Financial Institutions (Motoring Clubs)
Retirement Savings
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Manulife
Offers a comprehensive range of life insurance, retirement solutions, and wealth management services globally.
General & life providers, Retirement Savings
Great-West Lifeco Inc
A member of Power Financial Corporation, offering life, health, and disability insurance through subsidiaries like Canada Life.
General & life providers
Sun Life Financial
A globally recognized provider offering life, health, and dental insurance alongside investment and retirement solutions.
General & life providers, Retirement Savings
Intact
The largest provider of property and casualty (P&C) insurance in Canada, offering auto, home, and business insurance
General & life providers
Desjardins Group
A leading financial services cooperative offering property, casualty, life, and health insurance.
General & life providers
iA Financial Group
Provides a broad spectrum of products including life, auto, home, and critical illness insurance.
General & life providers
Co-operators
A Canadian-owned cooperative offering auto, home, life, farm, and business insurance.
General & life providers
RBC Insurance
Part of the Royal Bank of Canada, offering life, health, home, auto, and travel insurance.
Other Financial Institutions (Banks)
beneva
A large mutual insurer formed from La Capitale and SSQ Insurance, offering diverse insurance.
General & life providers
TD Insurance
Part of Toronto-Dominion Bank, offering auto, home, life, and travel insurance.
Other Financial Institutions (Banks)
AVIVA
Part of the multinational Aviva plc, offering a wide range of general and life insurance products.
General & life providers
Canada Life
Provides life, health, and dental insurance, primarily through group benefits plans.
General & life providers, Retirement Savings
Allstate Canada
Provides auto, property, and other insurance products.
General & life providers
SUREHEALTH
Specializes in personal health coverage
Health Insurance Providers
BCAA
Offers insurance for home, auto, health, life, and travel.
Other Financial Institutions (Motoring Clubs)
Allianz
Provides comprehensive coverage solutions for individuals and businesses.
Global Specialty Risks
Wynward Canada
Specializes in grain insurance and guarantee products.
General & life providers
Everest
Offers a wide range of specialty insurance, reinsurance, and property/casualty products globally.
Global Specialty Risks
Chubb
Provides specialized commercial property and casualty insurance, as well as coverage for high-net-worth individuals.
Global Specialty Risks
AXA
A global insurer providing a wide array of solutions including auto, home, life, and health.
Global Specialty Risks
Travelers
Offers a wide range of insurance products including auto, home, renters, and business insurance.
Global Specialty Risks
Arag
A specialist in legal protection insurance, providing comprehensive coverage for legal fees and costs.
Global Specialty Risks
Mapfre Re
Global Specialty Risks
Markel Corporation
Provides niche and specialty insurance products, including professional liability and cyber insurance.
Global Specialty Risks
QBE
Offers a comprehensive suite of personal, commercial, and corporate insurance solutions.
Global Specialty Risks
HTM Insurance Company
A provider of various insurance solutions.
General & life providers
Hannover Re
A top-tier global reinsurer providing property, casualty, life, and health risk solutions to insurers.
Global Specialty Risks
AON
A global leader providing risk management, insurance brokerage, and advisory services.
Insurance Brokers & Risk Advisors
Allianz Trade
A global leader in assistance services and travel insurance, covering trip cancellations and medical emergencies.
Global Specialty Risks
Pacific Life Re
A global reinsurance company specializing in life, health, and annuity markets in Australia.
Global Specialty Risks
STARR
Offers specialty insurance for aviation, marine, energy, construction, and other commercial liability risks.
Global Specialty Risks
HDI
A German-backed global insurer providing a broad range of industrial and commercial insurance solutions.
Global Specialty Risks
Travel Guard
AIG's travel insurance brand, offering comprehensive policies for trip cancellation and medical emergencies.
Global Specialty Risks
Coface
Specializes in business trade credit insurance, protecting companies against non-payment of commercial debts
Global Specialty Risks
Beazley
A specialist insurer with a focus on professional liability, cyber risk, and other niche markets.
Global Specialty Risks
G | M | S
Provides private health, travel, and visitors to Canada insurance.
Health Insurance Providers
tugo
Offers travel insurance products and traveller claim services
Health Insurance Providers
AXIS Capital
Offers a broad range of specialty insurance and reinsurance through its global operations, including Singapore.
Global Specialty Risks
Marsh
A global leader in insurance broking and risk management, serving businesses of all sizes.
Insurance Brokers & Risk Advisors
BHSI
Provides commercial property, casualty, executive lines, and other specialty insurance for complex risks.
Global Specialty Risks
Liberty Mutual
Offers commercial and personal insurance, including property, casualty, and auto.
Global Specialty Risks
PROMUTUEL
Offers property, casualty, farm, and auto insurance across Quebec and the Maritimes.
General & life providers
National Bank Insurance
Provides personal and commercial insurance solutions, including life, health, and property.
