Discover key information and compare top Canadian insurers for your life, auto, home, and other needs. Welcome to our comprehensive guide to insurance companies in Canada. Here you’ll find a listing of the main insurers operating in the country to help you make informed decisions.
Top Insurance Companies in Canada (by Assets and Recognition)
Canada’s insurance industry is one of the most developed and trusted in the world, offering a wide range of coverage options for individuals, families, and businesses. Regulated at both the federal and provincial levels, Canadian insurers operate under strict guidelines that protect policyholders and ensure financial stability. Whether you’re seeking auto insurance in Ontario, life insurance in British Columbia, or health coverage in Quebec, there are reliable providers across every province and territory.
Explore our visual guide to insurance providers across Canada. Click on a category below to filter the directory and find companies that offer the coverage you need. Our interactive guide makes it simple to compare your options, from major carriers for auto, home, and life to commercial risk experts.
All Insurers
General & Life Insurers
Health Insurance Providers
Specialty Insurers & Global Reinsurers
Insurance Brokers & Risk Advisors
Other Financial Institutions (Banks)
Other Financial Institutions (Motoring Clubs)
Retirement Savings
Manulife
Offers a comprehensive range of life insurance, retirement solutions, and wealth management services globally.
General & Life Insurers
Great-West Lifeco Inc
A member of Power Financial Corporation, offering life, health, and disability insurance through subsidiaries like Canada Life.
General & Life Insurers
Sun Life Financial
A globally recognized provider offering life, health, and dental insurance alongside investment and retirement solutions.
General & Life Insurers, Retirement Savings
Intact
The largest provider of property and casualty (P&C) insurance in Canada, offering auto, home, and business insurance
General & Life Insurers
Desjardins Group
A leading financial services cooperative offering property, casualty, life, and health insurance.
General & Life Insurers
iA Financial Group
Provides a broad spectrum of products including life, auto, home, and critical illness insurance.
General & Life Insurers
Co-operators
A Canadian-owned cooperative offering auto, home, life, farm, and business insurance.
General & Life Insurers
RBC Insurance
Part of the Royal Bank of Canada, offering life, health, home, auto, and travel insurance.
Other Financial Institutions (Banks)
beneva
A large mutual insurer formed from La Capitale and SSQ Insurance, offering diverse insurance.
General & Life Insurers
TD Insurance
Part of Toronto-Dominion Bank, offering auto, home, life, and travel insurance.
Other Financial Institutions (Banks)
AVIVA
Through its joint venture, offers a wide range of general and life insurance products
General & Life Insurers
Canada Life
Provides life, health, and dental insurance, primarily through group benefits plans.
General & Life Insurers, Retirement Savings
Allstate Canada
Provides auto, property, and other insurance products.
General & Life Insurers
SUREHEALTH
Specializes in personal health coverage
Health Insurance Providers
BCAA
Offers insurance for home, auto, health, life, and travel.
Other Financial Institutions (Motoring Clubs)
Allianz
Provides comprehensive coverage solutions for individuals and businesses.
Specialty Insurers & Global Reinsurers
Wynward Canada
Specializes in grain insurance and guarantee products.
General & Life Insurers
Everest
Offers a wide range of specialty insurance, reinsurance, and property casualty products.
Specialty Insurers & Global Reinsurers
Chubb
Offers a broad range of property, casualty, accident, health, and life insurance products.
Specialty Insurers & Global Reinsurers
AXA
A global insurer providing a wide array of solutions, including auto, home, life, and health insurance.
Specialty Insurers & Global Reinsurers
Travelers
Offers a wide range of insurance products including auto, home, renters, and business insurance.
Specialty Insurers & Global Reinsurers
Arag
Offers legal insurance covering attorney fees for various legal matters.
Specialty Insurers & Global Reinsurers
Mapfre Re
The reinsurance arm of Mapfre, providing reinsurance to other insurers.
Specialty Insurers & Global Reinsurers
Markel Corporation
Offers a wide range of specialty insurance products, including professional liability and cyber
Specialty Insurers & Global Reinsurers
QBE
Offers commercial, specialty, reinsurance, and liability insurance.
Specialty Insurers & Global Reinsurers
HTM Insurance Company
A provider of various insurance solutions.
General & Life Insurers
Hannover Re
One of the world's largest reinsurers with a diverse portfolio.
Specialty Insurers & Global Reinsurers
AON
A global professional services firm providing a broad range of risk, retirement, and health solutions.
Insurance Brokers & Risk Advisors
Allianz Trade
Specializes in trade credit insurance.
Specialty Insurers & Global Reinsurers
Pacific Life Re
A global reinsurer specializing in providing life, annuity, and health reinsurance solutions to clients.
Specialty Insurers & Global Reinsurers
STARR
Offers specialty insurance for aviation, marine, and liability.
Specialty Insurers & Global Reinsurers
HDI
A German-backed insurer with a strong international presence in industrial and commercial lines.
Specialty Insurers & Global Reinsurers
Travel Guard
Offers travel insurance, including trip cancellation and medical expenses.
Specialty Insurers & Global Reinsurers
Coface
A global leader in trade credit insurance.
Specialty Insurers & Global Reinsurers
Beazley
Beazley: Specializes in specialty insurance, including professional liability and cyber risk.
Specialty Insurers & Global Reinsurers
G | M | S
Provides private health, travel, and visitors to Canada insurance.
Health Insurance Providers
tugo
Offers travel insurance products and traveller claim services
Health Insurance Providers
AXIS Capital
Offers specialty insurance and reinsurance.
