Insurance in Switzerland

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Insurance Companies Logos in Switzerland

The graphic mark of a company is synonymous with its brand. In insurance, a logo is immediately recognizable and enables the customer to associate the company with the useful qualities such as confidence, the right price, and a lot of other vital questions about the task of finding the best coverage.
Click on the insurers logos to get a bunch of updated information offering every insurer from Switzerland. We want to help you to find the best insurance on the internet.

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    Insurance Companies in Switzerland

    There are several insurers operating in Switzerland. Here are a few well-known Swiss insurers:

    1. Zurich Group: Zurich Group is one of Switzerland’s leading insurers and operates around the world. They offer a wide variety of products and services to individuals, companies and multinationals.

    2. Swiss Life: Swiss Life is a leading life assurance and pension provider in Switzerland. They provide a variety of life assurance products, pension solutions and asset management services.

    3. Allianz Switzerland: Allianz Switzerland is a subsidiary of the world-class insurer Allianz Group. They offer a full range of products, including automotive, home, liability insurance, and more.

    4. AXA Winterthur: AXA Winterthur belongs to the AXA Group and is one of the most important insurers in Switzerland. They provide solutions for individuals, businesses and business customers.

    5. Helvetia: Helvetia is a Swiss insurer which supplies a wide range of products, including life, property and liability insurance. They serve individuals as well as companies.

    6. Swiss Re: Swiss Re is a leading insurer based in Zürich, Switzerland. They specialize in the provision of reinsurance solutions for assurance companies worldwide.

    7. Bâloise Group: Bâloise Group is an insurance and pension provider operating in Switzerland and several other European countries. They offer products to individual, commercial and commercial clients.

    8. Generali Switzerland: Generali Switzerland forms part of the Generali Group, an international insurer. They provide different solutions, including life, property and health insurance.

    9. La Mobilière: La Mobilière is one of the oldest insurers in Switzerland and offers a range of products, including motor, household, and liability insurance.

    These are just a few examples of insurers in Switzerland. It’s always a good idea to research and compare various insurers to find the best one for your specific needs.

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    Purpose and Role of Insurance Supervisory Colleges

    Supervisory colleges are an important tool to allow for more effective and efficient supervision of international insurer groups or international insurers conglomerates (“groups”). Colleges aim to strengthen the quality and intensity of supervisory oversight at two levels: the group as a whole and at solo level.

    Colleges provide a permanent and flexible forum for cooperation and coordination among the authorities of different jurisdictions responsible for the supervision of groups. They should facilitate the handling of ongoing supervision and should also play a role in both the preparation and handling of emergency situations.

    In particular, supervisory colleges aim at facilitating an exchange of information, views and assessments among supervisors, and cooperation between home and host supervisory authorities. They also enhance the mutual trust and appreciation of needs and responsibilities on which effective supervisory relationships and personal networks between supervisors are built. 
    Supervisory colleges, however, do not affect the rights and responsibilities of the competent authorities which are subject to the existing legal framework of the jurisdictions participating colleges.

     FINMA as group supervisor

    FINMA is committed to a multidisciplinary, proactive and result-oriented approach to group supervision.
    2.1 Setting up and structuring FINMA insurance supervisory colleges 
    As prescribed in the Financial Market Supervision Act (FINMASA) [cf. Article 6 para. 2] and in line with its strategic goal of strengthening cooperation with foreign authorities, FINMA sets up and chairs supervisory colleges (FINMA supervisory colleges) where FINMA is the responsible group supervisor of an insurer group with international activities. FINMA is to liaise with the authorities responsible for the supervision of relevant group entities. 

    To operate effectively and efficiently, a college’s organizational structure has to be proportionate to the nature, scale and complexity of the risks inherent in a group. It should also reflect the needs of the supervisors involved in its supervision. To meet these objectives,

    FINMA may establish several settings, e.g. “Regional college” or “global college”, or establish specialized teams for certain work streams within supervisory colleges, where the effective and efficient functioning of the college requires so.
    FINMA supervisory colleges are in place for the following insurance groups: 

    Zurich Financial Services
    Swiss Reinsurance Company
    Baloise-Holding
    Nationale Suisse
    Helvetia Holding AG
    Swiss Life Holding.

    From FINMA

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    San Marino Insurance

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    San Marino Insurance – World Insurance Companies Logos. Monitor San Marino’s best providers, based on cost, coverage, customer service and claims support. Find the insurer you trust.

