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Insurance in Aruba

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Noticias Today

General Health Insurance

The General Health Insurance (AZV) is a basic insurance (health insurance) that applies to every resident of Aruba.

The role of the AZV Implementing Body is to implement the National Ordinance AZV. This means that the medical costs (GP, specialist, physiotherapy, dentist and hospitalization) are reimbursed for everyone who is registered as a resident of Aruba.
The goals of MWV are:

Ensure good accessibility of healthcare for all insured persons
Ensuring that the quality of health care remains at a high level
Ensuring the most effective and efficient healthcare possible
Budget control/cost control AZV works together with all the above-mentioned care providers. There are contracts between the MWV and the care providers in which it is laid down what the reimbursements are for the procedures they perform for their patients.
The tax authorities are charged with levying and collecting the (income-related) premium.
The draft National Ordinance General Health Insurance was submitted to the States of Aruba in 1990 by the then Oduber cabinet. It was adopted by the States in 1992. The AZV was to replace a variety of statutory health insurance schemes, such as: a scheme for government employees, a scheme for staff of public companies, a scheme for government retirees, schemes for employees and the so-called PPK scheme, a scheme for unemployed persons, and less wealthy.

In 1996, the provisions concerning the AZV Implementing Body came into effect. It would take until January 1, 2001 before the National Ordinance came into force in full. In 2000, the then Prime Minister, Eman, headed the steering committee that prepared the full implementation. With the entry into force of the National Ordinance General Health Insurance, this country was the first country within the Kingdom of the Netherlands to introduce basic health insurance for the entire population.

The Netherlands would follow suit in 2006 with the Health Insurance Act, but under this Act resident are not automatic (by law) insured, but are obliged to take out health insurance with a private party. In 2011, a health insurance policy was introduced in the Caribbean, Netherlands that shows strong similarities with the Aruban MWV.

Aruba, Caribbean – World Insurance Companies Logos

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