Navigating the insurance market in Paraguay can be complex. Whether you need to secure mandatory car insurance, protect your home, or find a comprehensive health plan, this guide is designed to help. We provide a clear, up-to-date overview of the country’s leading insurers to help you compare your options and make a confident choice.
Comparing Insurance Providers in Paraguay
In our Complete Guide to Insurance Companies in Paraguay (2025), clicking on the logos will instantly provide you with up-to-date and relevant information about the insurance services offered by each provider. This list provides direct access to official sources and verified profiles, enabling you to explore important details such as the range of insurance products available, coverage options, customer service channels and company history.
- All Insurers
- General & Life Insurers
- Insurance Brokers & Risk Advisors
- Other Financial Institutions (Banks)
- Other Financial Institutions (Motoring Clubs)
IPS (Instituto de Previsión Social)
Paraguay's Social Security Institute is the government entity responsible for providing mandatory health coverage and pensions to the country's formal workforce and their dependents.
Paraguay Office
Mapfre
Covers life, auto, home, travel, and business insurance with global expertise and local support services.
Paraguay Office General & Life Insurers
Aseguradora del Este
A prominent and fast-growing local insurer with a wide range of personal and commercial insurance products, known for its customer service.
Paraguay Office General & Life Insurers
El Comercio Paraguayo
Offers automobile, home, personal accident, civil liability, robbery, fidelity, transit, technical, collective life, banking, aviation, caution, and comprehensive insurance, catering to individuals and businesses across Paraguay.
Paraguay Office General & Life Insurers
La Consolidada
Known for its extensive network across Paraguay, this company provides a solid structure for vehicle, home, and business insurance solutions.
Paraguay Office General & Life Insurers
Itau Paraguay logo
The highly profitable insurance arm of Banco Itaú, offering a variety of products often integrated with its banking services, such as life, auto, and credit protection insurance.
Paraguay Office Other Financial Institutions (Banks)
Taji
A major cooperative-owned insurer with significant market share, offering comprehensive property, casualty, and life insurance.
Paraguay Office General & Life Insurers
Sancor Seguros
Offers life, health, auto, home, agricultural, business, and liability insurance.
Paraguay Office General & Life Insurers
Fenix Seguros
Ensuring Financial Security in Paraguay, Fenix Seguros provides innovative insurance solutions crucial for modern risk management and financial security.
Paraguay Office General & Life Insurers
Touring y Automóvil Club Paraguayo
The main motoring club in the country. While its primary focus is roadside assistance and travel services, it also offers basic travel and vehicle-related insurance plans to its members.
Paraguay Office Other Financial Institutions (Motoring Clubs)
CENIT
Offers comprehensive insurance solutions in Paraguay, crucial for businesses and individuals seeking reliable risk protection.
Paraguay Office General & Life Insurers
Rumbos S.A. de Seguros
A well-positioned company in the Paraguayan market, offering diverse solutions in personal and property insurance.
Paraguay Office General & Life Insurers
Covering
A major insurance advisory and brokerage firm in Paraguay that works with the country's top insurers to offer customized plans to its clients.
Paraguay Office Insurance Brokers & Risk Advisors
Expat Financial
Provides specialized insurance for expats, crucial for navigating foreign healthcare and financial risks.
Paraguay Office Insurance Brokers & Risk Advisors
Pacific Prime
An insurance broker simplifying international insurance
Paraguay Office Insurance Brokers & Risk Advisors
ASEPASA
Provides comprehensive insurance in Paraguay, crucial for safeguarding individuals and businesses against unforeseen risks.
Paraguay Office General & Life InsurersHow to Choose Your Insurance in Paraguay
- Assess Your Needs: First, determine what you need to protect. Are you looking for mandatory auto insurance (
seguro contra terceros), comprehensive coverage for your car, a health plan, or life insurance? - Compare Multiple Quotes: Don’t accept the first offer. Contact at least three different companies to compare prices, coverage limits, deductibles, and exclusions.
- Check Company Reputation: Look for reviews and ask for recommendations. A good insurer is one that is financially stable and has a smooth and fair claims process.
- Consider a Broker: An insurance broker works for you, not the insurance company. They can provide impartial advice and help you find the best policy for your specific situation.
Understanding the Health System in Paraguay
Paraguay has a dual health system. The public system is managed by the Instituto de Previsión Social (IPS), which provides mandatory health coverage to all employees in the formal sector.
However, many residents opt for private health plans, known as “medicina prepaga,” to supplement or bypass the public system. Private insurance typically offers:
- Shorter wait times for appointments and procedures.
- Access to a wider network of private clinics and specialists.
- More comfortable facilities and personalized services.
When choosing a health plan, it’s important to compare the network of doctors, clinics, and the scope of coverage offered by providers.
Frequently Asked Questions (FAQ)
Is car insurance mandatory in Paraguay? Yes. At a minimum, all vehicle owners must have third-party liability insurance (seguro contra terceros). This covers damages or injuries you may cause to other people. It does not cover damage to your own vehicle.
What is the largest insurance company in Paraguay? Based on market share, companies like MAPFRE, Aseguradora del Este, and Aseguradora Yacyreta are consistently among the largest in the country. However, the “best” company depends entirely on your personal needs and the type of coverage you are seeking.
What is the difference between IPS and private health insurance? IPS is the mandatory public health system funded by payroll contributions. Private health insurance (medicina prepaga) is an optional service you pay for directly to get access to a private network of doctors and hospitals, often with more convenience and choice.
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