    Insurance Company Logos in San Marino

    Logos of Insurance Companies in San Marino. The graphic mark of a company is synonymous with its brand. A logo is immediately recognizable and enables the customer to associate the company with the useful qualities such as confidence, the right price, and a lot of other vital questions about the task of finding the best coverage.
    Click on the logos of the insurers to get a bunch of updated information offering every insurer. We want to help you to find the best insurance on the internet.

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      Healthcare in San Marino

      Healthcare in San Marino is provided through a universal health care system, as well as private healthcare to complement it. San Marino’s healthcare system is consistently rated as one of the top three in Europe.
      State system
      State healthcare is provided through the Azienda Sanitaria Locale national health insurance fund. All employees must register with it upon starting a job, and upon registration, are issued with a health card and number, and are automatically registered with a doctor in their neighborhood. Employers pay a contribution for each employee, deducted from their salaries, while the self-employed must pay the full contribution.

      Employed persons’ dependent family members are covered by their assurance. Vulnerable people, such as the unemployed, aged, diabetics, and those on long-term maternity leave, do not need to register with an employer, and are entitled to free treatment without paying contributions.

      The state health system covers most basic healthcare, such as hospitalization, specialized care, prescription drugs, pregnancy and childbirth, and rehabilitation services.

      Private Health Care
      Private health assurance is widely used, and there is a series of private clinics in the country. Private assurance grants shorter waiting lists than in the public system, a choice of one’s doctor, and more comfortable facilities in hospitals, with those who have private coverage entitled to their own single or double room, while those under state coverage must share a room.

      From Wikipedia

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      Serbia Insurance

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      Insurance Company Logos in Serbia

      The graphic mark of a company is synonymous with its brand. A logo is immediately recognizable and enables the customer to associate the company with the useful qualities such as confidence, the right price, and a lot of other vital questions about the task of finding the best coverage. Click on the logos of the insurers to get a bunch of updated information offering each insurance company.

      Look at the best insurance suppliers, according to cost, coverage, customer service and claims support.

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        Healthcare in Serbia

        The healthcare system is managed by the National Health Insurance Fund (RFZO), which covers all citizens and permanent residents.

        All employees, self-employed persons, and pensioners must pay contributions to it. Contributions are based on a sliding scale, with wealthier members of society paying higher percentages of their income.

        Despite this, corruption still remains a serious problem due to low salaries, with many doctors demanding bribes in exchange for better treatment, although there is a major campaign against corruption from the government and NGOs.

        As of 2014, the expenditure on health care in this country was 10.37% of GDP in 2014, US$1,312 per capita.

        Also, as of 2014, Serbia had 308 doctors per 100,000 people (360 per 100,000 people was European Union (EU) average), 628 non-doctoral medical staff per 100,000 people (1,199 per 100,000 people was EU average).

        Although there is a trend of decreasing number of hospital beds per 100,000 people in Europe due to better efficiency and diagnostics, Serbia is among countries in Europe with 552 hospital beds per 100,000 people.

        In terms of the availability of medical equipment, this nation is slightly trailing behind the average of EU countries.

        The Government of Serbia is working with the World Bank in improving the quality and efficiency of Serbs healthcare system.

        From Wikipedia

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        Romanian insurance companies

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        Romania Insurance – World Insurance Companies Logos. Monitor Romania’s best providers, based on cost, coverage, customer service and claims support. Find the insurer you trust.

        Romanian Insurance Company Logos

        Romanian Insurers Logos. The graphic mark of a company is synonymous with its brand. A logo is instantly recognizable and enables the customer to associate the business with the useful qualities such as confidence, the right price and numerous other vital issues for finding the best coverage.
        Click on the logos of the insurers to get a bunch of updated information offering each Romanian insurer.

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          Health in Romania

          Romania has a mixed healthcare system consisting of both public and private healthcare providers. The Ministry of Health is responsible for overseeing the health care system in the country.

          Here are some key points about health in Romania:

          • Universal Healthcare: Romania has a universal health care system, which means that all citizens and legal residents are entitled to receive medical care. The system is funded through mandatory health insurance contributions from employees and employers.
          • Healthcare Infrastructure: Romania has a network of hospitals, clinics, and healthcare facilities spread across the country. However, the quality and availability of health care services may vary between urban and rural areas.
          • Public and Private Sector: The healthcare system in Romania includes both public and private sector providers. Public hospitals and clinics provide medical services at subsidized rates, while private healthcare facilities offer services at market prices.
          • Health Insurance: All Romanian citizens and legal residents are required to have health insurance coverage. The National Health Insurance Fund (CNAS) manages the mandatory health insurance system. Contributions are deducted from salaries, and certain vulnerable groups are exempt from paying these contributions.
          • Challenges: The Romanian healthcare system faces several challenges, including underfunding, shortage of medical personnel, and disparities in health care access between urban and rural areas. These challenges can sometimes result in longer waiting times for certain medical procedures or limited access to specialized health care services.
          • Recent Reforms: The Romanian government has implemented various reforms in recent years to improve the healthcare system. Efforts have been made to increase funding, enhance the quality of care, and improve the infrastructure of healthcare facilities.