Other Financial Institutions (Banks)
Northbridge
Offers commercial property, liability, surety, and specialty insurance.
Global Specialty Risks
Munich Re
One of the world's leading reinsurers, providing a wide array of reinsurance and primary insurance solutions.
Global Specialty Risks
AIG
A global insurer providing diverse commercial, financial lines, and personal accident coverage.
Global Specialty Risks
Zensurance
Offers online commercial insurance for Canadian small businesses
Insurance Brokers & Risk Advisors
Swiss Re
Leading global reinsurers that provide capacity and innovative risk transfer solutions to other insurance companies.
Global Specialty Risks
LLOYD’S
Operates as a specialist insurance market for complex risks.
Global Specialty Risks
LSM Insurance
Specializes in insurance for sports, recreation, and fitness organizations.
Insurance Brokers & Risk Advisors
iSure
Provides direct personal home, auto, and tenant insurance online.
Insurance Brokers & Risk Advisors
belairdirect
Offers personalized auto and home insurance with easy online access
General & life providers
Sonnet
Provides 100% digital home and auto insurance with instant quotes.
General & life providers
GORE MUTUAL
Delivers property and casualty insurance, focusing on rural, agricultural, and business markets.
General & life providers
Tokio Marine Holdings
A leading global insurer with a strong presence in property, casualty, and auto insurance.
General & life providers
CAA
CAA: Offers auto, home, condo, tenant, and life insurance, along with travel insurance and roadside assistance.
Other Financial Institutions (Motoring Clubs)
AXA XL
Focuses on providing specialty insurance and reinsurance solutions for large and multinational corporations.
Global Specialty Risks
Arch Insurance
Offers a wide range of property, casualty, and specialty insurance for businesses.
Global Specialty Risks
CREDIT AGRICOLE CIB
The corporate and investment banking arm of Crédit Agricole, offering structured financial solutions.
Other Financial Institutions (Banks)
Atradius
A global provider of trade credit insurance, surety, and collections services for businesses.
Global Specialty Risks
PartnerRe
A global reinsurer providing multi-line reinsurance solutions to insurance companies.
Global Specialty Risks
Pacific Prime
An international insurance broker with a global network, offering advice on and access to health and medical insurance plans from a variety of insurers.
Insurance Brokers & Risk Advisors
Other Insurance Companies
Below is an alphabetical list of other insurance companies operating in Canada, including specialized and regional providers.
Economical Insurance Group: Provides auto, home, and commercial insurance.
Empire Life: Offers life, investment, and group benefit solutions.
Foresters Financial: Delivers life insurance and investment products.
La Capitale: Specializes in insurance for public sector employees.
Understanding Healthcare in Canada
Canada has a publicly funded healthcare system called Medicare that offers universal access to medically necessary hospital and physician services. Here are a few key points:
Universal Health Care (Medicare): The system is designed to provide access to vital medical services for all Canadian citizens and permanent residents, funded through taxes.
Provincial/Territorial Coverage: Each province and territory operates its own healthcare system, leading to some variation in services and coverage for things like prescription drugs and dental care.
Primary and Specialty Care: Canadians typically access care through a primary care physician (GP), who provides routine care and refers patients to specialists.
Prescription Drugs (Pharmacare): Coverage and costs for prescription drugs vary significantly between provinces.
Health Promotion: Canada has a strong focus on health promotion and disease prevention through public health organizations.
Mental Health Services: Access to mental health services is a growing priority, with support available through a mix of public and private providers.
The Canadian insurance regulatory system
In Canada, responsibility for the insurance regulatory system is shared between the federal government and the provincial and territorial governments. The Office of the Superintendent of Financial Institutions (OSFI) oversees registered insurers at the federal level, ensuring their financial stability and fostering confidence in the financial system. Meanwhile, the provinces and territories are responsible for market regulation, including policy content, claims and complaints management, rate approval and licensing insurers. Examples of provincial bodies include the Insurance Council of British Columbia, the Insurance Councils of Saskatchewan, the Financial Services Regulatory Authority of Ontario, and the Quebec Financial Markets Authority. These bodies coordinate with each other through the Canadian Council of Insurance Regulators (CCIR), which seeks to find common solutions to regulatory challenges across the country.
The Role of Private Insurance & How to Choose
Private insurance is often used to supplement the public system, covering services like prescription drugs, dental, vision, and semi-private hospital rooms. When choosing an insurance company in Canada, consider the following:
Identify your specific needs (life, auto, home, health, travel, business).
Compare quotes from multiple providers.
Review the insurer’s financial strength and ratings.
Read customer reviews and assess their customer service record.
Understand all policy details, including coverage, exclusions, and deductibles.
Conclusion
Choosing the right insurance company is an important decision. We hope this directory is useful for your research and helps you find the best option to protect what you value most.
Access other insurance companies on the North American continent.