Specialty Insurers & Global Reinsurers
Marsh
A global insurance broker and risk advisor.
Insurance Brokers & Risk Advisors
BHSI
(Berkshire Hathaway Specialty Insurance): Provides commercial property, casualty, healthcare professional liability, and other specialty insurance.
Specialty Insurers & Global Reinsurers
Liberty Mutual
Offers commercial and personal insurance, including property, casualty, and auto.
Specialty Insurers & Global Reinsurers
PROMUTUEL
Offers property, casualty, farm, and auto insurance across Quebec and the Maritimes.
General & Life Insurers
National Bank Insurance
Provides personal and commercial insurance solutions, including life, health, and property.
Other Financial Institutions (Banks)
Northbridge
Offers commercial property, liability, surety, and specialty insurance.
Specialty Insurers & Global Reinsurers
Munich Re
A global reinsurer that provides reinsurance capacity and risk solutions.
Specialty Insurers & Global Reinsurers
AIG
A recognized insurer for property, civil liability, financial lines, and global specialty coverage.
Specialty Insurers & Global Reinsurers
Zensurance
Offers online commercial insurance for Canadian small businesses
Insurance Brokers & Risk Advisors
Swiss Re
A leading global reinsurer supporting the local market.
Specialty Insurers & Global Reinsurers
LLOYD’S
Operates as a specialist insurance market for complex risks.
Specialty Insurers & Global Reinsurers
LSM Insurance
Specializes in insurance for sports, recreation, and fitness organizations.
Insurance Brokers & Risk Advisors
iSure
Provides direct personal home, auto, and tenant insurance online.
Insurance Brokers & Risk Advisors
belairdirect
Offers personalized auto and home insurance with easy online access
General & Life Insurers
Sonnet
Provides 100% digital home and auto insurance with instant quotes.
General & Life Insurers
GORE MUTUAL
Delivers property and casualty insurance, focusing on rural, agricultural, and business markets.
General & Life Insurers
Tokio Marine Holdings
A leading insurer with a strong presence in property, casualty, and auto insurance.
General & Life Insurers
CAA
CAA: Offers auto, home, condo, tenant, and life insurance, along with travel insurance and roadside assistance.
Other Financial Institutions (Motoring Clubs)
AXA XL
Specialty Insurers & Global Reinsurers
Arch Insurance
Offers a wide range of property, casualty, and specialty insurance products.
Specialty Insurers & Global Reinsurers
CREDIT AGRICOLE CIB
Credit Agricole CIB: Provides a range of financial services, including insurance products for corporate clients.
Other Financial Institutions (Banks)
Atradius
A global specialist in trade credit insurance, surety bonds, and debt collection services.
Specialty Insurers & Global Reinsurers
PartnerRe
A global reinsurer providing multi-line reinsurance solutions to insurance companies.
Specialty Insurers & Global Reinsurers
Pacific Prime
An insurance broker specializing in international coverage.
Insurance Brokers & Risk Advisors
Other Insurance Companies
Below is an alphabetical list of other insurance companies operating in Canada, including specialized and regional providers.
Economical Insurance Group: Provides auto, home, and commercial insurance.
Empire Life: Offers life, investment, and group benefit solutions.
Foresters Financial: Delivers life insurance and investment products.
La Capitale: Specializes in insurance for public sector employees.
Understanding Healthcare in Canada
Canada has a publicly funded healthcare system called Medicare that offers universal access to medically necessary hospital and physician services. Here are a few key points:
Universal Health Care (Medicare): The system is designed to provide access to vital medical services for all Canadian citizens and permanent residents, funded through taxes.
Provincial/Territorial Coverage: Each province and territory operates its own healthcare system, leading to some variation in services and coverage for things like prescription drugs and dental care.
Primary and Specialty Care: Canadians typically access care through a primary care physician (GP), who provides routine care and refers patients to specialists.
Prescription Drugs (Pharmacare): Coverage and costs for prescription drugs vary significantly between provinces.
Health Promotion: Canada has a strong focus on health promotion and disease prevention through public health organizations.
Mental Health Services: Access to mental health services is a growing priority, with support available through a mix of public and private providers.
The Canadian insurance regulatory system
In Canada, responsibility for the insurance regulatory system is shared between the federal government and the provincial and territorial governments. The Office of the Superintendent of Financial Institutions (OSFI) oversees registered insurers at the federal level, ensuring their financial stability and fostering confidence in the financial system. Meanwhile, the provinces and territories are responsible for market regulation, including policy content, claims and complaints management, rate approval and licensing insurers. Examples of provincial bodies include the Insurance Council of British Columbia, the Insurance Councils of Saskatchewan, the Financial Services Regulatory Authority of Ontario, and the Quebec Financial Markets Authority. These bodies coordinate with each other through the Canadian Council of Insurance Regulators (CCIR), which seeks to find common solutions to regulatory challenges across the country.
The Role of Private Insurance & How to Choose
Private insurance is often used to supplement the public system, covering services like prescription drugs, dental, vision, and semi-private hospital rooms. When choosing an insurance company in Canada, consider the following:
Identify your specific needs (life, auto, home, health, travel, business).
Compare quotes from multiple providers.
Review the insurer’s financial strength and ratings.
Read customer reviews and assess their customer service record.
Understand all policy details, including coverage, exclusions, and deductibles.
Conclusion
Choosing the right insurance company is an important decision. We hope this directory is useful for your research and helps you find the best option to protect what you value most.
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