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          Norwegian insurance companies

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          Norway Insurance – World Insurance Companies Logos. Monitor Norway’s top providers, ranked by cost, coverage, customer service, and claims support. Find the insurer you can trust.

          Norwegian Insurance Company Logos

          Norwegian Insurance Company Logos: These logos are instantly recognizable and help customers connect with the company’s positive attributes like reliability, affordability, and finding the best coverage. Click on the logos to access detailed information on all Norwegian insurers. Our goal is to assist you in finding the best coverage online.

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            Top Norwegian Insurance Companies and Features of Their Logos

            Norwegian insurance companies are known for their solid reputations and strong branding, which is often reflected in the design of their logos. The visual elements in these logos aren’t merely aesthetic but convey trust, security, and innovation—qualities that define the industry. Below is an overview of the top Norwegian insurance companies and the distinct features of their logos.

            1. Gjensidige Forsikring
              Logo: Gjensidige’s iconic logo features a medieval figure holding a shield, a symbol that represents protection and security. The bold, traditional color, convey a sense of stability and trust. This logo draws on the company’s long history in the insurance sector, reflecting its reliability and experience. The shielded figure illustrates Gjensidige’s commitment to safeguarding its clients, making it instantly recognizable and memorable in the Norwegian market.
            2. Storebrand
              Logo: Storebrand’s logo is minimalist yet powerful, featuring a red circular design that symbolizes growth, strength, and forward-thinking. The choice of red denotes energy and innovation, while the simple and clean design aligns with Scandinavian design principles. Storebrand’s logo perfectly balances modernity with its commitment to robust financial solutions.
            3. If Insurance
              Logo: If Insurance’s logo is sleek, modern, and primarily blue, using a sans-serif font to emphasize professionalism, transparency, and trust. The soft blue hue conveys calmness and reliability, which are crucial in the insurance industry. This clean design reinforces the company’s focus on clarity and simplicity in its operations.
            4. Tryg
              Logo: Tryg’s bold red logo, paired with a shield emblem, conveys passion and protection. Red is often associated with safety and urgency, while the shield underscores the company’s role in protecting its clients. This strong visual identity reinforces Tryg’s dedication to offering security and peace of mind.

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            Russia Insurance

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            Russia Insurance – World Insurance Companies Logos. Monitor Russia’s best assurance providers, based on cost, coverage, customer service and claims support. Find the insurer you trust.

            Insurance Company Logos in Russia

            Logos of Insurance Companies in Russia. The graphic mark of a company is synonymous with its brand. A logo is immediately recognizable and enables the customer to associate the company with the useful qualities such as confidence, the right price and many other vital questions to find the best assurance.
            Click on the logos of the insurers to get a wealth of up-to-date information offering every insurer in Russia.
            We would like to help you find the best coverage online.

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              Best Insurance Companies In Russia

              Best Insurers In Russia. How to get the best insurance throughout Russia?
              Some Tips
              1- Find the appropriate cover. 
              First, it is important to collect information about the right coverage and obtain quotes from various insurers as part of your selection process. To do so, first determine the type of coverage you need to make a good comparison between several companies. 

              Now is the time to research the types of insurers for this coverage.

              Check the status of the license.
                Insurers must hold a permit from the country where they sell insurance. For peace of mind, be sure to purchase coverage from a licensed provider in your area by checking to the service of the insurers of your Country, online or by telephone.
              3- Verify financial stability.
              Discover an insurer’s financial stability. Financial soundness ratings of an insurer can be researched on websites of companies like A.M. Best, Standard & Poor’s, Mood’s and Fitch. While most of the major insurers are safe bets, this is especially helpful when considering smaller, less-known providers.

