LIST OF INSURANCE PROVIDERS IN GERMANY
Germany, Europe – World Insurance Companies Logos. The graphic mark of a company is synonymous with its brand. In insurance, a logo is immediately recognizable and enables the customer to associate the company with the useful qualities such as confidence, the right price and many other vital questions to find the best assurance. Click on the logos of the insurers to get a lot of updated information offering every insurer from Germany. We wish to assist you in finding the best insurance by region online.
INDEX OF LOGOS OF INSURANCE COMPANIES IN GERMANY
List of German insurance company logos. Find the best insurance, according to cost, coverage and claim support. Select your trusted insurer.
INSURANCE IN GERMANY
In Germany insurance is a good thing to have, health and liability insurance for motor vehicles is mandatory.
If you are planning to spend more than six months in Germany, or have moved here from a job-related capacity, here’s a primer on other coverage you may want.
Third-party Private Liability Insurance.
The most important and yet the least expensive insurance cover you will need in Germany is third-party private liability insurance (Haftpflichtversicherung). It will provide cover for you or to any insured member of your family in the event that you commit an act for which a German court would consider you ordinarily negligent.
Under Germany Law, there is no ceiling on the level of damages an individual could have awarded against them for an act they committed, even one committed innocently but carelessly, or for the misdeeds of their dog or horse.
Ordinary negligence could be a simple matter of damaging someone else’s property, for instance, knocking over a vase while visiting a friend or in a shop, or causing an accident as a pedestrian by not crossing at the zebra crossing, causing bodily injury whilst skiing or engaging in other sports activities.
Please note that dogs and horses must be insured separately and are not included in a single or family policy. This essential coverage is intended to give you more than just peace of mind and is strongly recommended and often contractually required when you are renting a property.
Any damage claims can be painful and a high level of cover, (we suggest 10 million Euros for a family, less for animals) costs relatively little. Saving by taking out a cheap policy with limited coverage is very much a false economy.
Third-party private liability coverage will not provide cover for anyone driving a car, piloting an airplane, or sail a boat; no cover is provided for hunting. All of these require separate Ins. Policies.
You should be aware that Germany third-party private liability coverages with either a three or five-year term cannot be canceled before the term is up. An insurance agent selling these term contracts will receive a higher commission for locking a client into a multi-year product.
Our strong advice is to buy only annually renewable policies; there is absolutely no reason to take out a policy which leaves you unable to switch at a renewal date if a more attractive or a better quality insurance cover becomes available.
From How to Germany.
Germany, Europe – World Insurance Companies Logos