Terms of Use

Terms of Use

These Terms govern your access to and use of all content, products, and services available on the website https://world-insurance-companies.com (the “Service”), operated by us (“we”, “our”, or “us”).

By accessing or using our Services, you agree to comply with and be bound by all the terms and conditions outlined herein, as well as any additional operating rules and policies that we may publish from time to time.

Please read these Terms carefully before using our Services. If you do not agree to any part of these Terms, you may not access or use our Services.


Intellectual Property

These Terms do not transfer any of our or third-party intellectual property to you. All rights, title, and interest in such intellectual property will remain solely with us or our licensors.


Third-Party Services

While using our Services, you may interact with third-party services, products, software, or applications (“Third-Party Services”).

By using any Third-Party Services, you acknowledge and agree that:

  • Any use of Third-Party Services is at your own risk. We are not responsible for any third-party websites or services.
  • We shall not be liable for any damages or losses caused by or in connection with the use of any third-party content, goods, or services.

Accounts

To access certain parts of our Services, you may be required to create an account. When registering, you agree to provide accurate and complete information.

You are solely responsible for all activities that occur under your account. You must keep your account information current and your password secure.

You are responsible for maintaining the security of your account. You should not share your access credentials and must notify us immediately of any unauthorized use of your account or any security breaches.


Links to Third-Party Websites

Our Service may contain links to third-party websites or services that are not owned or controlled by us.

We are not responsible for the content, privacy policies, or practices of any third-party websites or services. We are not liable, directly or indirectly, for any damage or loss caused by or in connection with the use of any third-party content, goods, or services.

We recommend you

review the terms and privacy policies of any third-party websites or services you visit.


Termination

We may terminate or suspend your access to all or any part of our Services at any time, with or without cause, and with or without notice, effective immediately.

If you wish to terminate this Agreement or your account, you may simply stop using our Services.

Certain provisions of this Agreement, including but not limited to ownership provisions, warranty disclaimers, indemnity, and limitations of liability, shall survive termination.


Disclaimer

Our Services are provided “AS IS” and “AS AVAILABLE,” and we make no representations or warranties of any kind, either express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, and non-infringement. Neither we nor our suppliers and licensors guarantee that our Services will be error-free or uninterrupted.

You understand that

downloading or otherwise obtaining content or services through our Services is at your own discretion and risk.


Jurisdiction and Applicable Law

To the extent permitted by law, this Agreement and your access to and use of our Services will be governed by the laws of New York.

Any disputes arising out of or relating to this Agreement or the use of our Services shall be resolved in the state and federal courts located in New York.


Changes

We reserve the right, at our sole discretion, to modify or replace these Terms at any time.

If we make material changes, we will notify you by posting a notice on our website or by emailing you or other communication before the changes take effect. The notice will specify a reasonable period before the new terms become effective.

We will aim to provide at least 30 days’ notice of any significant changes. If you disagree with the changes, you should stop using our Services within the notice period or once the changes become effective.

Your continued use of our Services after the changes take effect will constitute your acceptance of the new terms.


Contact Us

If you have any questions about these Terms, please contact us at:
[email protected]

Last Updated: December 19, 2024


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