              4- Client Service and Claims Support.
              Check customer complaint ratios. Many services on insurers websites publish customer complaint ratios for insurance providers. The consumer complaint ratio indicates the number of complaints received by an insurer for each 1,000 claims submitted by its policyholders.  It is also a good idea to check the complaint ratios of a company in several other countries, because a company could have good ratings in one, but not-so-large ratings in another. For more protection, look for firms with low consumer complaint ratios across a variety of countries.
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              Health in Russia

              Here is some information about health in Russia:

              • Health Care System: Russia has a public health care system that provides medical services to its citizens. The Ministry of Health is responsible for overseeing and regulating the health care system in the country. The system is funded through a combination of state budget allocations, mandatory health insurance contributions, and out-of-pocket payments.
              • Universal Healthcare: Russia provides universal healthcare coverage, which means that all citizens are entitled to receive medical care. However, the quality and availability of healthcare services can vary between regions, with urban areas generally having better healthcare facilities compared to rural areas.
              • Medical Infrastructure: Russia has a network of hospitals, clinics, and healthcare centers throughout the country. Major cities like Moscow and St. Petersburg has well-equipped medical facilities with advanced technology, while rural areas may face challenges in terms of infrastructure and access to healthcare services.
              • Health Insurance: Mandatory health insurance is a key component of the healthcare system in Russia. Most employed individuals and their dependents are covered through contributions to the compulsory medical insurance fund. Certain vulnerable groups, such as children, pensioners, and disabled individuals, are covered by state-funded programs.
              • Private Healthcare: Alongside the public health care system, private healthcare providers exist in Russia. Private clinics and hospitals offer a range of medical services for those who can afford to pay out-of-pocket or have private health insurance.
              • Health Challenges: Russia faces various health challenges, including a high burden of non-communicable diseases such as cardiovascular diseases, cancer, and respiratory disorders. Additionally, the country has dealt with issues related to the availability of health care in remote regions, uneven distribution of medical personnel, and an aging population.
              • Recent Reforms: The Russian government has undertaken reforms to improve the health care system in recent years. Efforts have been made to modernize medical infrastructure, enhance the quality of care, and increase funding for healthcare services.


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              Polish insurance companies

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              Polish insurance companies – World Insurance Companies Logos​. Monitor Poland’s best insurance providers, based on cost, coverage, customer service and claims support. Find the insurer you trust.

              Insurance Company Logos in Poland

              Logos of Insurance Companies in Poland. The graphic brand of Polish Insurance Companies is a synonym for its brand. In insurance, a logo is immediately recognizable and allows the customer to associate the company with the useful qualities such as trust, the right price, and a lot of other vital questions about the task of finding the best insurance.
              Click on the logos of the insurance companies to get a wealth of up-to-date information offering each insurer in Poland. We want to help you find the best coverage online. 

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                Health care in Poland

                Health care in Poland is Insurance based and is delivered through a publicly funded health care system called the Narodowy Fundusz Zdrowia, which is free for all the citizens of Poland provided they fall into the “insured” category (usually meaning that they have their health insurance paid for by their employer, or are the spouse or child of an insured person). According to Article 68 of the Polish Constitution everyone has a right to have access to health care. Citizens are granted equal access to the publicly funded healthcare system. In particular, the government is obliged to provide free health care to young children, pregnant women, disabled people, and the elderly.
                However, private healthcare use is very extensive in Poland. Patients who are uninsured have to pay the full cost of medical services. According to a study conducted by CBOS in 2016, out of 84% patients taking part in the survey, 40% declared use of both private and public health services, 37% use only public health care, and 7% use only private health services. 77% of all responders declared using private health care is caused by long waiting for public health care services.

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                Insurance in Monaco

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                Insurance in Monaco – World Insurance Companies Logos. In Monaco, there are several insurers that provide various types of coverage. Click on the logos of the Insurers to obtain a bunch of up-to-date information offering each insurer in Monaco. We want to help you find the best insurance on the internet.

                Insurance Company Logos in Monaco

                List of Insurance Logos and Names in Monaco The graphic mark of a company is synonymous with its brand. A logo is immediately recognizable and enables the customer to associate the company with the useful qualities such as confidence, the right price, etc., and numerous other vital questions about the search for the best assurance.
                Click on each logo to get a lot of vital information to select the best underwriter.

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                  Insurance Companies in Monaco

                  Here are a few insurers in Monaco:

                  • Europe Insurance – Monaco.
                  • Aon Monaco.
                  • Allianz Monacan.
                  • Compagnie Générale de Réassurance de Monte-Carlo.
                  • AXA Monaco.
                  • Generali Monaco.
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                  How Much Insurance Do You Need? 

                  Evaluating Your Home and Personal Property 

                  The first step in determining how much coverage you will need is to make an analysis of the value of your home (excluding the value of the land) and your personal property within it.  In determining the value of your home, you must calculate how much it will cost to replace it if your home were totally destroyed.  

                  You can enlist the help of your assurance agent in determining this figure.  In fact, most insurers perform a physical inspection of your home when they first ensure it.  Using formulas that take into account whether your home is of brick or wood frame construction, total area, number of floors, number of rooms, etc., the company will be able to give you an accurate replacement cost value.  

                  In addition, you may get an estimate from a contractor at your own expense.  There is also services available online that can  help you estimate the replacement value of your home. 

                   Determining the value of your personal property will require an extensive analysis on your part.  You should go through each room of your house and list every piece of furniture and fixture within it.  Some insurers provide Household Inventory Schedules which can be quite helpful with this task.  

                  Items such as sofas, tables, beds, TVs, refrigerators, and lawn mowers would be included in such a schedule.

                   As you compile your inventory you should supplement it with receipts indicating the  purchase price and date of purchase and photographs of major items.   Your inventory should be updated on an annual basis, or at the very least, whenever you purchase a large appliance or item of furniture.

                   Some people periodically make a video of all their possessions.  If you do, make sure all the drawers and/or doors of your furniture are open so you have a record of what is stored.  

                  It would also be helpful if you are able to verbally describe major items on the video.  When complete, you should make a backup and store your inventory list or video  a safe place away from your home, such  as your safe deposit box.  You might also want to store this information in the home of a friend or relative or in your workplace. 

                  From http://www.dfs.ny.gov

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                  Portugal insurance companies

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                  Portugal Insurance – World Insurance companies Logos. Monitor Portugal’s best providers, based on cost, coverage, customer service and claims support. Find the insurer you trust.

                  Insurance Company Logos in Portugal

                  Logos of Insurance Companies in Portugal. The graphic mark of Portuguese Companies is synonymous with its brand. A logo is immediately recognizable and enables the customer to associate the company with the useful qualities such as confidence, the right price, and a lot of other vital questions about the task of finding the best coverage.

                  Click on the logos of the insurers to get a pile of updated information offering each insurer from Portugal. We want to help you to find the best insurance.

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                    Healthcare in Portugal

                    Healthcare in Portugal is provided through three coexisting systems: the National Health Service (PortugueseServiço Nacional de Saúde, SNS), special social health assurance schemes for certain professions (health subsystems) and voluntary private health assurance.

                    The SNS provides universal coverage, although in 2012 measures were implemented to ensure the sustainability of the service by the introduction of user fees to be paid for at the end of treatments. In addition, about 25% of the population is covered by the health subsystems, 10% by private assurance schemes and another 7% of mutual funds.

                    The Ministry of Health is responsible for developing health policy as well as managing the SNS.

                    The Health Regulatory Entity (ERS) is the public independent entity responsible for the regulation of the activity of all the public, private and social healthcare providers. In 2019 the government proposes to scrap all fees, which constitute about 2 percent of the NHS’s budget, apart from some hospital emergencies.

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                    Montenegro Insurance

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                    Montenegro Insurance – World Insurance Companies Logos. Research and compare insurers to find the one that best suits your needs.

                    Insurance Company Logos in Montenegro

                    Logos of Insurance Companies in Montenegro. The graphic mark of a company is synonymous with its brand. A logo is immediately recognizable and allows the customer to associate the company with useful qualities such as trust, fair price, etc., and many other vital factors in the quest for the best coverage.

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                      Health in Montenegro

                      This country with an area of 13,812 square kilometers and a population of 620,029, according to the 2011 census. The country is bordered by Croatia, the Adriatic Sea, Bosnia, Herzegovina, Serbia, Kosovo, and Albania.

                      The most common health issues faced are non-communicable diseases, accounting for 95% of all deaths.

                      This is followed by 4% of mortality due to injury, and 1% due to communicable, maternal, perinatal and nutritional conditions.

                      Other health areas of interest are alcohol consumption, which is the most prevalent disease of addiction within Montenegro, and smoking. Montenegro has one of the highest tobacco usage rates across Europe.

                      Life expectancy for men is 74 years, and life expectancy for women is 79.

                      The Human Rights Measurement Initiative finds that Montenegro is fulfilling 70.6% of what it should be fulfilled for the right to health based on its level of income.

                      When looking at the right to health with respect to children, Montenegro achieves 100.0% of what is expected based on its current income.

                      In regards to the right to health among the adult population, the country achieves only 92.9% of what is expected based on the nation’s level of income.

                      Montenegro falls into the “very bad” category when evaluating the right to reproductive health because the nation is fulfilling only 18.9% of what the nation is expected to achieve based on the resources (income) it has available.

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